OWN A HOME OF YOUR OWN!

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1 PRSRT STD U.S. POSTAGE PAID ANYTOWN, US PERMIT NO. XXXX FREE Home Buying Seminar! A Personal Invitation for: John Q. Sample 123 Any Street Typical Town, US In alliance with: GMAC Mortgage wants to help you OWN A HOME OF YOUR OWN! FREE Food $500 gift card raffle other FREE Prizes Oct. 28 from 9 a.m. to 1 p.m. Call for reservations.

2 8877 W. Union Hills, Suite 460, Peoria, AZ En GMAC Mortgage queremos ayudarle a CONVERTIRSE EN DUEÑO DE SU PROPIO HOGAR! Seminario GRATIS! sobre cómo comprar un hogar En alianza con: Habrá refrigerios GRATIS! Se sorteará una tarjeta de regalo valorada en $500 y otros premios GRATIS! El 28 de oct. de 9 a.m. a 1:00 p.m. Reserve su espacio hoy mismo! Llame al XXXXX

3 Stop dreaming! See how easy it can be to OWN A HOME OF YOUR OWN! Reservation #: John Q. Sample 123 Any Street Typical Town, US Call Today! Receive a special cash back offer * Dear Mr. Sample: You ve been working hard to reach your goal, and now it s time to make your dream of owning a home come true! GMAC Mortgage Corporation is ready to help with loan financing programs that can help you realize your dream of owning your own home. So whether you want to buy your very first home or you are ready to trade up talk to us now. It s easy, convenient and quick! Just pick up the phone and call Let us see if we can help make financing your new home the easiest part of all. We offer low interest rates and a variety of loan programs, so you can find the mortgage that s right for you. Stop dreaming of home ownership. Now s the time to see if you can make your dream come true with a low interest-rate loan from GM Mortgage Corporation. Give us a toll-free call today at But don t delay. Your dreams may last a lifetime, but this special cash back offer ends December 1, Please, pick up the phone, right now, and call We re waiting to hear from you. Sincerely, Zoraya Gonzalez, Sr. Loan Officer P.S. Make sure you attend our FREE Home Buying Seminar at South Mountain Community College, Student Union, 7050 S. 24th Street, Phoenix, AZ on October 28. There will be FREE food, a $500 gift card raffle and other prizes, FREE fun for the whole family and best of all the opportunity to learn how you can own a home of your own! Call and say you ll be there! *Cash back offer may be limited or prohibited by law in some states and is not available in those states. Location of property being purchased or sold determines applicable state law. You must contact GMAC Home Services before contacting a real estate broker. Cash back is based on the purchase/sales price of the home. If your home is already listed, or you are currently working with a real estate agent, this is not a solicitation for business. Real estate services provided by GMAC Home Services. FREE Home Buying Seminar October 28 from 9 a.m. to 1 p.m. Join us at South Mountain Community College Student Union 7050 S. 24th Street Phoenix, AZ for: $500 gift card raffle FREE Food FREE Prizes FREE Family Fun Call to make your reservation.

4 Haga hoy su sueño realidad! Compruebe lo fácil que puede ser CONVERTIRSE EN DUEÑO DE SU PROPIO HOGAR. Reservación #: John Q. Sample 123 Any Street Typical Town, US Llame hoy mismo al Y reciba una oferta especial con dinero en efectivo de vuelta! * Estimado Sr. Sample: Usted ha trabajado arduamente para alcanzar sus metas y ahora es el momento de hacer su sueño realidad. Usted puede convertirse en dueño de su propio hogar! GMAC Mortgage Corporation está a su disposición para ayudarle con programas de financiamiento con los que podrá hacer su sueño realidad y convertirse en dueño de su propio hogar. Por eso, ya sea para comprar su primer hogar, o si desea cambiar de propiedad, hable con nosotros hoy mismo. Es fácil, conveniente y rápido! Sólo tiene que llamar, al Permítanos ayudarle con el financiamiento de su nuevo hogar y trataremos de facilitarle este proceso lo más posible. Ofrecemos tarifas de bajo interés y diversos programas de financiamiento, para que usted pueda seleccionar la hipoteca que más le convenga. Deje de soñar con ser dueño de su propio hogar. Este es el momento de hacer ese sueño realidad con un préstamo hipotecario de bajo interés de GMAC Mortgage Corporation. Llámenos hoy mismo, al No lo deje para luego. Sus sueños pueden durar toda la vida, pero esta oferta especial con dinero en efectivo de vuelta termina el 1 de diciembre de Por favor, tome el teléfono ahora mismo y llame al Estamos esperando su llamada. Sinceramente, Zoraya Gonzalez, Asesor Financiero Bilingüe P.S. Asegúrese de asistir a nuestro seminario GRATUITO sobre cómo comprar un hogar el 28 de octubre en South Mountain Community College, Student Union, 7050 S. 24th Street, Phoenix, AZ. Habrá refrigerios GRATIS! y se sorteará una tarjeta de regalo valorada en $500, así como otros premios. Disfrute de entretenimiento para toda la familia GRATIS! y, lo mejor de todo, aproveche la oportunidad de aprender cómo puede convertirse en dueño de su propio hogar. Llame al y reserve su espacio hoy mismo. *La oferta de dinero en efectivo de vuelta puede estar limitada o prohibida por ley en algunos estados, por lo que no estará disponible en esos estados. La localización de la propiedad a comprarse o venderse determinará la ley aplicable por estado. Usted debe llamar a GMAC Home Services antes de contactar a un corredor de bienes raíces. El dinero en efectivo de vuelta dependerá del precio de compraventa del hogar. Si su hogar ya está listado en el mercado o si usted ya contrató a un corredor de bienes raíces, esto no implica una solicitud para su negocio. Servicio de bienes raíces provisto por GMAC Home Services. Seminario GRATIS sobre cómo comprar un hogar El 28 de octubre de 9:00 a.m. a 1:00 p.m. Lo esperamos en South Mountain Community College, Student Union, 7050 S. 24th Street, Phoenix, AZ Se sorteará una tarjeta de regalo valorada en $500 Refrigerios GRATIS! Premios GRATIS! Disfrute de entretenimiento para toda la familia GRATIS! Llame al y reserve su espacio hoy mismo!

5 You can own a home of your own! Our FREE Seminar shows you how! Sponsored by: XXXX XXXX Usted puede ser dueño de su propio hogar! Nuestro seminario GRATUITO le mostrará cómo puede ser posible. Auspiciado por:

6 Stop dreaming about home ownership and start packing your bags. Learn how easy it can be to own a home of your own. The home you ve been dreaming about may be within your grasp. Chicanos por la Causa, LULAC, Genworth Financial, Freddie Mac and GMAC Mortgage want you to attend a FREE Home Buying Seminar. At this seminar you ll enjoy FREE food, FREE family fun, a $500 gift card raffle and other FREE Prizes. Best of all, you ll get information about buying and financing a home purchase. During the seminar, you ll learn: 1. What it takes to buy a home. 2. How to get the financing that may be right for you. 3. How much money you may be able to borrow right now. 4. What your monthly payments might be. So don t wait. Call today to reserve a place for you and your family at this FREE, no-obligation seminar. Or if you can t attend, call now for a FREE consultation. FREE Home Buying Seminar! Join us from 9 a.m. to 1 p.m. on October 28 South Mountain Community College, Student Union 7050 S. 24th Street, Phoenix, AZ for FREE Food, FREE Family Fun, a $500 gift card raffle and other FREE Prizes. Take the first step towards owning a home of your own. Call to make your reservation now! Note: All offers are for new applicants only and are not valid on loans in process. All applications submitted previously to GMAC Mortgage do not qualify for this offer. GMAC Mortgage Corporation reserves the right to terminate these offers without notice. Terms and conditions apply and may change. Arizona Mortgage License Number BK-7670; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; Georgia Mortgage Lender License #5845; Illinois Residential Mortgage Licensee; Massachusetts Mortgage Lender License Number ML1556; Minnesota: This is not an offer to enter into an agreement. Any such offer may only be made pursuant to Minn. Stat (3) & (4); Montana Licensed Mortgage Broker #000207; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance, 45 Eisenhower Dr., Paramus, (201) ; Licensed Mortgage Banker: NYS Banking Department; Licensed by the Pennsylvania Department of Banking; Licensed RI Lender and Broker. Deje de soñar con ser dueño de un hogar y comience a empacar su equipaje para la mudanza. Compruebe lo fácil que puede ser convertirse en dueño de su propio hogar. El hogar de sus sueños puede estar a su alcance. Chicanos por la Causa, la Liga de Ciudadanos Latinoamericanos Unidos (LULAC, por sus siglas en inglés), Genworth Financial, Freddie Mac y GMAC Mortgage desean que usted asista a un seminario GRATUITO sobre cómo comprar un hogar. En este seminario usted disfrutará de refrigerios GRATIS y entretenimiento para toda la familia GRATIS. Además, se sorteará una tarjeta de regalo valorada en $500, así como otros premios GRATIS y, lo mejor de todo, recibirá información acerca de cómo comprar un hogar y cómo financiar esa compra. Durante el seminario usted aprenderá: 1. Lo que necesitará para comprar un hogar. 2. Cómo conseguir financiamiento que pueda ser adecuado para usted? 3. Cuánto dinero usted podría pedir prestado ahora mismo? 4. Cuánto podría ser el pago mensual de su hipoteca? No lo piense dos veces llame hoy mismo al para reservar espacio para usted y su familia en este seminario GRATUITO, sin obligación alguna. Si no puede asistir, llame ahora al para una consulta GRATIS. Lo esperamos el 28 de octubre de 9:00 a.m. a 1:00 p.m. South Mountain Community College Student Union 7050 S. 24th Street, Phoenix, AZ Habrá refrigerios GRATIS! Se sorteará una tarjeta de regalo valorada en $500 y otros premios GRATIS! Disfrute de entretenimiento para toda la familia GRATIS! Dé el primer paso para convertirse en dueño de su propio hogar. Llame al y reserve su espacio hoy mismo! Nota: Todas las ofertas aplican sólo a solicitantes nuevos y no son válidas para préstamos que estén en proceso. Todas las solicitudes sometidas previamente a GMAC Mortgage no cualifican para esta oferta. GMAC Mortgage Corporation se reserva el derecho de cancelar estas ofertas sin notificación alguna. Ciertos términos y condiciones aplican y pueden cambiar. Licencia Hipotecaria de Arizona Número BK-7670; Licencia otorgada por el Departamento de Corporaciones bajo la Ley de California sobre Préstamos Hipotecarios Residenciales; Licencia de Prestamista Hipotecario de Georgia #5845; Concesionario de Hipotecas Residenciales de Illinois; Licencia de Prestamista Hipotecario de Massachussets Número ML1556; Minnesota: Esto no es una oferta para entrar en un acuerdo. Toda oferta de este tipo sólo deberá presentarse de acuerdo con la Ley de Minnesota (3) y (4); Licencia de Agente Hipotecario de Montana #000207; Licenciado por el Departamento Bancario de New Hampshire; Licenciado por el Departamento Bancario y de Seguros de NJ, 45 Eisenhower Dr., Paramus, (201) ; Banquero Hipotecario Licenciado: Departamento Bancario NYS; Licenciado por el Departamento Bancario de Pennsylvania; Prestamista RI y Agente Licenciado. Seminario GRATIS sobre cómo comprar un hogar

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