2011 Global Microcredit Summit Cumbre Mundial del Microcrédito Sommet Mondial du Microcrédit

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1 2011 Global Microcredit Summit Cumbre Mudial del Microcrédito Sommet Modial du Microcrédit November 14-17, 2011 Cetro Cultural Miguel Delibes Valladolid, Spai

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3 Table of Cotets Ídice de Coteido Table des Matières ii Ageda i Brief iii Ageda e Breve iv Programme e Bref ENGLISH ESPAÑOL FRANÇAIS v vi Microcredit Summit Campaig Coucil Co-Chairs Co-Presidetes de la Campaña de la Cumbre de Microcrédito Présidets Adjoits de la Campage du Sommet du Microcrédit Global Advisory Committee Comité Cosultivo Global Comité Cosultatif Global ENGLISH 1 Welcome Letter from the Spaish Secretary of State for Iteratioal Cooperatio 2 Welcome Letter from the Goveror of Castilla y Leó 3 Welcome Letter from the Mayor of Valladolid 4 Welcome Letter from the icomig ad outgoig directors of the Microcredit Summit Campaig 5 Geeral Iformatio 7 Detailed Ageda ESPAÑOL 29 Carta de Bieveida de la Secretaria de Estado para la Cooperació Iteracioal de España 30 Carta de Bieveida del Presidete de Castilla y Leó 31 Carta de Bieveida del Alcalde de Valladolid 32 Carta de Bieveida del director etrate y el director saliete de la Campaña de la Cumbre de Microcrédito 33 Iformació Geeral 35 Ageda Detallada FRANÇAIS 58 Lettre de Bieveue de la Secrétaire d État espagole pour la Coopératio Iteratioale 59 Lettre de Bieveue du Gouvereur de Castilla y Leó 60 Lettre de Bieveue du Maire de Valladolid 61 Lettre de Bieveue du directeur etrat et du directeur sortat de la Campage du Sommet du Microcrédit 62 Iformatio Géérale 64 Programme Détaillé 87 Cetro Cultural Miguel Delibes (CCMD) Floor Pla Plao Pla 89 Messages from Summit Sposors Mesajes de Patrociadores de la Cumbre Messages des Sposors du Sommet 93 Ackowledgemets Agradecimietos Remerciemets 95 Natioal Host Committee Comité Nacioal de Afitrióes Comité Natioal d Acceuil 96 Local Host Committee Comité Local de Afitrióes Comité Local d Accueil 98 Global Microcredit Summit 2011 Sposors Patrociadores de la Cumbre Mudial del Microcrédito 2011 Sposors du Sommet Modial du Microcrédit 2011 Global Microcredit Summit Cumbre Mudial del Microcrédito Sommet Modial du Microcrédit 2011 i

4 ENGLISH INGLÉS ANGLAIS Ageda i Brief Please see detailed ageda o page 7. SUNDAY, NOVEMBER 13, :30 19:30 Registratio opes MONDAY, NOVEMBER 14, :30 Registratio opes 10:00 12:00 Opeig Ceremoy 12:00 14:15 Luch 14:15 14:30 Break 14:30 16:00 Pleary Sessio 16:00 16:30 Break 16:30 18:00 Workshop Sessios 18:00 18:15 Break 18:15 19:15 Associated Sessios TUESDAY, NOVEMBER 15, :00 10:30 Two Cocurret Pleary Sessios 10:30 11:00 Break 11:00 12:30 Workshop Sessios 12:30 14:00 Luch 14:00 15:30 Two Cocurret Pleary Sessios 15:30 16:00 Break 16:00 17:00 Associated Sessios 17:00 17:15 Break 17:15 19:00 Pleary Sessio 19:00 20:30 Delegate Receptio WEDNESDAY, NOVEMBER 16, :00 10:30 Pleary Sessio 10:30 11:00 Break 11:00 12:30 Workshop Sessios 12:30 14:00 Luch 14:00 15:30 Two Cocurret Pleary Sessios 15:30 16:00 Break 16:00 17:30 Two Cocurret Pleary Sessios 17:30 18:00 Break 18:00 19:00 Associated Sessios THURSDAY, NOVEMBER 17, :00 13:00 Day-Log Courses 13:00 14:00 Luch 14:30 16:30 Day-Log Courses 16:30 17:00 Break 17:00 18:15 Closig Ceremoy FRIDAY, NOVEMBER 18, :00 16:00 Cotiuatio of select Day-Log Courses ii Global Microcredit Summit 2011

5 Ageda e Breve Por favor vea la ageda detallada e la págia 35. DOMINGO 13 DE NOVIEMBRE DEL :30 19:30 Apertura de iscripcioes LUNES 14 DE NOVIEMBRE DEL :30 Apertura de iscripcioes 10:00 12:00 Ceremoia de apertura 12:00 14:15 Almuerzo 14:15 14:30 Pausa 14:30 16:00 Sesió plearia 16:00 16:30 Pausa 16:30 18:00 Talleres 18:00 18:15 Pausa 18:15 19:15 Sesioes coexas MARTES 15 DE NOVIEMBRE DEL :00 10:30 Dos sesioes plearias simultáeas 10:30 11:00 Pausa 11:00 12:30 Talleres 12:30 14:00 Almuerzo 14:00 15:30 Dos sesioes plearias simultáeas 15:30 16:00 Pausa 16:00 17:00 Sesioes coexas 17:00 17:15 Pausa 17:15 19:00 Sesió plearia 19:00 20:30 Recepció MIÉRCOLES 16 DE NOVIEMBRE DEL :00 10:30 Sesió plearia 10:30 11:00 Pausa 11:00 12:30 Talleres 12:30 14:00 Almuerzo 14:00 15:30 Dos sesioes plearias simultáeas 15:00 16:30 Pausa 16:00 17:30 Dos sesioes plearias simultáeas 17:30 18:00 Pausa 18:00 19:00 Sesioes coexas JUEVES 17 DE NOVIEMBRE DEL :00 13:00 Cursos itesivos 13:00 14:00 Almuerzo 14:30 16:30 Cursos itesivos 16:30 17:00 Pausa 17:00 18:15 Ceremoia de clausura VIERNES 18 DE NOVIEMBRE DEL :00 16:00 Cotiuació de cursos itesivos seleccioados SPANISH ESPAÑOL ESPAGNOL Cumbre Mudial del Microcrédito 2011 iii

6 FRENCH FRANCÉS FRANÇAIS Programme e Bref Le programme détaillé est dispoible à la page 64. DIMANCHE 13 NOVEMBRE h30 19h30 Ouverture des iscriptios LUNDI 14 NOVEMBRE h30 10h00 12h00 12h00 14h15 14h15 14h30 14h30 16h00 16h00 16h30 16h30 18h00 18h00 18h15 18h15 19h15 Ouverture des iscriptios Cérémoie d ouverture Déjeuer Pause Sessio Pléière Pause Sessios d Atelier Pause Sessios Associées MARDI 15 NOVEMBRE h00 10h30 10h30 11h00 11h00 12h30 12h30 14h00 14h00 15h30 15h30 16h00 16h00 17h00 17h00 17h15 17h15 19h00 19h00 20h30 Deux sessios pléières cocomitates Pause Sessios d Atelier Déjeuer Deux sessios pléières cocomitates Pause Sessios Associées Pause Sessio Pléière Réceptio MERCREDI 16 NOVEMBRE h00 10h30 10h30 11h00 11h00 12h30 12h30 14h00 14h00 15h30 15h30 16h00 16h00 17h30 17h30 18h00 18h00 19h00 Sessio Pléière Pause Sessios d Atelier Déjeuer Deux sessios pléières cocomitates Pause Deux sessios pléières cocomitates Pause Sessios Associées JEUDI 17 NOVEMBRE h00 13h00 13h00 14h00 14h30 16h30 16h30 17h00 17h00 18h15 Cours itesifs Déjeuer Cours itesifs Pause Cérémoie de clôture VENDREDI 18 NOVEMBRE h00 16h00 Suite des Cours Itesifs Sélectifs iv Sommet Modial du Microcrédit 2011

7 Microcredit Summit Campaig Coucil Co-Chairs Co-Presidetes de la Campaña de la Cumbre de Microcrédito Présidets Adjoits de la Campage du Sommet du Microcrédit ENGLISH ESPAÑOL FRANÇAIS HONORARY CO-CHAIRS CO-PRÉSIDENTES HONORARIOS PRÉSIDENTS ADJOINTS HONORAIRES Her Majesty, Quee Sofía of Spai Former Prime Miister of Japa, Tsutomu Hata COUNCIL CO-CHAIRS CO-PRÉSIDENTES DE CONSEJO PRÉSIDENTS ADJOINTS DU CONSEIL Coucil of Heads of State ad Govermet Cosejo de Jefes de Estado y Gobiero Coseil des Chefs d État et de Gouveremet *Mauel Zelaya, Former Presidet of Hoduras Coucil of Advocates Cosejo de Partidario Coseil des Sympathisats * Chief Bisi Oguleye, Chair, Coutry Wome s Associatio of Nigeria, Nigeria Joae Carter, Executive Director, RESULTS, USA Premal Shah, CEO, Kiva, USA Coucil of Baks ad Commercial Fiace Istitutios Cosejo de Bacos e Istitucioes Fiacieras Comerciales Coseil des Baques et des Istitutios de Fiace Commerciale Eugee Ludwig, Maagig Geeral Parter, Promotory Fiacial, USA Adrew Krieger, Maagig Director, Elk River Tradig LLC., USA Coucil of Bilateral Door Agecies Cosejo de Agecias Doates Bilaterales Coseil des Bailleurs de Fods Bilatéraux * Soraya Rodríguez Ramos, Secretary of State for Iteratioal Cooperatio, Spai Coucil of Corporatios Cosejo de Corporacioes Coseil des Sociétés Frack Riboud, CEO, Groupe Daoe, Frace Coucil of Educatioal Istitutios Cosejo de Istitucioes Educativas Coseil des Istitutios Educatives Ned Hill, Former Dea, Marriott School of Maagemet, Brigham Youg Uiversity, USA Coucil of Foudatios ad Philathropists Cosejo de Fudacioes y Filátropos Coseil des Fodatios et des Philathropes Pamela Flaherty, Presidet, Citi Foudatio, USA Coucil of Iteratioal Fiacial Istitutios Cosejo de Istitucioes Fiacieras Iteracioales Coseil des Istitutios Fiacières Iteratioales * Kaayo F. Nwaze, Presidet, Iteratioal Fud for Agricultural Developmet (IFAD), Italy Jaamitra Deva, Vice Presidet, Fiacial & Private Sector Developmet, The World Bak Group, USA Coucil of No-Govermetal Orgaizatios Cosejo de Orgaizacioes No Guberametales Coseil des Orgaisatios No Gouveremetales Margaret Catley-Carlso, Chair, ICARDA ad Global Water Partership, Caada Mazide Ndiaye, Presidet ad CEO, Forum for Africa Volutary Developmet Orgaizatios (FAVDO), Seegal Coucil of Parliametarias Cosejo de Parlametarios Coseil des Parlemetaires Wakako Hiroaka, Member of the House of Coucilors, Japa Dr. Aziz Akgül, Former Deputy for Diyarbakır, Parliamet of the Grad Natioal Assembly, Turkey Coucil of Practitioers Cosejo de Agetes Coseil des Praticies Ela Bhatt, Fouder, Self Employed Wome s Associatio, Idia *Joh Hatch, Fouder, FINCA Iteratioal, USA Igrid Muro, Fouder ad Maagig Trustee, Jamii Bora Bak, Keya Carme Velasco, Co-Fouder ad Director, Pro Mujer, Bolivia * Muhammad Yuus, Fouder, Gramee Bak, Bagladesh Coucil of Religious Istitutios Cosejo de Istitucioes Religiosas Coseil des Istitutios Religieuses William Vedley, Secretary Geeral, World Coferece o Religio ad Peace, USA Dr. D. Veeredra Heggade, Dharmadhikari, Sri Kshetra Dharmasthala Rural Developmet Project, Idia Coucil of Uited Natios Agecies Cosejo de Orgaismos de la ONU Coseil des Ageces des Natios Uies Noelee Heyzer, Uder Secretary Geeral of the Uited Natios ad Executive Secretary of the Ecoomic ad Social Commissio for Asia ad the Pacific, Thailad * J ua Somavia, Director Geeral, Iteratioal Labour Orgaizatio, Switzerlad * Also member of the Microcredit Summit Campaig Executive Committee. Miembros del Comité Ejecutivo de la Campaña de la Cumbre de Microcrédito. Membres du Comité Exécutif du Sommet de la Campage du Microcrédit. Global Microcredit Summit Cumbre Mudial del Microcrédito Sommet Modial du Microcrédit 2011 v

8 ENGLISH ESPAÑOL FRANÇAIS Global Advisory Committee Comité Cosultivo Global Comité Cosultatif Global Raya Abdel-Baki, Executive Director, Saabel - The Microfiace Network of Arab Coutries, Egypt Sir Fazle Abed, Fouder & Chairperso, BRAC, Bagladesh Nasser Al Qahtai, Executive Director, AGFUND, Saudi Arabia Aiceta Alip, Research Director, CARD MRI, The Philippies Robert Aibale, Global Director of Microfiace, Citi, Eglad Essma Be Hamida, Co-Fouder & Executive Director, Eda Iter-Arabe, Tuisia Ela Bhatt, Fouder, SEWA, Idia Ae-Marie Chidzero, Chair, Africa Microfiace Ivestmet Compay, Mauritius Shafiqual Haque Choudhury, Fouder & Presidet, ASA, Bagladesh Alex Couts, Presidet & CEO, Gramee Foudatio, USA Isabel Cruz Heradez, Geeral Director, AMUCSS, Mexico Vijayalakshmi Das, Maagig Director, Aaya Fiace for Iclusive Growth Pvt. Ltd., Idia Jea-Philippe de Schrevel, Co-fouder of BlueOrchard, CEO of BlueOrchard Ivestmets (Private Equity) Sàrl, Switzerlad Heri Dommel, Director, FIPA Uit, UNCDF/ UNDP, USA Chris Duford, Presidet, Freedom from Huger, USA Tilma Ehrbeck, CEO, Cosultative Group to Assist the Poor (CGAP), USA Coie Evas, Presidet & CEO, Associatio for Eterprise Opportuity, USA Laura Foose, Director, Social Performace Task Force, USA Grzegorz Galusek, Executive Director, Microfiace Cetre (MFC), Polad Tor Gull, Maagig Director, Oikocredit, The Netherlads Ae Hastigs, CEO, Fokoze Fiacial Services, Haiti Joh Hatch, Fouder, FINCA Iteratioal, USA K.G. Karmakar, Maagig Director, Natioal Bak for Agriculture ad Rural Developmet (NABARD), Idia Djarot Kusumayakti, Maagig Director, Bak Rakyat Idoesia, Idoesia Jua José Lagos, Presidet, REDCAMIF, Hoduras Marte Leijo, Executive Director, Microfiace Iformatio Exchage (MIX), USA Klaas Moleaar, Presidet, Europea Microfiace Network (EMN), The Netherlads Fracisco Moza Zapatero, Director, AECID, Spai José Moisés Martí Carretero, Departmet Head for Multilateral Cooperatio, AECID, Spai Igrid Muro, Fouder & Maagig Trustee, Jamii Bora, Keya Rev. Tambwe wa Tambwe Musagelu, Executive Director, Diku Dilega, RD du Cogo, Democratic Republic of Cogo Shri N.K. Maii, Deputy Maagig Director, Small Idustries Developmet Bak of Idia (SIDBI), Idia Soukeya Ndiaye Ba, Executive Director, INAFI Iteratioal, Seegal Maria Nowak, Presidet, L Associatio pour le droit à l iitiative écoomique (ADIE), Frace Chief Bisi Oguleye, Natioal Coordiator & Executive Director, Coutry Wome s Associatio of Nigeria (COWAN), Nigeria Emilio Otiveros, Presidet, Afi, Spai Elisabeth Rhye, Maagig Director, Ceter for Fiacial Iclusio at ACCION Iteratioal, USA Jeifer Riria, CEO, Keya Wome s Fiace Trust, Keya Daouda Sawadogo, Executive Director, Fédératio des Caisses Populaires du Burkia, Burkia Faso Davy Serge Azakpame, Executive Director, Réseau Africai de Microfiace (AFMIN), Bei Fraces Siha, Director, Micro-Credit Ratigs Iteratioal Ltd. (M-CRIL), Idia Aadete Torres, Superitedet, Baco do Nordeste do Brasil, Brazil Javier Vaca, Executive Director, Red Fiaciera Rural, Ecuador Carme Velasco, Co-Fouder & Director, Pro Mujer Ic., Bolivia Araud Vetura, Co-fouder, PlaNet Fiace Group, Fouder & CEO, MicroCred, Frace Reyold Walter, Presidet, Sociedad de Iversioes para la Microempresa de Cetroamérica y el Caribe S.A. (SICSA), Guatemala Chuck Waterfield, CEO & Presidet, Microfiace Trasparecy, USA Du Xiaosha, Professor ad Chair of the Board of Directors of FPC MF Project, Rural Developmet Istitute(RDI), Chiese Academy of Social Scieces, Chia Muhammad Yuus, Fouder, Gramee Bak, Bagladesh Roshaeh Zafar, Maagig Director, Kashf Foudatio, Pakista vi Global Microcredit Summit Cumbre Mudial del Microcrédito Sommet Modial du Microcrédit 2011

9 ENGLISH INGLÉS ANGLAIS Global Microcredit Summit

10 ENGLISH INGLÉS ANGLAIS Castilla y Leó is a regio uited i solidarity with ad is committed to the developmet of the most vulerable coutries. Our society ackowledges ad promotes the efforts of the wome ad me who, o a daily basis, are trapped i the cycle of poverty ad who fight for a better future. The 5th Global Microcredit Summit, which we have the opportuity to host i Valladolid from November 14 to 17, will brig us closer to this istrumet, which provides opportuities for the future to millios of people to lift themselves out of poverty. Through the sessios ad debates that comprise the Summit ageda, we will be able to acquire a i-depth kowledge of how microloas have bee icorporated ito cooperative developmet programs ad how their social compoet allows beeficiaries to improve their lives. This Global Summit is also a opportuity for all of our commuity s developmet agets, who ca erich themselves through the exchage of good practices preseted by differet coutries ad situatios. Moreover, with the Global Microcredit Summit takig place i Castilla y Leó, we will showcase our capacity to welcome all participats. We will be able to demostrate our coutry s commitmet to combatig poverty. I hope these sessios allow us to reflect o the promise that microloas offer, so that the coclusios you reach become a poit of departure for a ew commitmet to the achievemet of a more just world. Ad I ecourage all attedees to ejoy our regio ad our people who, with certaity, will go above ad beyod to provide the best that our culture ad hospitality have to offer to all Spaish ad foreig visitors to Castilla y Leó. Jua Vicete Herrera Campo Presidet, Regioal Govermet of Castilla y Leó 2 Global Microcredit Summit 2011

11 ENGLISH INGLÉS ANGLAIS It is a great hoor for the city of Valladolid ad its coucil to welcome the Global Microcredit Summit for may reasos: because of our steadfast commitmet to carryig out the Milleium Developmet Goals set by the iteratioal commuity through the UN; because we lauched the first Muicipal Pla for Iteratioal Developmet i 2011, which led to a sigificat expasio of joit collaboratio with coutries of the global South; ad because we have spet years workig to promote microcredit as a tool to fight poverty ad exclusio. All of this will allow the people of Valladolid ad me the first amog them to fully experiece the Global Microcredit Summit. We are fully aware of our dual role i the Summit s developmet as privileged witesses while it takes place ad, at the same time, as agets committed to achievig its goals. Our city does ot eed to prove its global ad charitable callig (its deeds are well kow, such as our Iteratioal Network of Ambassadors, which has made Valladolid kow to the world). However, it is obvious that this Summit will place Valladolid at the forefrot, shiig a spotlight o the city for all observers ad professioals. It will reiforce our image ad reputatio as a destiatio for cofereces ad covetios, which will icrease, if aythig, the resposibility we take o as hosts for this evet. Oce agai, Valladolid is called upo by history to write oe of its importat chapters. Ad, oce agai, Valladolid will kow how to rise to the occasio, dedicatig itself to the cause with digity, geerosity, ad excellece. I this case, we as citizes will be, as is ofte said, ambassadors o our ow soil. We welcome the more tha 2,000 delegates hailig from a hudred coutries who are participatig i this great gatherig with ope arms ad hearts. We are eager to show everyoe our value ad worth by eablig the Summit to go off flawlessly. The Global Microcredit Summit will ot oly brig good people to Valladolid, it will also give us the opportuity to stregthe our abilities before the world as a model city that promotes projects of solidarity ad volutary citizes iitiatives. This will trasced the Summit s ow path without a doubt because Valladolid is itself a microcosm of solidarity, commitmet, ad struggle agaist poverty. It is a place for reflectio ad debate o these troubles. The cotributio to a more just ad egalitaria world is amog the city s priorities. This is the oly possible future. Fracisco Javier Leó de la Riva Mayor of Valladolid Global Microcredit Summit

12 ENGLISH INGLÉS ANGLAIS October 17, 2011 Dear Frieds, O behalf of the Microcredit Summit Campaig ad RESULTS Educatioal Fud, it is our pleasure to welcome you to Valladolid, Spai for the Global Microcredit Summit 2011! Whe thousads of delegates gathered for the origial Microcredit Summit i 1997, oly 7.6 millio of the world s poorest families were receivig a microloa. Over the last 14 years, the umber of very poor families with a microloa has grow more tha 18-fold to millio by the ed of Additioally, the umber of poorest wome reached betwee 1999 ad 2010 has icreased from 10.3 millio to millio. However, the curret momet we are facig i microfiace reflects the opeig lies from Charles Dickes A Tale of Two Cities: It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishess Never before has there bee such ispirig iovatio i the field of microfiace, or such cause for cocer. This Summit will set the back-drop for substative discussios o the state of the field ad will provide opportuities to discuss our hopes ad visios for the field s future. At this gatherig, we will share best practices, work to accelerate iovatio ad review progress towards the Microcredit Summit Campaig s two goals for 2015: 1) Esurig that 175 millio of the world s poorest families, especially the wome of those families, are receivig credit for self-employmet ad other fiacial ad busiess services. 2) Esurig that 100 millio families rise above the US$1.25 a day threshold adjusted for purchasig power parity (PPP), betwee 1990 ad Sice April of 2010, the Campaig has bee workig with a broad rage of stakeholders to develop a Seal of Excellece for Poverty Outreach ad Trasformatio i Microfiace. The Seal will be discussed i a pleary at this Summit. Our hope is that the Seal will ot oly idetify best practices i our commo work to ed poverty, but also motivate our members to costatly reflect o what more they ca do to reach further dow-market, helpig cliets, their families, ad their commuities move away from poverty. Valladolid will be the 15th ad last global or regioal Summit that I, Sam, have orgaized. O Jauary 1, 2012, I will lauch the Ceter for Citize Empowermet ad Trasformatio. Larry, who authored the State of the Microcredit Summit Campaig Report 2011 ad has worked closely o the developmet of the Seal, is the Campaig s icomig director. Larry ad I remai dedicated to the Campaig s goals ad realize that reachig them is a huge challege that will take the whole microfiace commuity workig together to achieve. We wish you a fruitful ad rewardig Summit ad that you leave with a reewed commitmet to your deepest visio for usig microfiace as a platform for edig poverty. Sicerely, Sam Daley-Harris, Director Microcredit Summit Campaig Larry Reed, Icomig Director Microcredit Summit Campaig 4 Global Microcredit Summit 2011

13 Geeral Iformatio REGISTRATION AND DELEGATE SERVICES Badgig / Access The ID badge issued to you at registratio check-i is required for admissio ito the Cetro Cultural Miguel Delibes (CCMD), as well as ay Summit-sposored activity. Please remember to brig your badge with you o each day of the Summit. ENGLISH INGLÉS ANGLAIS Materials i Registratio Bag Please review the materials i your Registratio Bag. Icluded are the Summit Program Book, the State of the Microcredit Summit Campaig Report 2012, New Pathways Out of Poverty (the book of papers to be discussed i the pleary sessios), a Summit evaluatio form, ad a otepad ad pe. Writte questios will be collected from delegates durig the Questio ad Aswer period i each Pleary Sessio. Trasportatio There will be a FREE bus service betwee the Summit hotels ad the CCMD o each of the days of the Summit, leavig the hotels i order to arrive before the first sessio of the day ad returig to the hotels after the last sessio of the day. A bus schedule will be available at the frot desk of each hotel for your referece. If you wish to arrive late to the CCMD or retur early to your hotel, you will be resposible for your ow trasportatio. There will be a FREE bus service from the CCMD i Valladolid to the Barajas Airport i Madrid o the afteroo of Thursday, November 17th, all day Friday, November 18th, ad i the morig of Saturday, November 19th. If you have ot already made a reservatio for the airport bus with our Registrar, you will eed to visit the Registratio Desk i the Mai Hall ad complete a registratio form i order to have a guarateed seat o the bus. Meals durig the Summit I Valladolid, all hotel bookigs iclude complimetary breakfast. Your Summit registratio etitles you to a complimetary boxed luch o November 14th, 15th ad 16th. Upo checkig i at registratio, you will receive a set of luch tickets. You will eed to preset oe ticket to the caterers each day to receive a box luch. Vegetaria optios are available. (Note: If you have registered ad paid for a day-log course o November 17th or a two-day course o the 17th ad 18th, you will receive additioal tickets for oe boxed luch o those days.) Coffee will be served to all Summit participats o the 14th, 15th, ad 16th durig the afteroo break. All delegates are cordially ivited to the Delegate Receptio o the eveig of Tuesday, November 15th at the CCMD.The receptio, hosted by the Juta de Castilla y Leó, will feature a taste of the foods ad wies of the regio. Delegates are resposible for their ow dier each eveig. Simultaeous Iterpretatio Simultaeous iterpretatio (Eglish, Frech, ad Spaish) is available durig all pleary sessios ad select workshop sessios throughout the Summit as oted i the detailed ageda. Please refer to the detailed ageda i your program book to see which sessios are available ad i which laguages throughout. Iterpretatio receivers are available ear the Registratio Desk to delegates free of charge; however, delegates must leave a passport or Spaish DNI card. Receivers remai the resposibility of the delegate util the close of each day whe they may retur the receiver ad retrieve their passport or Spaish ID card. If the receiver is ot retured, the delegate will be charged 150 to replace the receiver (ad may the retrieve their passport or DNI card). Receivers are battery-operated ad should remai at full stregth for the duratio of the Summit. However, delegates may retur to the Receiver Desk to exchage the receiver if it is faulty. Global Microcredit Summit

14 ENGLISH INGLÉS ANGLAIS Sessio Audio Recordigs All pleary sessios ad all 48 workshop sessios (November 14th 16th) will be audiorecorded. A CD with all the recordigs will be available for purchase (10 ) at the Registratio Desk i the Mai Hall by the time of the Closig Ceremoy o the afteroo of November 17th. Followig the Summit, orders ca be placed by writig to List of Delegates A list of all pre-registered delegates (delegates registered o or before November 7th, 2011 who did ot mark their desire ot to be listed) is available for review ad for ay eeded correctios at the Registratio Desk. Pre-registered delegates may ote ay correctios to their iformatio o this list. Delegates who registered after November 7th will be icluded i the fial list of delegates that will be available upo sedig a request to after the Summit. WiFi Café Free WiFi access will be available i the Luch Area as oted o the floor pla (see pages 87-88). The WiFi access will oly be available while the Summit is i sessio. (Note: Most area hotels have WiFi access available to guests, either free or at a charge.) Registratio Desk The Registratio Area will be ope o a regular basis throughout the Summit ad is located i Mai Etry Hall Lobby. Please check the sigs posted for hours of operatio. Medical Assistace Emergecies: All medical emergecies should be reported immediately to security persoel, the Summit Secretariat, the Registratio Desk i the Mai Hall, or a Microcredit Summit staff member. No-Emergecy Medical Assistace: Please check the listig of local medical facilities foud at the Iformatio Desk. Tourist Iformatio Tourism iformatio ca be foud at the booths for the local govermet (Ayutamieto) of Valladolid ad the regioal govermet (Juta) of Castilla y Leó i the Mai Hall. Here, delegates ca also fid assistace with geeral iformatio about Valladolid, icludig area maps, restaurat listigs, ad other ameities ad services. Evaluatio Forms A Summit Evaluatio Form is icluded i your Registratio Bag. At the ed of each sessio, you will be asked to complete a evaluatio of that sessio. Please do so as your feedback, both o cotet ad logistics, is very valuable to us whe we pla future meetigs. NOTE! All those who submit a complete Summit Evaluatio Form will be etered ito a drawig for a free registratio to the ext Summit i your regio. The first prize wier will receive two registratios, ad the ruer-up will wi oe registratio. The wiers will be aouced i a Microcredit Summit Campaig e-blast a few weeks after the Summit. Summit Evaluatio Forms ad Day-log Course Evaluatio Forms will be collected at the Closig Ceremoy. If you do ot pla to atted the Closig Ceremoy, please drop off your evaluatio at the Registratio Desk i the Mai Hall before you leave the Summit. Security/Lost Items All persoal property remais the sole resposibility of the delegate. Please take care with your persoal belogigs ad keep them with you at all times. Due to the security surroudig the Summit, uatteded bags may be cofiscated ad/or checked by o-site security persoel. Please wear your ID badge at all times as it is required for admissio to all Summit-sposored evets. 6 Global Microcredit Summit 2011

15 Detailed Ageda Ageda Note: This ageda does ot reflect chages made after October 24, Iterpretatio Note: All PLENARY SESSIONS will be simultaeously iterpreted (Eglish- Frech-Spaish). I each of the 3 groups of 16 WORKSHOP SESSIONS, 5 sessios will have simultaeous iterpretatio available i Eglish, Frech, ad Spaish ad 1 sessio i Eglish ad Spaish (these sessios are clearly idicated i the program). All other workshops will be coducted i Eglish oly. ASSOCIATED SESSIONS ad DAY-LONG COURSES, uless otherwise oted i the program, will NOT be equipped with simultaeous iterpretatio. Suday, November 13, :30 19:30 Registratio (o site) Moday, November 14, :30 Registratio (o site) 10:00 12:00 Opeig Ceremoy Auditorio de Valladolid (if extra room eeded, we will use the Sala de Cámara) Chair TBA Speakers Her Majesty Quee Sofia of Spai Soraya Rodríguez Ramos, Secretary of State for Iteratioal Cooperatio, Miistry of Foreig Affairs ad Cooperatio, Spai Jua Vicete Herrera, Presidet of the Regioal Govermet of Castilla y Leó, Spai Fracisco Javier Leó de la Riva, Mayor of Valladolid, Spai Muhammad Yuus, Fouder, Gramee Bak, Bagladesh Sam Daley-Harris, Director, Microcredit Summit Campaig, USA 12:00 14:15 Luch 14:15 14:30 Break 14:30 16:00 Pleary Sessio Auditorio de Valladolid (if extra room is eeded, we will use the Sala de Cámara) Beyod Ethical Fiacial Services: Developig a Seal of Excellece for Poverty Outreach ad Trasformatio i Microfiace Chair Mauel Médez del Río Piovich, Presidet, BBVA Microfiace Foudatio, Spai Author Fraces Siha, Director, EDA Rural Systems, Idia Paelists Isabel Cruz Heradez, Presidet, Foro Latioamericao y del Caribe de Fiazas Rurales (FOROLACFR), Mexico Ae Hastigs, CEO, Fokoze Fiacial Services, Haiti Christopher Duford, Seior Research Fellow, Freedom from Huger, USA Joh de Wit, Maagig Director, The Small Eterprise Foudatio (SEF), South Africa 16:00 16:30 Break 16:30 18:00 Workshop Sessios ENGLISH INGLÉS ANGLAIS WORKSHOP 1 SIMULTANEOUS INTERPRETATION Eglish Spaish Frech What Is the Problem: Gettig a Empowerig Regulatory Framework that Allows Takig ad O-ledig Deposits ad Truly Works for MFIs, Their Cliets ad the Ed of Poverty Sala de Jutas 1 CCMD, Level 1 Chair José Moisés Martí Carretero, Departmet Head for Multilateral Cooperatio ad FONPRODE, Spaish Agecy for Iteratioal Developmet Co-operatio (AECID), Spai Global Microcredit Summit

16 ENGLISH INGLÉS ANGLAIS Moday, November 14, 2011 Paelists Sergio Navajas, Seior Specialist, Iter-America Developmet Bak, USA Mary Elle Iskederia, Presidet & CEO, Wome s World Bakig, USA Wolday Amha, Director, AEMFI, Ethiopia N. Sriivasa, Microfiace Cosultat, Idia WORKSHOP 2 SIMULTANEOUS INTERPRETATION Eglish Spaish Frech Why Maagig for Social Performace Is More Importat tha Just Measurig It, ad How Ca MFIs Best Use These Isights? Sala Polivalete CCMD, Level 3 Chair Araud Vetura, Co-Fouder & Deputy Chairma, PlaNet Fiace, Frace Author Laura Foose, Director, Social Performace Task Force (SPTF), USA Paelists Christia Loupeda, Director, Imp-Act Cosortium, Freedom from Huger, USA Martha Cuetas Aci, Presidet, Cosorcio de Orgaizacioes Privadas de Promoció al desarrollo de la Micro y pequeña Empresa (COPEME), Peru Fraces Siha, Director, EDA Rural Systems, Idia Lalaie Joyas, Executive Director, Microfiace Coucil of the Philippies, Ic. (MCPI), Philippies WORKSHOP 3 SIMULTANEOUS INTERPRETATION Eglish Spaish Frech A Deeper Look at Programs that Work with the Ultra-Poor: From Safety Net Programs to Other Iovatios Sala de Cámara CCMD, Level 2 Chair Aude de Motesquiou, Microfiace Aalyst, Cosultative Group to Assist the Poor (CGAP), Frace Author Nathaael Goldberg, Policy Director, Iovatios for Poverty Actio, USA Paelists Gauthier Dieudoe, Director, CLM/ Ti-kredi Program, Fokoze Fiacial Services, Haiti Igrid Muro, Chair, Jamii Bora Group, Keya C.S. Ghosh, Chairma & Maagig Director, Badha Idia, Idia Sata Euceda, Geeral Maager, ODEF Fiaciera, S.A., Hoduras Muhammad Yuus, Fouder, Gramee Bak, Bagladesh WORKSHOP 4 SIMULTANEOUS INTERPRETATION Eglish Spaish Frech Fiacial Literacy Programs that Work for the Cliets ad for the MFI Sala de Jutas 2 CCMD, Level 1 Chair Pamela Flaherty, Presidet, Citi Foudatio, USA Author Moique Cohe, Presidet & Fouder, Microfiace Opportuities, USA Paelists Syed Mohsi Ahmed, CEO, Pakista Microfiace Network, Pakista María Matilde Olazábal, Director, Freedom from Huger i México, Mexico Alexadra Fiorillo, Chief Operatig Officer, MFTrasparecy, USA Richard Leftley, Presidet & CEO, MicroEsure, Uited Kigdom WORKSHOP 5 SIMULTANEOUS INTERPRETATION Eglish Spaish Frech Sposored by Johso & Johso Why Itegratig Microfiace, Health Educatio, ad Other Forms of Health Protectio is Good for Your Cliets ad Good for Your MFI, ad How Ca You Icorporate It? Teatro Experimetal CCMD, Level 2 Chair Joy Marii, Director, Medical Educatio Worldwide, Johso & Johso, USA 8 Global Microcredit Summit 2011

17 Moday, November 14, 2011 Author Sheila Leatherma, Research Professor, Gilligs School of Public Health, The Uiversity of North Carolia at Chapel Hill, USA Paelists Shamera Abed, Programme Head, Microfiace, BRAC, Bagladesh DSK Rao, Regioal Orgaiser for Asia Pacific, Microcredit Summit Campaig, Idia Rosario Perez, CEO, Pro Mujer, Ic., USA Mamadou Diallo, Regioal Maager, West Africa, Freedom from Huger, Mali ENGLISH INGLÉS ANGLAIS WORKSHOP 6 Obtaiig Fuds from New Fiacial Istrumets ad Mechaisms for Commercial ad Emergig MFIs: From Fuds to the Web Sala de Profesores Escuela de Daza, Level 2 Chair TBA Author Zia Sayoura, Ivestmet Maager & Elvira Espejo, Ivestmet Associate, BlueOrchard Ivestmets SARL, Switzerlad Tim Hassett, Vice- Presidet of Microfiace, Kiva, USA Paelists Ae-Marie Chidzero, CEO, AfriCap Microfiace Ivestmet Compay, Mauritius Asad Mahmood, Maagig Director, Global Social Ivestmet Fuds, Deutsche Bak, USA Alex Silva, Executive Director, OMTRIX, Costa Rica WORKSHOP 7 Fidig Solutios to the Currecy Risk Challege for MFIs, Ivestors ad Door Agecies Sala Polivalete Escuela de Daza, Level 2 Chair Dr. Steve C. Fuk, Chairma, Fuk Holdigs Ltd., Race4Chage, USA Author Bria Cox, Presidet, MFX Solutios, USA Paelists Pilar Ramirez, Presidet, Cofie Holdig SL, Bolivia Robert Aibale, Global Director of Microfiace, Citi, USA Jürge Hammer, Head of Ivestmet Uit, Gramee Crédit Agricole Microfiace Foudatio, Frace Ia Callagha, Cosultat, Uited Kigdom WORKSHOP 8 Examples of How Techology has Worked for the Cliets ad for MFIs, Especially for Those Livig ad Workig i the Hardest to Reach Areas Sala de Jutas 3 CCMD, Level 3 Chair Alvaro Marti, Patro, Fudacio AFI, Spai Authors David Edelstei (Author), Vice Presidet, Techology Programs, Gramee Foudatio, USA Camilla Nestor (Preseter), Vice Presidet, Microfiace, Gramee Foudatio, USA Paelists Murray Gardier, Director of Microfiace & Commuity Bakig, Temeos, Caada Daouda Sawadogo, Director Geeral, Reseau des Caisses Populaires du Burkia, Burkia Faso Godfrey Supka, Global Busiess Developmet Maager, Fer Software, UAE Kamal Budhabhatti, CEO, Craft Silico, Keya WORKSHOP 9 Product Iovatios: New Offerigs that Maximize Beefits to Cliets, MFIs, ad their Commuities Aula Teórica 4 Escuela de Daza, Level 1 Chair Robert P. Christe, Presidet, Boulder Istitute of Microfiace, USA Authors Michael Hamp, Seior Rural Fiace Adviser, Iteratioal Fud for Agricultural Developmet (IFAD), Italy Carolia Laureti, Fellow, Ceter for Europea Research i Microfiace (CERMi), Belgium Paelists Graham Wright, Program Director, Microsave, Idia Mohii Bhatia, Operatios Officer South Asia, Iteratioal Fiace Corporatio (IFC), Idia Global Microcredit Summit

18 ENGLISH INGLÉS ANGLAIS Moday, November 14, 2011 WORKSHOP 10 Whe Cliets Grow Old: Microfiace Strategies ad Products that Address the Needs of the Elderly Aula de Daza 0.2 Escuela de Daza, Level 1 Chair Patricia Richter, Social Fiace Program, Iteratioal Labour Orgaizatio (ILO), Switzerlad Author Joh Hatch, Fouder, FINCA Iteratioal, USA Paelists Reyold O. Walter, Presidet, Regioal Commissio o Micropesios REDCAMIF & Presidet of the Techical Committee o Micropesio Projects i Cetral America, Guatemala Alex Dimaculaga, Presidet - CARD MRI Isurace Agecy, Ic., & Geeral Maager - CARD Mutual Beefit Ass., Ic., Philippies Carolie Va Dulleme, Director, World Gray, The Netherlads Jack Kupferma, Attorey, The NGO Committee o Ageig, USA WORKSHOP 11 Buildig a Successful Busiess Model for Islamic Microfiace Iterpretació 5 Escuela de Daza, Level 1 Chair Raya Abdel-Baki, Executive Director, Saabel - The Microfiace Network of Arab Coutries, Egypt Author Mohammed Khaled, Regioal represetative for the Middle East ad North Africa Regio, CGAP, Saudi Arabia Paelists Mohammed S. Al-lai, CEO, Al Amal Microfiace Bak, Yeme Farida Tariq, CEO, Cetre for Wome Cooperative Developmet (CWCD), Pakista Mohamed Yasi, Executive Director, Tazaia ecovoluteerism, Tazaia Dr. Shafiq Dhaai, Presidet, Director & Fouder, MBK Vetura, Idoesia Dr. Muhammad Amjad Saqib, Executive Director, Akhuwat, Pakista WORKSHOP 12 Why Ivest i People? How to Develop Skilled ad Committed MFI Staff i Order to Reach Strategic Objectives Sala de Profesores Coservatorio, Level 1 Chair Graham Macmilla, Program Officer, Citi Foudatio, USA Author Peg Ross, Director, Huma Capital Ceter, Gramee Foudatio, USA Paelists Samit Ghosh, Fouder & CEO, Ujjiva, Idia Md. Eamul Haque, Chief Operatig Officer & Executive Vice-Presidet, ASA/ASA Iteratioal, Bagladesh Eugeia Acosta, Director of Huma Resources, Pro Mujer, Ic., USA James Semekadde, Dea, School of Busiess, Livigstoe Iteratioal Uiversity of Mbale, Ugada Luisa Bruori, Professor of Group Psychology, Uiversity of Bologa, Italy WORKSHOP 13 Trasformig from NGO to Regulated MFI While Maitaiig Your Commitmet to Empowerig the Poor: A Step-by-Step Process Aula de Daza 0.1 Escuela de Daza, Level 1 Chair Vijayalakshmi Das, Maagig Director, Aaya Fiace for Iclusive Growth Pvt. Ltd., Idia Author Felipe Portocarrero, Microfiace Specialist Cosultat, Iteratioal Fiace Corporatio (IFC), Peru Paelists Mercedes Caalda de Beras-Goico, Executive Vice-Presidet, ADOPEM, Domiica Republic David Gibbos, Fouder / Chairma, CASHPOR Micro Credit, Idia Jeifer Riria, CEO, Keya Wome Fiace Trust, Keya Rupert Scofield, CEO, FINCA Iteratioal, USA 10 Global Microcredit Summit 2011

19 Moday, November 14, 2011 WORKSHOP 14 What Makes a Wholesale/Autoomous Microfiace Fud Work, ad How Ca Fuds of Top Quality Expad Aroud the World? Iterpretació 4 Escuela de Daza, Level 1 Chair Professor Mario La Torre, Full Professor, Uiversità di Roma La Sapieza Facoltà di Ecoomia, & Member, Italia Natioal Committee for Microcredit, Italy Author Qazi Azmat Isa, CEO & Maagig Director, Public Poverty Alleviatio Foudatio (PPAF), Pakista Paelists Fazlul Kader, Deputy Maagig Director, Palli Karma Sahayak Foudatio (PKSF), Bagladesh Katri Fakiri, Maagig Director, MISFA, Afghaista ENGLISH INGLÉS ANGLAIS WORKSHOP 15 INDUSTRIALIZED COUNTRY SESSION Chagig the Midset ad Stregtheig the Capacity of Fiacial Istitutios, Govermets, MFIs ad Other Stakeholders for Carryig Out Microfiace Programs through Effective Parterships Sala de Esayos 1 CCMD, Level 1 Chair & Author Maria Nowak, Presidet, L Associatio pour le droit à l iitiative écoomique (ADIE), Frace Paelists Corrado Ferretti, Presidet, Permicro, Italy Joche Bloss, Bechmark Maager, Deutsches Mikrofiazistitut, Germay Luc Haegemas, Geeral Secretary, BNP Paribas Fortis, Belgium Wedy Bauma, Presidet & CVO, The Wiscosi Wome s Busiess Iitiative Corporatio (WWBIC), USA WORKSHOP 16 INDUSTRIALIZED COUNTRY SESSION Improvig the Framework for Microcredit ad Microeterprise: How Regulatory Chages Ca Advace or Hider the Idustry Aula de Voz - Escuela de Daza, Level 1 Chair TBA Author Jaso Adkis, Executive Director, Miesota Catholic Coferece, USA Paelists Stéphaie Kpeou, Advocacy Officer, L Associatio pour le droit à l iitiative écoomique (ADIE), Frace Maria Doiciu, Seior Cosultat o SMEs developmet & Microfiace, Eurom Cosultacy ad Studies, Romaia Daiel Sorrosal, Executive Secretary, Europea Microfiace Network (EMN), Belgium Mikhail Mamuta, Presidet, Russia Microfiace Ceter, Russia 18:00 18:15 Break 18:15 19:15 Associated Sessios Where Has All the Moey Goe? Aggregatig Large Amouts of Capital to Attack Global Poverty: Opportuities ad Challeges Sala des Profesores Escuela de Daza, Level 2 Orgaizer Steve Fuk, Chairma, Fuk Holdigs Ltd., Race4Chage, USA Fiace For The Poor: BBVA Microfiace Foudatio s Experiece Sala de Profesores Coservatorio, Level 1 Orgaizer Mariola Arladis, Resposible for Exteral Relatios, BBVA Microfiace Foudatio, Spai Please ote that this sessio will be coducted i Spaish. Global Microcredit Summit

20 ENGLISH INGLÉS ANGLAIS Moday, November 14, 2011 MicroBak: Microfiace Adaptatio to the Spaish Socio-Ecoomic Eviromet, Through a Sustaiable Social Bakig Model Sala de Esayos 1 CCMD, Level 1 Orgaizer Jua María Ni, Executive Vice Presidet & CEO, CaixaBak, Spai Please ote that this sessio will be coducted i Spaish Developig a Commuity of Practice for the Itegratio of Microfiace ad Health Iterpretació 5 Escuela de Daza, Level 1 Orgaizer Bobbi Gray, Research ad Evaluatio Specialist, Freedom from Huger, & HAMED Facilitator, The SEEP Network, USA Movig 100 Millio Families Out of Severe Poverty: Ca We Do It? Sala de Jutas 1 CCMD, Level 1 Orgaizer Bob Sample, RESULTS/RESULTS Educatioal Fud, USA Paelists Dr. Joh Hatch, Fouder, FINCA, USA Alex Couts, Presidet, Gramee Foudatio, USA Dr. Maricruz Lacalle, Professor, Uiversidad Autóoma de Madrid, & Fouder, Foro Natik Lum de MicroFiazas, Spai Bakig i the Cloud : Trasformig Microfiace Sala de Jutas 3 CCMD, Level 3 Orgaizer Murray Gardier, Director - Microfiace ad Commuity Bakig, Temeos, Caada Agfud Model: Creatig a Microfiace Bak i Six Moths Sala Polivalete CCMD, Level 3 Orgaizer Nasser Al-Kahtai, Executive Director, The Arab Gulf Program for Developmet (AGFUND), Saudi Arabia Paelists Mohammed Khaled, Regioal represetative for the Middle East ad North Africa Regio, CGAP, Saudi Arabia Bassem Kafar, Geeral Maager, Natioal Microfiace Bak, Jorda Mohammed Al- Lai, Geeral Maager, Al Amal Bak, Yeme The Emergece of a Europea Model i Microfiace Aula de Daza 0.1 Escuela de Daza, Level 1 Orgaizer Sadra Moreau, Seior Programme Maager, Europea Microfiace Network, Belgium Paelists Mirko Bedig, Cosultat, Evers & Jug, Germay Georgia Friederichs, Iteratioal Relatios Maager, Qredits, The Netherlads Corrado Ferretti, Presidet, PerMicro spa, Italy Michael Uterberg, Cosultat & Researcher, Evers & Jug, Germay The Peer-to-Peer Microcredit, Perspectives i Europe Sala de Jutas 2 CCMD, Level 1 Orgaizer Araud Poissoier, Fouder, Babyloa, Frace Paelists Emmauel de Lutzel, Head of Microfiace Uit, BNP Paribas & Board Member, e-mfp, Frace Dr Ajaz Ahmed Kha, Microfiace Advisor, CARE Iteratioal, UK Whe Govermets Attack MFIs: What Are the Legal Protectios? Sala Polivalete Escuela de Daza, Level 2 Orgaizer Pablo Serrao de Haro, Parter, Clifford Chace, Spai 12 Global Microcredit Summit 2011

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