Cómo la Reforma de Salud le Beneficiará a Usted y las Familias Latinas en California

Tamaño: px
Comenzar la demostración a partir de la página:

Download "Cómo la Reforma de Salud le Beneficiará a Usted y las Familias Latinas en California"

Transcripción

1 Cómo la Reforma de Salud le Beneficiará a Usted y las Familias Latinas en California Todas las familias Latinas se podrán beneficiar de la nueva ley de salud. Esto es cierto tanto para las personas que no tienen seguro médico, como las que reciben Medi-Cal o Medicare, e inclusive para las que tienen seguro privado. Si usted no tiene seguro médico, la ayuda viene en camino. Si usted es una persona de edad avanzada, se beneficiará de los descuentos que Medicare otorgará para medicinas y de los cuidados preventivos que podrá recibir de manera gratuita. Si usted tiene seguro médico, puede conservar su doctor y su tranquilidad, al saber que las compañías aseguradoras no podrían cancelar o limitar su cobertura cuando se enferma o necesita de servicios. No importa si usted tiene o no seguro médico, la nueva ley de salud también promueve estilos de vida saludables a través de programas de bienestar en nuestros trabajos y a través de subsidios comunitarios para aumentar el acceso a comidas saludables y promover la actividad física. Si usted necesita seguro médico Habrá más opciones a precios que sí se pueden pagar Si usted tiene Medi-Cal o Medicare Tendrá acceso a más y mejores servicios Si usted tiene seguro privado Tendrá una cobertura que sí puede pagar sin preocupación. Si usted Necesita Seguro habrá más opciones a precios que sí se pueden pagar Al proporcionar más opciones de cobertura a un precio accesible, la nueva ley de salud ayudará a miles de Latinos a obtener cobertura. Los residentes permanentes podrán ser elegibles para lo siguiente: Para Adultos Jóvenes Podrán permanecer en el plan de seguro médico familiar hasta la edad de 26 años: De manera inmediata, los adultos jóvenes podrán permanecer en el plan de salud de sus padres hasta la edad de 26 años. Esto ayudará a uno de cada tres Latinos jóvenes que no tenían seguro médico en el Expansiones a Medi-Cal podrían ayudarle a usted o su familia: Comenzando en el 2014, si usted es un adulto soltero/a y gana menos de $14,431 o si tiene una familia de 4 miembros y gana $29,367, podrá ser elegible para Medi-Cal. Esta expansión le proporcionará cobertura a más de un millón de Latinos en California. El Medi-Cal de embarazo y emergencias seguirá estando disponible para todas las personas de bajos ingresos sin importar su status migratorio.

2 El Intercambio de Seguro de Salud (Exchange) le proporcionará a usted cobertura privada a un precio accesible: También comenzando en el 2014, si usted es soltero/a y gana menos de $43,400, o si tiene una familia de 4 miembros y gana $88,200, usted podrá comprar cobertura a un precio accesible en el Interacambio de Seguro de Salud. Su pago mensual no costará más del 10% de su ingreso, el gobierno pagará el resto. Los niños ciudadanos y residentes permanentes de padres indocumentados también podrán obtener cobertura a través del Intercambio. Los inmigrantes indocumentados no podrán comprar seguro en el Intercambio y estarán exentos del mandato de tener seguro médico. Los pequeños negocios también recibirán ayuda para que sus empleados obtengan seguro médico: 500,000 pequeños negocios en California podrán obtener créditos de impuestos para poder proporcionar cobertura de salud a sus empleados. Si usted tiene Medi-Cal o Medicare Aumenta el Acceso y Mejores Servicios Ayuda para las personas mayores que están en Medicare: La nueva ley cierra el hoyo de la dona de Medicare, ayudando a cientos de miles de Latinos a pagar por sus medicinas recetadas, esto comenzará en el También proporciona servicios preventivos gratuitos. Más Doctores y Especialistas para Servir a Usted: Los pagos a doctores aumentarán bajo la nueva ley. Esto significa que habrá más doctores y especialistas para servirle. Disminución del Tiempo de Espera: Más doctores y servicios, significará tener que esperar menos para recibir servicios. Apoyo para la Red de Seguridad: La ley otorgará un estimado de $1.4 billones de dólares a los centros comunitarios de California, los cuales sirven a cientos de miles de Latinos. Si usted tiene seguro privado Tendrá tranquilidad y una cobertura que sí puede pagar Para los 5.5 millones de Latinos en California que tienen seguro médico privado, su seguro médico será más seguro, más económico y le ayudará a mantenerse saludable. Dándole paz y tranquilidad: Las compañías de seguro ya no podrán negarle cobertura por condiciones pre-existentes ni le podrán cancelar su póliza cuando usted se enferma. Esta provisión entrará en vigor este otoño para los niños y en el 2014 para los adultos. No habrá límites de por vida para cuidado de salud: Comenzando este otoño, la nueva ley prohibe a las aseguradoras el limitar cuanto cuidado de salud las personas pueden recibir. Nadie se tendrá que preocupar de perder su casa o de irse a la bancarrota si usted o alguien querido se enferma. Dándole prioridad a la Prevención: Comenzando este otoño, todas los nuevos planes de seguro médico tendrán que ofrecer servicios preventivos gratuitos, como chequeos y examenes. Si usted es un inmigrante: Hay beneficios disponibles para usted Todos los beneficios de la reforma de salud estarán disponibles a todos los residentes permanentes y todos se beneficiarán de la expansión de servicios en los centros comunitarios.

3 Inmigrantes Permanentes seguirán calificando para Medi-Cal: Residentes permanentes seguirán siendo elegibles para Medi-Cal sin tiempo de espera. Inmigrantes Permanentes podrán ser elegibles para el Intercambio : Residentes permanentes podrán ser elegibles, sin tiempo de espera, para créditos de impuestos y subsidios para poder comprar seguro médico en el Intercambio. El Intercambio de Seguro no estará disponible para inmigrantes indocumentados: Inmigrantes indocumentados no pueden comprar seguro en el Intercambio y están exentos del requisito de tener seguro de salud.

4 Key Legislation for 2013 Health Care Reform Implementation Extraordinary Session Bill / Author Sponsor Description CPEHN Position Status ABx1 1 (J. Perez) Medi-Cal Expansion: Expands eligibility for Medi-Cal to childless adults making up to 138% of the Federal Poverty Level ($15,856 per year for an individual) in accordance with federal health care reform. Support Senate Health SBx1 1 (Hernandez) Medi-Cal Expansion: Expands eligibility for Medi-Cal to childless adults making up to 138% of the Federal Poverty Level ($15,856 per year for an individual) in accordance with federal health care reform. Support Passed Senate Floor SBx1 3 (Hernandez) Bridge Option: Creates a bridge option to allow low-cost health coverage to be provided in Covered California for individuals and families transitioning between it and Medi-Cal. Support Passed Senate Floor Access to Health Care Bill / Author Sponsor Description CPEHN Position Status AB 50 (Pan) Medi-Cal Simplification: Requires the Department of Health Care Services to establish an eligibility process that allows a hospital to make preliminary Medi-Cal determinations and applicants to have an option to prepopulate or electronically verify applications. Support Assembly Appropriations AB 209 (Pan) Medi-Cal Quality and Transparency Act: Requires the Department of Health Care Services to develop a plan to monitor, evaluate, and improve the quality and accessibility of health care and dental services provide through Medi-Cal managed care. Support Assembly Floor

5 AB 411 (Pan) CPEHN Medi-Cal Data Analysis: Requires Medi- Cal managed care health plans to analyze quality data by race, ethnicity, and primary language Support Assembly Floor AB 422 (Nazarian) St. John's Well Child and Family Center and CPEHN Health Care Notifications in School Lunch Program: Updates notifications about the National School Lunch Prorgram sent to parents with information about the new health insurance options available through the expansion of Medi-Cal and Covered California. Support Assembly Floor AB 505 (Nazarian) CPEHN Medi-Cal Language Access: Codifies current language access requirements on Medi-Cal managed care health plans. Support Assembly Floor SB 22 (Beall) Mental Health Parity: Ensures compliance with and implementation of state and federal mental health parity laws. Support Senate Appropriations, Suspense File SB 189 (Monning) Wellness Programs: Prohibits a health plan or insurer from offering a wellness program, incentive, or reward in a group health plan contract or insurance policy unless specified requirements are satisfied. Support Senate Floor SB 204 (Corbett) CPEHN Translated Prescription Drug Labels: Requires the use of translated directions for taking medications on prescription drug labels. Support Senate Appropriations 5/13/2013 SB 353 (Lieu) Health Access and CPEHN Protecting Consumers through Health Reform Implementation: Provides the Department of Insurance with the authority to review and approve marketing materials. Also requires health plans and insurers that market in non-english languages to provide translated documents in those languages. Support Senate Appropriations, Suspense File

6 Achieving Equity by Building a Bridge from Eligible to Enrolled (Updated January 2013) Introduction In January 2011, California became the first state in the country to establish a health insurance exchange, a key component of the Affordable Care Act (ACA) that will provide individuals and small businesses an opportunity to shop for and buy comprehensive health insurance. Low- to moderateincome families, between 133% and 400% of the Federal Poverty Level (FPL), i will be eligible for tax credits to help keep the costs of coverage affordable in Covered California (California s Health Benefit Exchange). Developed by the California Pan-Ethnic Health Network (CPEHN), this fact sheet updates data released in a previous report, Achieving Equity by Building a Bridge from Eligibility to Enrolled, using the UC Berkeley Center for Labor Research and Education and the UCLA Center for Health Policy Research s California Simulation of Insurance Markets (CalSIM) model. ii The CalSIM model is used to estimate the effects of specific provisions of the ACA on family and employer decisions about insurance coverage in California. While communities of color and people who speak English less than very well (limited English proficient, or LEP) represent a significant portion of those eligible for subsidies in Covered California, initial findings suggest that they may be less likely to enroll. Over a million LEP adults eligible for subsidies in Covered California Over 2.7 million adult Californians will be eligible to receive federal tax credits to purchase affordable health coverage in Covered California. iii Of these eligible adults, 66% (about 1.8 million) will be people of color (Figure 1) and 40% (about 1.09 million) will speak English less than very well (Figure 2). iv Figure 1: Eligible Population for Subsidies in Covered California by Race/Ethnicity (2013) 2% Latino Figure 2: Adult Population Eligible for Subsidies in Covered California by English Proficiency (2013) 34% 13% 4% 47% African American Asian/Pacific Islander White Native American/Alaska Native/Multiple Race 40% 60% Native English Speaker/Very Well Limited English Proficiency: Well/Not Well/Not at All

7 Language barriers may reduce LEP participation Eligible LEP individuals are projected to enroll at lower rates than their non-lep counterparts. Of the 60 LEP adults eligible for subsidies in Covered California, 56% are predicted to enroll by 2019 if language were 55 not a barrier (Figure 3). However, without appropriate and effective multilingual outreach and education 50 efforts, just 46% are expected to enroll. The difference 45 between these two estimates shows that there is the potential to enroll upward of 119,000 more LEP 40 individuals in Covered California if enrollment is conducted with proactive outreach efforts directed toward the LEP population. Figure 3: Percentage of Subsidy-Eligible Adults Enrolled in Covered California (2019) Language needs are addressed Language needs are not addressed Projected languages spoken CalSIM also provides insight into the LEP adults projected to receive subsidies in Covered California in Though these enrollees are predominantly Spanish-speaking (81%, over 405,000), a significant number speak other languages. More than 95,000 people speak a language other than English or Spanish at home, with roughly 30,000 speaking Chinese, 15,000 Vietnamese, and 10,000 Korean. v Recommendations Our health care system must adapt to meet the needs of California s diverse population. To ensure that all eligible Californians are enrolled in health insurance programs, have equal access to affordable coverage and care, and receive quality services, the following recommendations must be implemented: Target resources for consumer assistance to those with the highest need. Resources must be designated for in-person assistance to communities with the highest needs who may lack access to the internet and other traditional methods of enrollment, including low-income populations, immigrants, LEP, and persons with disabilities. Invest in culturally and linguistically appropriate marketing and outreach. While the recent availability of $40 million in funds from Covered California is an important first step, ongoing resources should be made available to community organizations, ethnic media, and others who have experience marketing to communities of color. Involve communities of color in decision-making processes. Communities of color must be an integral partner in these processes to inform policy decisions that will have an impact on access to coverage and care. Strengthen data collection efforts to help identify and address disparities. As new systems are developed it is critical to build a more effective data collection infrastructure and identify ways to improve current systems to better understand and reduce disparities. Invest in primary care and workforce diversity in underserved areas. With more than 4 million newly eligible for coverage under the ACA, California needs to be ready to meet the new demands for care, such as strengthening the capacity of our safety net providers. Promote prevention and wellness. We must use this historic opportunity to transform our health care system into one that invests in health equity by keeping people well and ensure that federal and state resources allocated for prevention programs are preserved. i In 2012, 400% of the Federal Poverty Level was $44,680 for a single adult and $92,200 for a family of four. ii Findings are based on CalSIM, version 1.8 Base scenario and CalSIM, version 1.8 Base scenario adjusted for LEP. iii This does not include nearly a million Californians who are prohibited from purchasing coverage with their own money due to their citizenship status. iv Data on English proficiency is only for adults 18 and older. v The projected languages spoken are based on a more conservative estimate assuming that language is a barrier to enrollment.

8 How Health Reform Benefits You and California s Latino Families All Latino families stand to benefit from the new health care law. This is true whether you are uninsured, have Medi-Cal or Medicare, or private insurance. If you have no health insurance, help is on the way. If you re a senior, you ll benefit from Medicare rebates on drugs and free preventive care. If you have health insurance, you can keep your current doctor and peace of mind, knowing that insurance companies cannot drop or limit your coverage when you re sick and need it. Whether you have insurance or not, the new health care law also promotes healthy living through worksite wellness programs and community grants to increase access to healthy foods and physical activity. If you need insurance More options for affordable coverage If you have Medi-Cal or Medicare Increased access and better services If you have private insurance Peace of mind and affordable coverage If You Need Insurance More Options for Affordable Coverage By providing more options for affordable coverage, the new health care law will help many thousands of Latinos obtain coverage. Lawful immigrants will be eligible for all the provisions below. For Young Adults You Can Stay on Your Family s Plan until Age 26: Beginning immediately, young adults will be able to stay on their parent s health plan through the age of 26. This will help the one in three Latino youth who went without health insurance during Medi-Cal Expands to Help You and Your Family: Starting in 2014, if you make less than $14,431 as a single adult or $29,367 for a family of four, you ll be eligible for Medi- Cal. This expansion will provide coverage for more than one million Latinos in California. Prenatal care and emergency Medi-Cal is still available to all low-income persons regardless of immigration status. The Health Insurance Exchange Will Provide You with Affordable Private Coverage: Also starting in 2014, if you make less than $43,400 as a single adult or $88,200 for a family of four, you will be able to buy affordable coverage from an insurance exchange. Your premium will cost no more than 10% of your income the government will cover the rest. Citizen or lawfully present immigrant children of undocumented parents can get coverage through the exchange. Undocumented immigrants cannot buy insurance from the exchange and are exempt from the requirement to have insurance.

9 Your Small Business Employer Will Get Help to Cover You: 500,000 small businesses in California will be able to get tax credits to help provide coverage for their employees. If You Have Medi-Cal or Medicare Increased Access and Better Services Help for Seniors on Medicare: The law closes the Medicare donut hole, helping hundreds of thousands of Latinos pay for their prescription drugs, starting in It also provides preventive services for free. More Doctors and Specialists to Serve You: Payments to doctors will be increased under the new law. This means there will be more doctors and specialist to serve you. Shorten Wait Times for Services: More doctors and services will mean shorter wait times for care. Supporting Our Safety Net: The law will bring in an estimated $1.4 billion dollars to support California s community health centers, which serve hundreds of thousands of Latinos. If You Have Private Insurance: Peace of Mind and Affordable Coverage For the 5.5 million Latinos in California who have private insurance, your health insurance will be more secure, affordable, and help keep you healthy. Giving You Peace of Mind: Health insurers will no longer be able to deny coverage for pre-existing conditions or drop it when you get sick. This provision applies to children starting this fall and to all adults in No Lifetime Caps on Care: Starting this fall, the new law prohibits insurers from limiting how much they will have to pay for care. No one will have to worry about losing their house or going bankrupt if you or someone you love gets sick. Putting Prevention First: All new private insurance plans will have to cover preventive services such as screenings and tests for free, starting this fall. If You Are an Immigrant: Benefits Are Available All the benefits of health reform are available to lawful immigrants and everyone will have access to expanded community health services. Lawful Immigrants Keep Medi-Cal: Lawful immigrants are still eligible for Medi-Cal without a waiting period. Lawful Immigrants Eligible for Help in the Exchange: Lawful immigrants will be eligible for tax credits and subsidies to purchase insurance in the exchange without a waiting period. Insurance Exchange Closed to Undocumented Immigrants: Undocumented immigrants cannot buy insurance from the exchange and are exempt from the requirement to have health insurance.

10 Medi-Cal Expansion: What s at Stake for Communities of Color Since the establishment of Medicare and Medicaid in the 60s, our country has prioritized protecting vulnerable populations our elderly, children, poor, blind, and disabled. But not all low-income people are eligible for Medicaid, and in California, the primary population left out childless adults are predominantly from communities of color. With the landmark signing of the Patient Protection and Affordable Care Act (ACA), we are finally closing this gap after almost 50 years. In 2014, nearly everyone making up to 138% of the Federal Poverty Level (FPL) i will be eligible for Medi-Cal (California s Medicaid program). California s communities of color have a large stake in how the state expands Medi-Cal. We cannot let this opportunity pass us by we must make sure that California expands the program to its fullest, conducts culturally and linguistically appropriate outreach, and streamlines the eligibility process so that everyone who is eligible is enrolled. The Imperative for Communities of Color In California, communities of color represent 60% of the population but account for 75% of the uninsured. ii As a result, communities of color make up a large majority of Californians who will be newly eligible for coverage under the Medi-Cal expansion. Of the approximately 1,420,000 nonelderly adults who will be newly eligible to receive Medi-Cal, 2 out of 3 (67% or 950,000) are from communities of color (see Figure 1). Over one-third (35% or 500,000) of the newly eligible will speak English less than very well (see Figure 2). How the state chooses to reach out to and educate those who are eligible for Medi-Cal will have a significant impact on enrollment. Simplifying enrollment procedures, implementing a robust culturally and linguistically outreach effort, and preenrolling individuals from existing health and human services programs are critical to maximizing participation. Even with these strategies in place, projections based on the California Simulation of Figure 2: By English Proficiency Insurance Markets (CalSIM) estimate that only 55% of those who are newly eligible for Medi-Cal, or 780,000 people, will enroll in Without these efforts, 300,000 Californians, 70% of whom would be from communities of color, are expected not to enroll in Medi-Cal despite being eligible. 8% 48% 35% Predicted Population Eligible for Medi-Cal Expansion in % 4% Figure 1: By Race/Ethnicity 65% 33% White Latino African American A&PI Other & Multiple Race Speaks English Very Well Speaks English Less Than Very Well

11 The Imperative for the State The Medicaid expansion through the ACA is a tremendous opportunity for California to dramatically decrease its uninsured population at minimum cost to the state. The newly eligible Medi-Cal enrollees will be fully funded by the federal government from 2014 through 2017, slowly decreasing to 90% by The influx of federal dollars means expanding Medi-Cal is a cost-effective way for the state to lower health care costs by enabling Californians to get the care they need and stay healthy. It will also create a healthier workforce and benefit state and local economies by sustaining jobs in the health sector. iii Policy Recommendations 1. Implement the Full Expansion of Medi-Cal: The ACA provides an historic opportunity to reduce health disparities in our state by ensuring access to health coverage for individuals and families up to 138% FPL. The full expansion of Medi-Cal will result in lower health care costs and better health outcomes as more and more Californians are able to access critical primary and preventive services in place of more costly emergency room care. 2. Maximize Medi-Cal Enrollment: We must take advantage of the changes in Medi-Cal by using fast, confidential, and effective methods to ensure timely enrollment. For example, we should identify and pre- or auto-enroll those we know will be eligible for Medi-Cal now. We must also maximize enrollment of eligible individuals under the Low-Income Health Program (LIHP), county programs established to provide health care to uninsured adults who will transition to Medi-Cal in Simplify Enrollment Processes: Strong collaboration between state and local government agencies and providers should be encouraged so that programs such as the LIHP, CalFresh, and others that already collect data on citizenship and income can share this data and accelerate enrollment. Additionally, individuals should be allowed to attest to this information when documentation is unavailable or obtaining the data will cause undue hardship. This will allow quick verification of eligibility for public benefits and avoid unnecessary delays in application processing. 4. Ensure Culturally and Linguistically Appropriate Services from Outreach to Care: With a large portion of the newly eligible speaking English less than very well, we must provide accurate, thorough, and easily understandable information in multiple languages to not only help them sign-up for Medi-Cal but also get the care they need. Additionally, we must prioritize training and certification of medical interpreters and prepare our health care professionals to work with California s diverse communities. Methodology The California Simulation of Insurance Markets (CalSIM), developed by the UC Berkeley Center for Labor Research and Education and the UCLA Center for Health Policy Research, uses four data sets to model employer and individual behavior to estimate the impact of the ACA on the enrollment of individuals in insurance coverage in California. CalSIM findings presented in this fact sheet are based on CalSIM Version 1.8. For further details on the methodology, please visit i In 2012, 138% of the Federal Poverty Level was $15,415 for an individual and $31,809 for a family of four. ii California HealthCare Foundation. California s Uninsured: Treading Water. December 2012.Accessed at iii National Health Law Program. 10 Advocacy Steps to Support a Medicaid Expansion in Your State. September Accessed at January 2013

12 Overview of the Affordable Care Act (ACA) Sarah de Guia, CPEHN Director of Government Affairs May 15, 2013

13 Major Provisions of the ACA Expands Medicaid Coverage Increases Medicaid eligibility (Medi-Cal in California) to 133% FPL Allows states to cover parents and childless adults Reduces paperwork and eligibility requirements Establishes Health Benefit Exchange a marketplace for individuals and small businesses to purchase insurance. Creates tax credits for those between 133%-400% FPL unless affordable employer coverage offered.

14 Additional Provisions of ACA Protects Employer-based Coverage Reforms the Private Insurance Market Promotes Prevention and Health Equity Creates a Bridge to Reform through Low Income Health Programs Prevents denial of coverage based on a preexisting condition Permits young adults to remain on parental coverage until age 26

15 Who s Eligible? 2.7 million uninsured Californians, newly eligible for coverage and tax credits through Covered California million uninsured Californians newly eligible for Medi-Cal Citizens and legal permanent residents (LPRs), including those below 133% FPL if not eligible for Medicaid. Undocumented immigrants are excluded. Limited exemptions for financial, religious reasons, and undocumented immigrants.

16 What kind of health coverage will be available? Must include at least the following services: Ambulatory patient services Emergency Hospitalization Maternity and newborn Mental health & substance use disorder Prescription drugs Rehabilitative and habilitative Laboratory Preventive and wellness and chronic disease management Pediatric services including oral and vision

17 Scope of Benefits Must offer 5 different tiers Bronze benefits = 60% actuarial value Silver benefits = 70% actuarial value Gold benefits = 80% actuarial value Platinum: benefits = 90% actuarial value Catastrophic coverage offered for those 30 years or younger &/or those exempt from mandate Tax credit subsidy is based on taxpayer s monthly household income compared to monthly premium for Silver plan Limits on Out-of-Pocket Costs: Individuals: $5,950 Families: $11,900

18 Tax Credit Subsidies - Individuals Tax credits for those between 133%-400% FPL without employer coverage % FPL: 2% of income % FPL: 3 4% of income % FPL: 4 6.3% of income % FPL: % of income % FPL: % of income % FPL: 9.5% of income

19 California s Health Benefit Exchange Covered California California establishes 1 st Health Benefit Exchange Includes Cultural and linguistic requirements & Board diversity Health Exchange Board Mission Approved Increase the number of insured Californians. Improve health care quality, lower costs. Reduce health disparities and promote prevention and wellness through an innovative, competitive marketplace that empowers consumers to choose the health plan and providers that give them the best value. Important Decisions Being Made: Information Technology Qualified Health Plans Eligibility and Enrollment Service Center Marketing, Outreach and Education Follow Covered California:

20 Unresolved business Implementing the Medi-Cal Expansion Integrating Applications for Health & Social Services Pre-enrollment in State Exchanges Enacting Individual Market Reforms (Gov. Signed Bills 5/9/13)

21 What you can do Help get Californians ready for coverage in 2014 Conduct outreach and education Partner with the Exchange, DHCS and MRMIB to ensure culturally and linguistically appropriate outreach and education Connect the newly eligible with other services Help to resolve complaints and dispel misinformation Have a say in the implementation process

22 How CPEHN can help Keep you up-to-date Include you in our advocacy efforts Identify critical opportunities Be a resource

23 Contact us at CPEHN (510) or (916)

Guide to Health Insurance Part II: How to access your benefits and services.

Guide to Health Insurance Part II: How to access your benefits and services. Guide to Health Insurance Part II: How to access your benefits and services. 1. I applied for health insurance, now what? Medi-Cal Applicants If you applied for Medi-Cal it will take up to 45 days to find

Más detalles

IRS DATA RETRIEVAL NOTIFICATION DEPENDENT STUDENT ESTIMATOR

IRS DATA RETRIEVAL NOTIFICATION DEPENDENT STUDENT ESTIMATOR IRS DATA RETRIEVAL NOTIFICATION DEPENDENT STUDENT ESTIMATOR Subject: Important Updates Needed for Your FAFSA Dear [Applicant], When you completed your 2012-2013 Free Application for Federal Student Aid

Más detalles

Affordable Care Act Informative Sessions and Open Enrollment Event

Affordable Care Act Informative Sessions and Open Enrollment Event 2600 Cedar Ave., P.O. Box 2337, Laredo, TX 78044 Hector F. Gonzalez, M.D., M.P.H Tel. (956) 795-4901 Fax. (956) 726-2632 Director of Health News Release. Date: February 9, 2015 FOR IMMEDIATE RELEASE To:

Más detalles

Guide to Health Insurance Part I: What you need to know before you apply.

Guide to Health Insurance Part I: What you need to know before you apply. Guide to Health Insurance Part I: What you need to know before you apply. 1. What is health insurance and how does it help? Having health insurance protects you in the case of an emergency or sudden illness

Más detalles

Asistencia para alimentos de Iowa (Iowa Food Assistance Program) SCRIPT

Asistencia para alimentos de Iowa (Iowa Food Assistance Program) SCRIPT Asistencia para alimentos de Iowa (Iowa Food Assistance Program) http://video.extension.iastate.edu/2011/12/14/asistencia para alimentos de iowa/ Six minute video in Spanish explaining what Food Assistance

Más detalles

ALERT. Customers inquiring about the letter must be asked if he/she has filed 2014 tax return and:

ALERT. Customers inquiring about the letter must be asked if he/she has filed 2014 tax return and: ALERT Customers who received a premium tax credit in 2014 and are preparing to renew his/her health coverage for 2016 are required to have filed his/her 2014 taxes in order to continue receiving his/her

Más detalles

More child support paid + more passed

More child support paid + more passed Child Support and W-2 are working together to better serve Wisconsin families. More child support is paid when families understand the rules. Recent child support policy changes are giving more money back

Más detalles

Person ID:
, Mailed:

Person ID: <MPI_ID> <Primary Applicant/AREP FMLNS> <Address Line 1> <Address Line 2> <City>, <State> <Zip> Mailed: <Current Date> Person ID: , Mailed: Your HUSKY Health Coverage is Scheduled to End on August 31st Dear

Más detalles

Janssen Prescription Assistance. www.janssenprescriptionassistance.com

Janssen Prescription Assistance. www.janssenprescriptionassistance.com Janssen Prescription Assistance www.janssenprescriptionassistance.com Janssen Prescription Assistance What is Prescription Assistance? Prescription assistance programs provide financial help to people

Más detalles

New Health Insurance Marketplace Coverage Options and Your Health Coverage

New Health Insurance Marketplace Coverage Options and Your Health Coverage New Health Insurance Marketplace Coverage Options and Your Health Coverage Form Approved OMB No. 1210-0149 (expires 11-30-2013) PART A: General Information When key parts of the health care law take effect

Más detalles

Asistencia para cuidado infantil

Asistencia para cuidado infantil SPANISH Asistencia para cuidado infantil El Gobierno Australiano ofrece una gama de pagos y servicios para ayudar a las familias con los costes de cuidado infantil incluyendo: Child Care Benefit para cuidado

Más detalles

All Medicaid Members Who Also Have Medicare

All Medicaid Members Who Also Have Medicare M E M B E R B U L L E T I N B T 2 0 0 5 2 3 O C T O B E R 3 1, 2 0 0 5 To: All Medicaid Members Who Also Have Medicare Subject: Medicare Prescription Drug Coverage Overview Beginning Sunday, January 1,

Más detalles

Key Messages for the Latino Community Mensajes Claves para la Comunidad Latina

Key Messages for the Latino Community Mensajes Claves para la Comunidad Latina Key Messages for the Latino Community Mensajes Claves para la Comunidad Latina Annette Raveneau National Latino Press Secrtary/ Secretaria Nacional de Prensa Latina Jose L. Plaza National Director Latino

Más detalles

EMPLOYER & EMPLOYEE RETIREMENT PLAN TAX CREDITS

EMPLOYER & EMPLOYEE RETIREMENT PLAN TAX CREDITS EMPLOYER & EMPLOYEE RETIREMENT PLAN TAX CREDITS For employers who set up and maintain retirement plans, the setup costs, annual administrative costs, and retirement-related employee education costs are

Más detalles

SAN BERNARDINO & RIVERSIDE COUNTIES. Catholic Charities. Moreno Valley Regional Center. 23623 Sunnymead Blvd., Ste. E Moreno Valley, CA 92553

SAN BERNARDINO & RIVERSIDE COUNTIES. Catholic Charities. Moreno Valley Regional Center. 23623 Sunnymead Blvd., Ste. E Moreno Valley, CA 92553 SAN BERNARDINO & COUNTIES Catholic Charities Moreno Valley Regional Center 23623 Sunnymead Blvd., Ste. E Family and Community Assistance Programs Information & Referral, Case Management Basic Needs, Emergency

Más detalles

Chattanooga Motors - Solicitud de Credito

Chattanooga Motors - Solicitud de Credito Chattanooga Motors - Solicitud de Credito Completa o llena la solicitud y regresala en persona o por fax. sotros mantenemos tus datos en confidencialidad. Completar una aplicacion para el comprador y otra

Más detalles

I already have health coverage. How will Health Reform impact me?

I already have health coverage. How will Health Reform impact me? I don t have health coverage. How can I get healthcare NOW? Healthy Way LA (HWLA) This is a free program you can apply for right now. Learn more at www.ladhs.org/hwla or call 1-877-333-4952. Medi-Cal Right

Más detalles

DEPARTAMENTO ESTATAL DE SERVICIOS DE SALUD DE TEXAS

DEPARTAMENTO ESTATAL DE SERVICIOS DE SALUD DE TEXAS DEPARTAMENTO ESTATAL DE SERVICIOS DE SALUD DE TEXAS DAVID L. LAKEY, M.D. DIRECTOR P.O. Box 149347 Austin, Texas 78714-9347 1-888-963-7111 TTY (teletipo): 1-800-735-2989 www.dshs.state.tx.us 1 de marzo,

Más detalles

We look forward to hearing from you soon!

We look forward to hearing from you soon! Larry Meredith, Ph.D., Director DIVISION OF SOCIAL SERVICES Public Assistance Branch CHILDRENS HEALTH INITIATIVE is LOW-COST HEALTH INSURANCE FOR KIDS IN MARIN under 19 years of age! The goal of the Children

Más detalles

Aprende más sobre Acción Diferida para los llegados en la infancia. Learn more about Deferred Action for Childhood Arrivals

Aprende más sobre Acción Diferida para los llegados en la infancia. Learn more about Deferred Action for Childhood Arrivals Aprende más sobre Acción Diferida para los llegados en la infancia Learn more about Deferred Action for Childhood Arrivals 1 DACA: Acción diferida para los llegados en la infancia En 2012, el Presidente

Más detalles

DEBE HABER AMNISTÍA PARA LOS INMIGRANTES INDOCUMENTADOS?

DEBE HABER AMNISTÍA PARA LOS INMIGRANTES INDOCUMENTADOS? !Únete al debate nacional! DEBE HABER AMNISTÍA PARA LOS INMIGRANTES INDOCUMENTADOS? Palabras Clave amnistía indocumentado orientar excluir acrecentar! Lectura Semanal Desde que llegó a los Estados Unidos

Más detalles

Measuring Poverty at the Municipal Level

Measuring Poverty at the Municipal Level Measuring Poverty at the Municipal Level Graciela Teruel December 2012 www.coneval.gob.mx What for? Established by the General Law of Social Development National figures must be presented every two years.

Más detalles

The Home Language Survey (HLS) and Identification of Students

The Home Language Survey (HLS) and Identification of Students The Home Language Survey (HLS) and Identification of Students The Home Language Survey (HLS) is the document used to determine a student that speaks a language other than English. Identification of a language

Más detalles

CO148SPA.1206 PAGE 1 OF 3

CO148SPA.1206 PAGE 1 OF 3 Assurance of Support Algunos inmigrantes necesitan obtener una Assurance of Support (AoS) (Garantía de mantenimiento) antes de que se les pueda conceder su visado para vivir en Australia. El Department

Más detalles

New Health Insurance Marketplace Coverage Options and Your Health Coverage

New Health Insurance Marketplace Coverage Options and Your Health Coverage New Health Insurance Marketplace Coverage Options and Your Health Coverage Form Approved OMB No. PART A: General Information When key parts of the health care law take effect in 2014, there will be a new

Más detalles

Dear Parents and Patrons,

Dear Parents and Patrons, Dear Parents and Patrons, The purpose of this letter is to inform you that according to the 2013-14 state student assessment results NeSA reading, Gibbon Elementary School is considered a Title 1 School

Más detalles

AB540 College Night Financial Aid

AB540 College Night Financial Aid AB540 College Night Financial Aid PRESENTADO POR REBECCA PLOTKIN LA FUNDACIÓN DE BECAS DE SANTA BARBARA PRESENTED BY REBECCA PLOTKIN SCHOLARSHIP FOUNDATION OF SANTA BARBARA TEMAS/ Topics Hoy Que es ayuda

Más detalles

Dolores de cabeza Trabaje con su doctor para evitar las visitas a la Sala de Emergencia

Dolores de cabeza Trabaje con su doctor para evitar las visitas a la Sala de Emergencia Headaches, Working with your Doctor to Avoid the Emergency Room Dolores de cabeza Trabaje con su doctor para evitar las visitas a la Sala de Emergencia Conozca a su equipo de cuidados para los dolores

Más detalles

www.deltadentalins.com/language_survey.html

www.deltadentalins.com/language_survey.html Survey Code: Survey 1 February 6, 2008 Dear Delta Dental Enrollee: Recent changes in California law will require that all health care plans provide language assistance to their plan enrollees beginning

Más detalles

Creating your Single Sign-On Account for the PowerSchool Parent Portal

Creating your Single Sign-On Account for the PowerSchool Parent Portal Creating your Single Sign-On Account for the PowerSchool Parent Portal Welcome to the Parent Single Sign-On. What does that mean? Parent Single Sign-On offers a number of benefits, including access to

Más detalles

Washington State Medicaid (Medical Coupons) will now include people between the ages of 19 up to 65 beginning in January of 2014

Washington State Medicaid (Medical Coupons) will now include people between the ages of 19 up to 65 beginning in January of 2014 What if my income is above the 138% Federal Poverty Level? Adults who s income is 139% and up to 400% the Federal Poverty Level will be eligible for tax credits and cost sharing reductions. In other words,

Más detalles

Administración de ingresos. Voluntaria

Administración de ingresos. Voluntaria Administración de ingresos Voluntaria Qué es Administración de ingresos (Income Management)? La Administración de ingresos (Income Management) es una manera de ayudarle a administrar su dinero a fin de

Más detalles

LA FIRMA THE FIRM QUIENES SOMOS ABOUT US

LA FIRMA THE FIRM QUIENES SOMOS ABOUT US LA FIRMA THE FIRM QUIENES SOMOS Somos una firma de abogados especialistas en derecho laboral, comercial y administrativo que entrega a sus clientes su conocimiento y experiencia de manera eficiente, oportuna

Más detalles

Elija un proveedor de cuidado primario

Elija un proveedor de cuidado primario What You Need to Know about Health Insurance Información esencial sobre el seguro médico Choosing a Health Plan Cómo conservar y usar un seguro médico Title Here Title Here Title Here Title Here Title

Más detalles

High acceptance short term loans Fast Payday Loans - CLICK HERE

High acceptance short term loans Fast Payday Loans - CLICK HERE High acceptance short term loans. Was to have with appealing dollars, tried the book of the best cash advance 10032 personal loan albany ga httpwww. trhyales. czpersonal-loanalbany-ga. High acceptance

Más detalles

SFGH FHC Healthy Children Vaccination Program Frequently Asked Questions

SFGH FHC Healthy Children Vaccination Program Frequently Asked Questions SFGH FHC Healthy Children Vaccination Program Frequently Asked Questions The Family Health Center (FHC) Healthy Children Vaccination Program at SF General Hospital (SFGH) provides immunization services

Más detalles

Sistemas de impresión y tamaños mínimos Printing Systems and minimum sizes

Sistemas de impresión y tamaños mínimos Printing Systems and minimum sizes Sistemas de impresión y tamaños mínimos Printing Systems and minimum sizes Para la reproducción del Logotipo, deberán seguirse los lineamientos que se presentan a continuación y que servirán como guía

Más detalles

VIH, Inmigrantes, y la Ley Documentos y Organizaciones importantes

VIH, Inmigrantes, y la Ley Documentos y Organizaciones importantes VIH, Inmigrantes, y la Ley Documentos y Organizaciones importantes Organizations and Publications: Organizaciones y Publicaciones: National Immigration Law Center http://www.nilc.org Centro Nacional de

Más detalles

NOTICE OF ERRATA MEDICARE Y USTED 2006 October 18, 2006

NOTICE OF ERRATA MEDICARE Y USTED 2006 October 18, 2006 CONTENTS 1) Notice of Errata 10/18/05 2) General Message for Partners 3) Action Plan for Spanish Handbook Error 4) Language for CMS Publication Mailing List 1 Where Does the Error Occur? NOTICE OF ERRATA

Más detalles

CUESTIONARIO DISEÑADO PARA EVALUAR EL PRODUCTO DESCUBRE LAS PALMAS DE GC! QUE SERÁ ADMINISTRADO A TRAVÉS DE LA WEB CREADA PARA EL PRODUCTO.

CUESTIONARIO DISEÑADO PARA EVALUAR EL PRODUCTO DESCUBRE LAS PALMAS DE GC! QUE SERÁ ADMINISTRADO A TRAVÉS DE LA WEB CREADA PARA EL PRODUCTO. ANEXO E. CUESTIONARIO DISEÑADO PARA EVALUAR EL PRODUCTO DESCUBRE LAS PALMAS DE GC! QUE SERÁ ADMINISTRADO A TRAVÉS DE LA WEB CREADA PARA EL PRODUCTO. CUESTIONARIO: El proyecto Descubre Las Palmas de GC!

Más detalles

ADAPTACIÓN DE REAL TIME WORKSHOP AL SISTEMA OPERATIVO LINUX

ADAPTACIÓN DE REAL TIME WORKSHOP AL SISTEMA OPERATIVO LINUX ADAPTACIÓN DE REAL TIME WORKSHOP AL SISTEMA OPERATIVO LINUX Autor: Tomás Murillo, Fernando. Director: Muñoz Frías, José Daniel. Coordinador: Contreras Bárcena, David Entidad Colaboradora: ICAI Universidad

Más detalles

Workers Compensation Non-Subscriber Form

Workers Compensation Non-Subscriber Form Workers Compensation Non-Subscriber Form Texas is unique in one very important respect: It s the only state in which employers have the choice to carry workers compensation insurance or not. There are

Más detalles

How to make a complaint or provide feedback Family Tax Benefit Part A (FTB Part A)

How to make a complaint or provide feedback Family Tax Benefit Part A (FTB Part A) SPANISH How to make a complaint or provide feedback Family Tax Benefit Part A (FTB Part A) Requisitos El Family Tax Benefit Part A es un pago que se otorga para ayudar a cubrir el costo de la crianza de

Más detalles

Rhode Island Department of Health Three Capitol Hill Providence, RI 02908-5094

Rhode Island Department of Health Three Capitol Hill Providence, RI 02908-5094 Rhode Island Department of Health Three Capitol Hill Providence, RI 02908-5094 www.health.ri.gov Date: December 30, 2009 To: Parents and guardians of school-aged children in Rhode Island From: Director

Más detalles

Keeping Your Home, Protecting Your Investment. Cómo retener su casa, Cómo proteger su inversión

Keeping Your Home, Protecting Your Investment. Cómo retener su casa, Cómo proteger su inversión Keeping Your Home, Protecting Your Investment Cómo retener su casa, Cómo proteger su inversión Learn The Steps You Can Take Today Aprenda los pasos que puede tomar hoy Don t risk losing your home or jeopardizing

Más detalles

Tres componentes importantes del programa Título I El propósito del Título I es de asegurar que todos los estudiantes tengan la oportunidad de

Tres componentes importantes del programa Título I El propósito del Título I es de asegurar que todos los estudiantes tengan la oportunidad de Qué es Titulo I? El programa Título I para la Educación Primaria y Secundaria es el programa educacional más grande que recibe fondos federales El gobierno federal proporciona asistencia financiera a las

Más detalles

Wellness Triathlon 2010 Bonus Activity

Wellness Triathlon 2010 Bonus Activity Wellness Triathlon 2010 Bonus Activity Educating the Community One Person at a Time The goal of this activity is to educate as many people about mental health and substance abuse in order to help reduce

Más detalles

GUIDE FOR PARENT TEACHER CONFERENCES

GUIDE FOR PARENT TEACHER CONFERENCES GUIDE FOR PARENT TEACHER CONFERENCES A parent-teacher conference is a chance for you and your child s teacher to talk. You can talk about how your child is learning at home and at school. This list will

Más detalles

News Flash! Primary & Specialty Care Providers. Sharp Health Plan. Date: February 17, 2012. Subject: Member Grievance Forms

News Flash! Primary & Specialty Care Providers. Sharp Health Plan. Date: February 17, 2012. Subject: Member Grievance Forms I M P O R T A N T News Flash! A FAX Publication for Providers of Sharp Health Plan To: From: Primary & Specialty Care Providers Sharp Health Plan Date: February 17, 2012 Subject: Member Grievance Forms

Más detalles

School Preference through the Infinite Campus Parent Portal

School Preference through the Infinite Campus Parent Portal School Preference through the Infinite Campus Parent Portal Welcome New and Returning Families! Enrollment for new families or families returning to RUSD after being gone longer than one year is easy.

Más detalles

Purpose of Sliding Scale Policy and Procedure Disclaimer Policy

Purpose of Sliding Scale Policy and Procedure Disclaimer Policy San Luis Valley Health s Behavioral Health department offers a sliding fee discount program to eligible patients. If you would like more information, please call 589-8008, or ask one of our Admitting Clerks

Más detalles

AUTHORIZATION FOR USE OR DISCLOSURE OF HEALTH INFORMATION

AUTHORIZATION FOR USE OR DISCLOSURE OF HEALTH INFORMATION FORM 16-1 AUTHORIZATION FOR USE OR DISCLOSURE OF HEALTH INFORMATION Completion of this document authorizes the disclosure and use of health information about you. Failure to provide all information requested

Más detalles

California s Heat Campaign: Using Social Marketing Methods to Improve Working Conditions

California s Heat Campaign: Using Social Marketing Methods to Improve Working Conditions California s Heat Campaign: Using Social Marketing Methods to Improve Working Conditions Suzanne Teran, MPH Labor Occupational Health Program UC Berkeley Strategy Social marketing - benefits and costs

Más detalles

http://mvision.madrid.org

http://mvision.madrid.org Apoyando el desarrollo de carrera de investigadores en imagen biomédica Supporting career development of researchers in biomedical imaging QUÉ ES M+VISION? WHAT IS M+VISION? M+VISION es un programa creado

Más detalles

Steps to Understand Your Child s Behavior. Customizing the Flyer

Steps to Understand Your Child s Behavior. Customizing the Flyer Steps to Understand Your Child s Behavior Customizing the Flyer Hello! Here is the PDF Form Template for use in advertising Steps to Understanding Your Child s Behavior (HDS Behavior Level 1B). Because

Más detalles

Shortcut to Informal Spanish Conversations Level 2 Lesson 1

Shortcut to Informal Spanish Conversations Level 2 Lesson 1 Shortcut to Informal Spanish Conversations Level 2 Lesson 1 These lessons extend on the ideas from Shortcut to Informal Spanish Conversations Level 1 http://www.informalspanish.com and Shortcut to Spanish

Más detalles

Q. What is the 1095-B form and why does it matter to me?

Q. What is the 1095-B form and why does it matter to me? FAQ This tax season, certain Medicaid members will receive Form 1095-B from the Georgia Medicaid/ PeachCare for Kids program. Select members who receive their healthcare coverage through Fee-for-Service

Más detalles

Lump Sum Final Check Contribution to Deferred Compensation

Lump Sum Final Check Contribution to Deferred Compensation Memo To: ERF Members The Employees Retirement Fund has been asked by Deferred Compensation to provide everyone that has signed up to retire with the attached information. Please read the information from

Más detalles

Annual Title 1 Parent Meeting

Annual Title 1 Parent Meeting Annual Title 1 Parent Meeting Venus Independent School District August 26 & 28, 2014 1 What is Title I Title I is a K-12 program that provides additional academic support and learning opportunities for

Más detalles

2015 16 Student Eligibility Verification Advanced Placement/International Baccalaureate Test Fee Program

2015 16 Student Eligibility Verification Advanced Placement/International Baccalaureate Test Fee Program 2015 16 Student Eligibility Verification Advanced Placement (AP) and/or International Baccalaureate (IB) Exams AP Exam IB Exam AP and IB Exams I. Student Information Last Name First Name MI Grade High

Más detalles

Escuela Olympic Program Titulo 1

Escuela Olympic Program Titulo 1 Escuela Olympic Program Titulo 1 Misión: Creemos que toda la comunidad de alumnos de Olympic van aprender Creemos que el habiente de posibilidad da lugar para la capacidad Nosotros esfuerzos nos ha logrado

Más detalles

ODJFS Bureau of Civil Rights. ODJFS Bureau of Civil Rights. ODJFS Bureau of Civil Rights. ODJFS Bureau of Civil Rights

ODJFS Bureau of Civil Rights. ODJFS Bureau of Civil Rights. ODJFS Bureau of Civil Rights. ODJFS Bureau of Civil Rights ODJFS Bureau of Civil Rights I NEED AN INTERPRETER, PLEASE. Title VI of the Civil Rights Act of 1964 prohibits discrimination on the basis of national origin. If you do not speak English well, social services,

Más detalles

Puede pagar facturas y gastos periódicos como el alquiler, el gas, la electricidad, el agua y el teléfono y también otros gastos del hogar.

Puede pagar facturas y gastos periódicos como el alquiler, el gas, la electricidad, el agua y el teléfono y también otros gastos del hogar. SPANISH Centrepay Qué es Centrepay? Centrepay es la manera sencilla de pagar sus facturas y gastos. Centrepay es un servicio de pago de facturas voluntario y gratuito para clientes de Centrelink. Utilice

Más detalles

TEACHER TOOLS: Teaching Kids Spanish Vocabulary. An Activity in 4 Steps

TEACHER TOOLS: Teaching Kids Spanish Vocabulary. An Activity in 4 Steps TEACHER TOOLS: Teaching Kids Spanish Vocabulary An Activity in 4 Steps Teaching Kids Spanish Vocabulary Lesson for Spanish Teachers Learning new vocabulary words in Spanish is an important element in the

Más detalles

Historic Architectural

Historic Architectural Historic Architectural Rehabilitation Grant Program 50/50 GRANT PROGRAM 75/25 GRANT PROGRAM EXTERIOR PAINT PROGRAM CITY OF Elgin PLANNING & NEIGHBORHOOD SERVICES CITY OF Elgin Historic Architectural Rehabilitation

Más detalles

PREMIUM BOOKLET B U PA GROUP

PREMIUM BOOKLET B U PA GROUP PREMIUM BOOKLET B U PA GROUP EFFECTIVE JANUARY 1, 2015 ADMINISTRATIVE NOTES Rates are in U.S. dollars and don t include taxes. Rates do not apply to Puerto Rico, the U.S. Virgin Islands, or Brazil. An

Más detalles

July 2011. Graduations & Learning After High School. Español/Spanish

July 2011. Graduations & Learning After High School. Español/Spanish July 2011 Graduations & Learning After High School Español/Spanish Last month our schools graduated 1,734 students from high school. These are students who met all the graduation standards from the State

Más detalles

Sus hijos tienen seguro médico? Do Your Children Have Health Insurance? Nuestros Niños

Sus hijos tienen seguro médico? Do Your Children Have Health Insurance? Nuestros Niños Do Your Children Have Health Insurance? FREE or LOW-COST health insurance is now available for uninsured CHILDREN. Sus hijos tienen seguro médico? Ahora hay seguro médico GRATIS o de BAJO COSTO para los

Más detalles

IMMIGRATION Canada. Study Permit. Buenos Aires Visa Office Instructions. Table of Contents. For the following countries:

IMMIGRATION Canada. Study Permit. Buenos Aires Visa Office Instructions. Table of Contents. For the following countries: IMMIGRATION Canada Table of Contents Document Checklist Study Permit (available in Spanish) Study Permit Buenos Aires Visa Office Instructions For the following countries: Argentina, Chile, Easter Island,

Más detalles

TITLE VI COMPLAINT FORM

TITLE VI COMPLAINT FORM [CITY SEAL/EMBLEM] The Capital City of the Palm Beaches TITLE VI COMPLAINT FORM Title VI of the 1964 Civil Rights Act requires that "No person in the United States shall, on the ground of race, color or

Más detalles

Are you interested in helping to GOVERN the Authority, DEVELOP current and future programs, and APPROVE contracts?

Are you interested in helping to GOVERN the Authority, DEVELOP current and future programs, and APPROVE contracts? Albany Housing Authority RESIDENT COMMISSIONER ELECTION Are you interested in helping to GOVERN the Authority, DEVELOP current and future programs, and APPROVE contracts? RUN FOR RESIDENT COMMISSIONER

Más detalles

2014 15 Student Eligibility Verification Advanced Placement/International Baccalaureate Test Fee Program

2014 15 Student Eligibility Verification Advanced Placement/International Baccalaureate Test Fee Program 2014 15 Student Eligibility Verification Advanced Placement (AP) and/or International Baccalaureate (IB) Exams þ AP Exam IB Exam AP and IB Exams I. Student Information Last Name First Name MI Grade High

Más detalles

Welcome to your NURSE ADVICE LINE 1-800-562-4620. Adentro encontrará la versión en Español

Welcome to your NURSE ADVICE LINE 1-800-562-4620. Adentro encontrará la versión en Español Welcome to your NURSE ADVICE LINE Adentro encontrará la versión en Español Welcome to your NURSE ADVICE LINE What should I do? Emergency Room? Urgent Care Center? You re not alone! A few minutes is all

Más detalles

CHANGE IS HERE QUALITY HEALTH INSURANCE IS NOW WITHIN REACH.

CHANGE IS HERE QUALITY HEALTH INSURANCE IS NOW WITHIN REACH. CHANGE IS HERE QUALITY HEALTH INSURANCE IS NOW WITHIN REACH. 1 Myth or Fact? Healthcare reform will only benefit families earning less than $45,000/yr. Myth 2 CHANGE IS HERE CONNECTICUT HAS A NEW HEALTH

Más detalles

Thank you. US English US Spanish. Australia-English Canada-English Ireland-English New Zealand-English Taiwan-English United Kingdom-English

Thank you. US English US Spanish. Australia-English Canada-English Ireland-English New Zealand-English Taiwan-English United Kingdom-English Dear Healthcare Provider, Included in this PDF are recruitment brochures in several languages to be used in MM Bone study (Protocol No.: 20090482). Kindly note these brochures have been updated according

Más detalles

Congressman Cuellar s Office to Host Starr County Home Weatherization Workshop

Congressman Cuellar s Office to Host Starr County Home Weatherization Workshop Congressman Cuellar s Office to Host Starr County Home Weatherization Workshop Rio Grande City, Texas On Thursday, November 7 th, the office of Congressman Henry Cuellar (D-TX28) will host a Home Repair

Más detalles

Are You Eligible for a FREE Mammogram? Es Usted Elegible Para una Mamografía GRATIS? C OLUMBIA U NIVERSITY B REAST C ANCER S CREENING P ARTNERSHIP

Are You Eligible for a FREE Mammogram? Es Usted Elegible Para una Mamografía GRATIS? C OLUMBIA U NIVERSITY B REAST C ANCER S CREENING P ARTNERSHIP C OLUMBIA U NIVERSITY B REAST C ANCER S CREENING P ARTNERSHIP Are You Eligible for a FREE Mammogram? Es Usted Elegible Para una Mamografía GRATIS? Columbia Presbyterian Center NewYork-Presbyterian Hospital

Más detalles

The 10 Building Blocks of Primary Care

The 10 Building Blocks of Primary Care The 10 Building Blocks of Primary Care My Action Plan Background and Description The Action Plan is a tool used to engage patients in behavior-change discussion with a clinician or health coach. Using

Más detalles

Covered California. If your 2015 household income is between 16,105 $ 46,680 21,708 $ 62,920 27,311 $ 79,160 32,913 $ 95,400 38,516 $ 111,640

Covered California. If your 2015 household income is between 16,105 $ 46,680 21,708 $ 62,920 27,311 $ 79,160 32,913 $ 95,400 38,516 $ 111,640 FACT SHEET Covered California California s Health Insurance Marketplace Covered California is the state s destination for quality, affordable health care. A part of the national health care law (also called

Más detalles

Forex ebook "My Book of Trading. Forex."

Forex ebook My Book of Trading. Forex. Forex ebook "My Book of Trading. Forex." "Dedicado a todos aquellos que piensan, que la vida es un continuo análisis de riesgo, que hay que ir valorando." "Dedicated to those who think that life is a continuous

Más detalles

Important News About Your Health Plan

<P.O. Box 3418> <Scranton, PA 18505> Important News About Your Health Plan December 1, 2015 Dear UI Health Plus Member, Important News About Your Health Plan Your health plan, UI Health Plus, has joined Blue Cross Community Family Health Plan.

Más detalles

A Member of My Community

A Member of My Community Connection from School to Home Kindergarten Social Studies Unit 1 A Member of My Community Here is an easy activity to help your child learn about what it means to be a member of a community. Here is what

Más detalles

Welcome to the Leaders Only Invitation!

Welcome to the Leaders Only Invitation! Welcome to the Leaders Only Invitation! Q & A A. Ultimate Cycler is here to stay! UC remains completely intact and is complementary to FreeToolBox. As a matter of fact, Ultimate Cycler is getting a facelift!

Más detalles

Diseño de un directorio Web de diseñadores gráficos, ilustradores y fotógrafos.

Diseño de un directorio Web de diseñadores gráficos, ilustradores y fotógrafos. Universidad Nueva Esparta Facultad de Ciencias Administrativas Escuela de Administración de Diseño de un directorio Web de diseñadores gráficos, ilustradores y fotógrafos. Tutor: Lic. Beaujon, María Beatriz

Más detalles

Fall Notice to Beneficiaries Enrolled in Low Performing Plans Information for SHIPs

Fall Notice to Beneficiaries Enrolled in Low Performing Plans Information for SHIPs Fall Notice to Beneficiaries Enrolled in Low Performing Plans Information for SHIPs CMS is sending a notice to Medicare beneficiaries currently enrolled in consistently low performing plans. This notice

Más detalles

FAMILY INDEPENDENCE ADMINISTRATION Seth W. Diamond, Executive Deputy Commissioner

FAMILY INDEPENDENCE ADMINISTRATION Seth W. Diamond, Executive Deputy Commissioner FAMILY INDEPENDENCE ADMINISTRATION Seth W. Diamond, Executive Deputy Commissioner James K. Whelan, Deputy Commissioner Policy, Procedures, and Training Lisa C. Fitzpatrick, Assistant Deputy Commissioner

Más detalles

Título del Proyecto: Sistema Web de gestión de facturas electrónicas.

Título del Proyecto: Sistema Web de gestión de facturas electrónicas. Resumen Título del Proyecto: Sistema Web de gestión de facturas electrónicas. Autor: Jose Luis Saenz Soria. Director: Manuel Rojas Guerrero. Resumen En la última década se han producido muchos avances

Más detalles

Changes to Diocese of Beaumont Retirement Plans - Frequently Asked Questions. Cambios en los planes de jubilación de la diócesis de Beaumont

Changes to Diocese of Beaumont Retirement Plans - Frequently Asked Questions. Cambios en los planes de jubilación de la diócesis de Beaumont Changes to Diocese of Beaumont Retirement Plans - Frequently Asked Questions Cambios en los planes de jubilación de la diócesis de Beaumont Freezing/Closing of Defined Benefit (Pension) Plan Congelar/Finalizar

Más detalles

Adobe Acrobat Reader X: Manual to Verify the Digital Certification of a Document

Adobe Acrobat Reader X: Manual to Verify the Digital Certification of a Document dobe crobat Reader X: Manual de verificación de Certificación Digital de un documento dobe crobat Reader X: Manual to Verify the Digital Certification of a Document support@bioesign.com Desarrollado por:

Más detalles

Flashcards Series 3 El Aeropuerto

Flashcards Series 3 El Aeropuerto Flashcards Series 3 El Aeropuerto Flashcards are one of the quickest and easiest ways to test yourself on Spanish vocabulary, no matter where you are! Test yourself on just these flashcards at first. Then,

Más detalles

Passaic County Technical Institute 45 Reinhardt Road Wayne, New Jersey 07470

Passaic County Technical Institute 45 Reinhardt Road Wayne, New Jersey 07470 Note: Instructions in Spanish immediately follow instructions in English (Instrucciones en español inmediatamente siguen las instrucciónes en Inglés) Passaic County Technical Institute 45 Reinhardt Road

Más detalles

Su presupuesto. Cómo hacer un presupuesto

Su presupuesto. Cómo hacer un presupuesto Finanza Toolbox Materials Su presupuesto Un presupuesto es un plan que ayuda a emparejar los gastos con los ingresos. Los gastos son la cantidad de dinero que gasta. Los ingresos son la cantidad de dinero

Más detalles

Citizenship. Citizenship means obeying the rules and working to make your community a better place.

Citizenship. Citizenship means obeying the rules and working to make your community a better place. Citizenship Citizenship means obeying the rules and working to make your community a better place. I show good citizenship when I help keep my school and community clean. I am a good citizen when I follow

Más detalles

Este proyecto tiene como finalidad la creación de una aplicación para la gestión y explotación de los teléfonos de los empleados de una gran compañía.

Este proyecto tiene como finalidad la creación de una aplicación para la gestión y explotación de los teléfonos de los empleados de una gran compañía. SISTEMA DE GESTIÓN DE MÓVILES Autor: Holgado Oca, Luis Miguel. Director: Mañueco, MªLuisa. Entidad Colaboradora: Eli & Lilly Company. RESUMEN DEL PROYECTO Este proyecto tiene como finalidad la creación

Más detalles

Click to edit master title style.

Click to edit master title style. Get Covered Communicators Boot Camp en español Qué decir y cómo decirlo? Click to edit master title style. Mensajes efectivos para el 3er periodo de inscripción Annette Raveneau, National Latino Press

Más detalles

Edgar Quiñones. HHRR: Common Sense Does Not Mean Business. Objective

Edgar Quiñones. HHRR: Common Sense Does Not Mean Business. Objective Edgar Quiñones HHRR: Common Sense Does Not Mean Business Objective Share experiences & insight gained in the last two decades in the management consulting business regarding why Common Sense Does Not Mean

Más detalles

Vermont Mini-Lessons: Leaving A Voicemail

Vermont Mini-Lessons: Leaving A Voicemail Vermont Mini-Lessons: Leaving A Voicemail Leaving a Voice Mail Message Learning Objective 1) When to leave a message 2) How to leave a message Materials: 1) Voice Mail Template blanks & samples 2) Phone

Más detalles

PROCEDIMIENTO PARA LA ADMISIÓN DE ESTUDIANTES DE INTERCAMBIO EN LA UNIVERSIDAD EUROPEA 2015/16

PROCEDIMIENTO PARA LA ADMISIÓN DE ESTUDIANTES DE INTERCAMBIO EN LA UNIVERSIDAD EUROPEA 2015/16 *English text below PROCEDIMIENTO PARA LA ADMISIÓN DE ESTUDIANTES DE INTERCAMBIO EN LA UNIVERSIDAD EUROPEA 2015/16 El presente procedimiento describe los pasos a seguir para solicitar la admisión como

Más detalles

An explanation by Sr. Jordan

An explanation by Sr. Jordan & An explanation by Sr. Jdan direct object pronouns We usually use Direct Object Pronouns to substitute f it them in a sentence when the it them follows the verb. Because of gender, him and her could also

Más detalles