16[Gil 3i?ffi:T'Brueshierd

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1 16[Gil 3i?ffi:T'Brueshierd July 1, 2013 Ask your employer if there will be any changes to your health care insurance plan tor August 1, Gather your personal informatiotr on household income, current (; health insurance and expected 13 health care needs. September1,2013 ffi Only one month to go before mj the online exchange opens. October 1, 2013 The online exchange opens I t_l to buy health care insurance coverage starting January 1,2O14. - December 15,2013 Last day to sign up for insurance to have a January 1,2O14 effective date January 1,2014 New health insurance coverage purchased on the exchange begins. March 31,2014 Last day to sign up for health & care insurance Ior 2O1 4.

2 ]6 wil 3Hfl:T'B'Iueshie'Id 1 de iulio de pregunte a su empleador si habrdr algin cambio en su plan de seguro de atenci6n m6dica para e de agosto de 2013 recopile su informacion personal L) sobre el ingreso del hogar, su seguro I * medico actual y sus necesidad".6s L-J atenci6n m6dica esperadas. 1 de septiembre de 2013 solamente queda un mes antes de que abran los Mercados de seguros m6dicos en linea. 1 de octubre de el Mercado de seguros medicos en r-: linea abre pa'a comprar la coberlura \ I del seguro de atenci6n m6dica a partir de enero 1 de de diciembre de 2013 Ultimo dia para inscribirse en.el!; del 1 de enero de de enelo de 2014 inicio de la cobertura del nuevo seguro m6dico que compro en el Mercado de seguros m6dicos. 31 de mazo de 2014 ultimo dia para inscribirse en el seguro ;fu de atencion m6dica para e 2014.

3 That's why we've set up a phone number for Friends & Family to learn more. We're here to answer questions and help you understand what the new health care law means. Call us at i!1 or visit ReformAndYoull.com and sign up for updates. I& w Bludross Blueshield A oil5 mdrert GmlNte[o[oGtion,a Mliu Lega ReieiletompanX in ndependmtlten5eeof theb r(rosildbue5htda$o(ilion?

4 por eso hemos establecido un n[mero de tel6fono para que nuestros Amigos y nuestras Familias pueden aprender. Estamos aqui para contestar preguntas y ayudarle a comprender lo que implica la nueva Ley de Cuidado Salud. Lldmenos al i!1 o visite ReformaDeSaludll.com y regfstrese para recibir las 0ltimas noticias. Is W Bluecross BlueShie-ld kf keiletumfry, n ndasdentt.emed$e Btuetrc$ild I r5h e d hn.nr m nl& 04! 5P

5 I oasu03 0lg7-69g-g99 l lrap!sdaprl ue '^uuduoc onassu lel]al lenlnn E 'u0 lbl0dl03 sc ^las oteo rl} B6H ]o u0tst^]0 v I uroc'llpnlesogeturolag W BrueShierd 3iH,?T,:' Your guide to the new health care law pnles op opeplnc op r{el enenu el r'lred ElnC pre*rsenrn r:'frb'hf[ ReformAndYoull.com I A I ) v rj 0 r 0l Health Care Seirice Corporation a [,4 utr a Leqa Reserve Com pany, af lndeoendent Licen see 0f the B] ue Cross a I d B u"" Sh iel cl Ass0cl ati00

6 The Affordable Care Act is a new health care law that aims to expand health insurance coverage with more benefits for more people and more affordable coverage for many, lt also means changes for employers who offer health insurance to their workers. A key goal of the new law is to give many Americans who have been uninsured a way to get health insurance. Three Gritical Parts of the New Health Care Law These new rules will expand health insurance to cover more people and make it more affordable.,,,riltl)..r'1i"1,,1r,.i lf you buy coverage yourself or have insurance lf you have health insurance... with an employer or government program, you may not experience many changes. But your coverage may have some new benefits that the law puts in place, like free screenings for some preventive services and the ability to continue to insure your adult children up to age 26. Your job might not offer health insurance. You may have had problems getting coverage because of an existing health problem. Or you may not have been able to afford health insurance. lf you do not have health insurance... l"-:_l Guar$$teed j!,{*i Govtii-hge:,!:; Means you and your family members will be able to enroll in a health insurance plan when you apply for it during an open or special enrollment period. lf you've been worried about paying for health insurance, you may now be able to get help. Federal financial assistance will be available to eligible people to help pay for health insurance when they buy coverage using the new Health lnsurance Marketplace. The new health care law provides options for many individuals and families to get coverage. Starting in 2014, you will be able to enroll in some form of health care coverage if you are a U.S. citizen or a legal resident. There will be health plans that offer coverage to people with existing health problems. You may even be able to get help to pay for health insurance premiums. Requires most Americans to have health insurance. Failure to get coverage may result in a penalty you will pay on your federal income tax return.

7 E=h spr.u E rouolqo Bred uroc'llpnlesagsrurolag ollsn.g 'uolspllrjolur You have several choices for getting health coverage. Your first stop to learn about your choices may be the Health lnsurance Marketplace. Or you may want to talk to someone in person, such as an insurance agent, an insurer or a Marketplace "navigator" - a person in your community trained to help you enroll in coverage on the Marketplace. On the Marketplace, you can compare benefit packages and prices from participating insurance companies in lllinois, You can learn if you are eligible for a government program or financial assistance to help you pay The new online the coverage you choose. You can visit r._-.i-_r_, _! Marketplace is Marketplace online, but you can also set to launch on for coverage over the phone or by using paper October 1,2013. application. rr #={ 4!.{ '1 ry={,#sh q={ t={ qa '1 F 33r{ F,I F ffi t t for the appil a 'Bse;due egenbed eun B.led e[eqe4 rs oluoulercedse 'ocrpgul o;n6es un Jocollo opecrrtrueld euetl ts.ropee;dule ns e elun6old.g 2. Make a list of questions you need answered before you can choose a health plan. 3. Gather basic information about your household income. 4. Decide what you need and set your budget. 5. Ask your employer if they plan to offer health insurance, especially if you work for a small business. 6. Go to ReformAndYoull.Gom to learn more. f:::k C:* B E )prlil.uel E:* oser6ur ns ojqos ectsgq ugtcetulolut El Eunou.t E::tr 'oorpgr.u ue;d un lr6e;e repod op solue uepuodse.r EH 'olsendnseld ns eulut.relep { e}tseceu gnb eprce6.y.. e; enb pltsoceu enb selun6eld ep Elstl EUn e6eg.7 ep sodrl soluololtp so1 { otrlgc olqos soctsgq solcedse sol eczouoc Sp peufl l.lg u-bibzodus 0p olqnpo ue opecrow o,.,nu rr Etr I. I r:=sr LrLAZ 0p pntes 0p ueld ts uglcducsul Et EJpd sosbd seuolnels sol uos sebnc? 'ttoe E=r ET 'oclpglu o;noes o.rn6es un Buotcunl What are the next steps lor 2014 Health Plan Enrollment? 1. Learn the basics of how insurance works and about the different types of health insurance. ; l.) EE E=h 'esetdur pnltctlos eun opuesn o ouoiglol rod ernyeqoc reltctlos epend uotqlue] ored 'eeu1; uo opecren "Jfl!.43t;:f,"3,f^,f"":33:l:llX?:; etcuolstse ltqtcol eted o ourerqoo eueroold un erbd elqr6ele so ts rocouoc opend.stoutlll uo ;ep seluedrcryed serope;n0ese selgedluoc sel ep sorcerd { sorcgeueq ep selenbed so;rereduoc epend 'soctpglu sornoes op opecro/\ lo uf 'soctpgllt sorn6es ep opecre/\ ue ernyoqoc rouolqo lo ered esrrqucsut e tepnae eted epelrcedec peprunuloc ns ue euosted eun 'sopeclo/\ sol ep,,tope0eneu,, lo o sotn6es ep elgeduuoc eun 'so;n6os ep e1ue6e un oluoc 'eluolupuosted uern0;e uoc les;onuoc oosop enb e;qrsod so 'uotq O 'soctpgur soln6es op opecron le elrsrn eun res epend seuorcdo sns olqos locouoc eted osed teuud l= 'Ectpgu; elnueqoc rouelqo ered seuorcdo seuen ouot] pols1l

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