Descripción de la Tecnología NFC. Oberthur Technologies Belén Arranz Responsable Comercial Banca y Transportes

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1 Descripción de la Tecnología NFC. Oberthur Technologies Belén Arranz Responsable Comercial Banca y Transportes

2 Oberthur Technologies What is NFC? NFC Benefits The NFC Ecosystem References 2

3 Card Systems Division Key Figures One System, One Network Global Presence 5,300 employees 38 sales offices 10 manufacturing plants 32 services centers 5 R&D centers 350+ people dedicated to innovation Mobile business 433M SIM Cards 730M Scratch Cards Payment business 150M Chip Cards 260M Mag Stripe Cards 244M Personalized Cards 3

centers 350+ people dedicated to innovation Mobile business 433M SIM Cards 730M

4 A global manufacturing footprint Exton Plastics Contactless Contact / DI Tewkesbury Plastics Contact Strängnäs Plastics Contact / Mobile Puy-Guillaume Scratch Card Vitre Micro Module Plastics Mobile Contact / DI Pakistan Scratch Card Sao Paulo Plastics (2009) Mobile Contact / DI Barcelona Plastics Shenzhen Micro Module Plastics Mobile Payment New Delhi Mobile Manufacturing Site Johannesburg Plastics Contact / Mobile 4

/ DI Pakistan Scratch Card Sao Paulo Plastics (2009) Mobile Contact / DI Barcelona Plastics Shenzhen

5 Global Service Centre Network One System, One Network Strängnäs Sweden Copenhagen Denmark Helsinki Finland Chantilly VA, US Los Angeles CA, US Stavanger Norway Budapest Hungary Sittard Netherlands Riga Latvia Warsaw Poland Bucharest Romania Shenzhen China Bangkok Thailand Tewkesbury UK Dijon France Nizhni Novgorod Russia Kiev Ukraine Seoul South Korea Tokyo Japan Mexico City Mexico Madrid Spain Milan Italy Borica Bulgaria Taipei Taiwan Manila Philippines Bogota Colombia Oberthur Service Center Oberthur Strategic Partner Istanbul Turkey Sao Paolo Brazil Dubai Dubai Johannesburg South Africa New Delhi India Kuala Lumpur Malaysia Jakarta Indonesia Sydney Australia 5

Ukraine Seoul South Korea Tokyo Japan Mexico City Mexico Madrid Spain Milan Italy Borica Bulgaria Taipei Taiwan Manila Philippines Bogota Colombia Oberthur Service

6 350+ People Dedicated to R&D Worldwide Copenhagen Kiev Paris Vitré Madrid Beijing Bangkok Manila Los Angeles Rabat Singapore / Jakarta Sao Paolo Delhi R&D Center Satellite Development Center Johannesburg 6

Angeles Rabat Singapore / Jakarta Sao Paolo Delhi

7 Oberthur Technologies Card Systems Division Mission Through innovation and excellence in service: Continue to grow to be number 1 or 2 worldwide in each of our market segments Deliver value to our customers with profitable business models and clear benefits for end users Finance Telecom Transport Digital TV Convergence A unique positioning to answer the needs of a convergent world: A major actor in payment market, supplier to more than 5,000 banks and with20 years of experience in personalization services An international SIM card vendor, chosen by 250 mobile operators and with10 years of experience in OTA platform supply A trusted supplier of Transport Authorities and Retail Groups 7

positioning to answer the needs of a convergent world: A major actor in payment market, supplier to more than 5,000 banks and with20 years of experience in personalization

8 Oberthur Technologies What is NFC? NFC Benefits The NFC Ecosystem References 8

9 NFC Near Field Communication The new Acronym Un nuevo Standard de Comunicaciones. Uso en teléfonos móviles. Distancia de operación (2-4 cm). El pago es uno de sus principales Aplicaciones. Una forma de comunicar el teléfono con el exterior. Una evolución de los códigos QR (Bidimensionales) 2009 Oberthur Technologies July 6,

El pago es uno de sus principales Aplicaciones.

10 NFC: Modos de Funcionamiento TAG Reading Lectura de etiquetas o Pegatinas Lanzar una pagina Web Configuración del Wifi o el bluetooth Peer to Peer (P2P) Compartir información entre teléfonos Emulación de Tarjeta Cualquier tarjeta de Crédito, Debito, Transportes, Fidelizacion, Ciudadana. Si se requiere seguridad tendrá que guardarse en un elemento seguro. 10

entre teléfonos Emulación de Tarjeta Cualquier tarjeta de Crédito, Debito, Transportes,

11 Oberthur Technologies What is NFC? NFC Benefits The NFC Ecosystem References 11

12 Beneficios para los usuarios Rápido, Fácil e Intuitivo Interface gráfico Conexión Remota 12 12

13 Para Operadores / Transportes / Bancos Beneficios Extender el uso de los Telefonos. Canal de comunicacion directo con el cliente final. Diferenciar de la competencia. Interactuar con la tarjeta en cualquier momento. Distribucion / Logistica. Carga y Recarga Añadir nuevos servicios. 13

14 La Realidad 14

15 Oberthur Technologies What is NFC? NFC Benefits The NFC Ecosystem References 15

16 Actores Aplicaciones Contactless Elemento Seguro Contactless applications Banking application Adaptadores Interface Graficos Transport application TSM NFC platforms Infraestructuras Contactless Loyalty application 16

Adaptadores Interface Graficos Transport application

17 Actores Aplicaciones Contactless Secure elements Elemento Seguro Adaptadores Interface Graficos TSM NFC platforms (U)SIM Secure µsd Embedded smart card Standardized Global Platform Java Card Multi application services Infraestructuras Contactless 17

Secure µsd Embedded smart card Standardized Global Platform

18 Standards GP2.2 Purpose: compared to GP2.1.1, brings more flexibility (hierarchy / privileges of SDs, PKI, new Secure Channel Protocols) Available (March 2006) Amendment A Purpose: Confidential Card Content Management Amendment B Purpose: Remote File Management & Remote Applet Management (RFM / RAM) Amendment C Purpose: More mechanisms particularly for NFC: NFC registry, quotas mechanisms UICC Config Purpose: Implementation guidelines of GP standard in a SIM Available (September 2007) Available (November 2008) Available (February 2010) Available (October 2008) 18

Confidential Card Content Management Amendment B Purpose: Remote File Management & Remote Applet Management (RFM / RAM) Amendment C Purpose:

19 ETSI s NFC standards Single Wire Protocol TS SWP Purpose: SIM / CLF physical interface Release 7 available (October 2008) Host Controller Interface TS HCI Purpose: SIM / CLF / Handset logical interfaces Release 7 available (October 2008) NFC APIs TS NFC APIs Purpose: Possibility for an applet to access in a standard way to HCI events (for MMI for example) Release 9 expected in Q Specialist Task Force TS STF & Purpose: A test suite to ensure SIM / CLF / Handset interoperability at SWP & HCI levels Release 7 available (August 2009) 19

Possibility for an applet to access in a standard way to HCI events (for MMI for example) Release 9 expected in Q4 2010 Specialist Task Force TS

20 Actores Aplicaciones Contactless Elemento Seguro NFC enablers NFC adaptors for regular handsets Adaptadores Interface Graficos TSM NFC platforms Infraestructuras Contactless SWP NFC adaptor NFC µsd I-phone add-on NFC designed handsets Receiving SWP SIM Embedding a Secure Element 20

platforms Infraestructuras Contactless SWP NFC adaptor NFC µsd I-phone

21 Actores Aplicaciones Contactless Elemento Seguro Adaptadores Interface Graficos TSM NFC platforms Infraestructuras Contactless Graphical interfaces Local Interactivity Display application information Modify application information Trigger application updates Purchase transport tickets EMV risk management Reload a Prepaid account Conventional mobile portal Targeted advertisement Company information 21

22 What is required to run mobile NFC Aplicaciones Contactless Elemento Seguro Adaptadores Interface Graficos TSM NFC platforms TSM NFC platform Dedicated platform for each actor Service management Service subscription OTA Deployment & Personalization Lifecycle management Specific services Infraestructuras Contactless 22

23 Que es un TSM ELIGIBILITY PROCESS Entidad de Confianza. DOWNLOAD PERSONALIZATION Instala las aplicaciones en la SIM LIFE CYCLE MANAGEMENT Gestiona el ciclo de vida de la tarjeta 23

24 Arquitecturas de TSM Bank 1 Bank 1 Mobile operator 1 Mobile operator 1 Bank 2 Bank 2 Mobile operator 2 Bank 3 Mobile operator 2 TSM MNO Aggregator Bank 3 TSM MNO TSM Bank TSM Split TSM MNO Aggregator TSM Bank TSM Bank Aggregator Hub Bank 1 Bank 1 Mobile operator 1 Mobile operator 1 Mobile operator 2 TSM MNO TSM Bank Aggregator Bank 2 Bank 3 Mobile operator 2 TSM MNO Hub TSM Bank Bank 2 Bank 3 24

25 Oberthur Technologies What is NFC? NFC Benefits The NFC Ecosystem References 25

26 Referencias NIZA (Ciudad NFC) Santander - Orage Distrito- NFC Telefonica. AVM y otros Operadores de Transporte. Renfe - Vodafone 26

27 DEMO DE CÓMO ACTIVAR UN SERVICIO NFC? NFC_Village_Cartes_2010_external (display only) - incl. NFC adaptors.exe CLICK 27

28 Gracias! 28

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