Oakland Mayor Jean Quan & Assemblymember Sandré Swanson Invite You to Attend Housing Resource Fair & Foreclosure Prevention Clinic Monday, November 12 th (Veteran s Day) Registration Open: 9:30AM-3:30PM, Program: 10:00AM Oakland Marriott Convention Center East Hall 1001 Broadway, Oakland, CA 94607, Downtown 12 th Street BART For Homeowners Needing Assistance: Major lenders & free housing counselors will meet face-to-face to discuss your options and alternatives to foreclosure. For your appointment, please bring: Two current pay stubs Two monthly bank statements 2 years taxes, W-2s, income sources A list of your monthly expenses Mortgage statements & bank letters Property insurance & tax statements Utility bill as proof of residence A hardship letter in your words Self-employed individuals must also bring: Four months of your most recent bank statements Most recent tax return, including business income A YTD profit and loss statement For Tenants & General Residents: Over 30 housing resource organizations will offer free housing services, one-onone advising, programs & resources. Free Workshops Presented: Affordable Housing Resources Foreclosure Prevention 101 Legal Resources & Options Homeowner & Tenant Rights Dealing with Fraud & Scams How to Repair Your Credit Advance Registration & Information: Online > www.asm.ca.gov/swanson Phone > 510.286.1670 Day-of registration will be available. Please request language/hearing assistance in advance. Participating lenders & housing counselors: Thank you to our event sponsors! Bank of America
HOUSING RESOURCE FAIR 10am-5pm Come learn about new Foreclosure Prevention Initiative programs in Oakland, and all of the housing resources available in our area! Offering Free Resources & Services: City of Oakland Home & Housing Programs Keep Your Home California Programs CalHFA Downpayment Assistance Program HERA: Housing Economic Rights Advocates Causa Justa Just Cause Alliance of Californians for Community Empowerment Habitat for Humanity Center for Independent Living Bay Area Legal Aid Ariel Outreach Program Alpha Omega Transitional Housing Urban Strategies Council & Oakland Community Land Trust Building Opportunities for Self-Sufficiency Tenants Together East Bay Housing Organizations Operation HOPE Community Housing Development Corporation City of Oakland Rent Adjustment Program Unity Council Oakland Housing Authority Lao Family Community Development Sure Path Credit Counseling East Bay Community Law Center Center for California Homeowner Association Law WatchThisProperty.com CA Association of Mortgage Professionals Alameda County Social Services & Medi-Cal The Greenlining Institute Catholic Charities Rent Assistance America s Tax Experts And more! If your organization is interested in participating in the Housing Resource Fair, please contact NAzim@oaklandnet.com. If your organization is interested in helping with a workshop, please contact lailan.huen@asm.ca.gov. FREE HOUSING WORKSHOPS! 11:00am-12:30pm Workshops 1 1:00-2:30pm Workshops 2 3:00-4:30pm Workshops 3 Accessing Affordable Housing How to apply for Section 8 & affordable housing. Learn about tenant to homeowner programs. Foreclosure Prevention 101 Your options as a homeowner. Available assistance programs. How to Repair Your Credit Understanding your credit score. Get a free credit report & advice about how to improve your credit. Legal Resources & Options Free advice and information from local nonprofit lawyers. Your legal rights & options in foreclosure and tenant situations. Homeowner & Tenant Rights Empower yourself as a homeowner & tenant in foreclosure. Dealing with Fraud & Scams How to avoid frauds and scams. What to do if you ve been a victim of scams, and filing a complaint. Preparing to Buy a Home What you need to know. Registration limited to 25 people each. Register early to save your spot! Online > www.asm.ca.gov/swanson Phone > 510.286.1670
Alcaldesa Jean Quan de Oakland y El Asambleísta Sandré Swanson lo invitan a Taller de Recursos para la Vivienda y Prevención de Juicio Hipotecario Lunes 12 de noviembre (Día de los Veteranos) Registro Abierto: 9:30AM 3:30PM, Programa: 10:00AM Oakland Marriott Convention Center East Hall 1001 Broadway, Oakland, CA 94607, Downtown 12 th Street BART Ayuda para dueños de Vivienda: Prestamistas mayores y consejeros de vivienda gratis estarán disponibles para hablar de sus opciones y alternativas de juicio hipotecario. Para su cita por favor traer: Dos talones de pago actuales 2 estados de cuenta bancarios 2 años de impuestos, W 2s, fuente de ingresos Lista de sus gastos mensualess Cartas del banco y recibos de pago de hipoteca Seguro de Propiedad y declaración de impuestos Recibos de pago prueba de residencia Carta sobre las dificultades escrita por Ud Personass Auto empleadas deben traer: 4 meses de estados de cuenta bancarios Declaración de impuestos reciente, incluyendo ingreso de negocio Declaración de AYTD de ganancias y perdidas Prestamistas Participantes y Consejeros de Vivienda: Para Inquilinos y residentes en General: Más de 30 organizaciones le ofrecerán servicios de vivienda gratis, asesoríaa y recursos. Taller Gratis Presentado: Recursos para Vivienda Asequible Prevención de Juicio Hipotecario 101 Opciones y Recursos Legales Derechos de los Dueños e Inquilinos Comoo lidiar con Fraude y estafas Comoo reparar su crédito Información y Pre Registro: En línea > www.asm.ca.gov/swansonn Tel > 510.286. 1670 Registro disponible el día del evento. Por favor solicite con anticipación asistencia en su idioma o asistencia para sordos. Gracias a nuestros patrocinadores! Bank of America
FERIA DE RECURSOS DE VIVIENDA 10am 5pm Servicios y Recursos gratis: Programas de Vivienda de la Ciudad de Oakland Programas Mantenga su Vivienda de California HERA: Defensores de Derechos de la Vivienda económica Causa Justa Just Cause Alliance of Californians for Community Empowerment Habitat for Humanity Center for Independent Living Bay Area Legal Aid Ariel Outreach Program Alpha Omega Transitional Housing Urban Strategies Council & Oakland Community Land Trust Building Opportunities for Self Sufficiency Tenants Together East Bay Housing Organizations Operation HOPE Unity Council Oakland Housing Authority Sure Path Credit Counseling East Bay Community Law Center Y mas! Si su organización está interesada en participar en la Feria de Recursos para Vivienda, contacte a NAzim@oaklandnet.com. TALLERES DE VIVIENDA GRATIS! 11:00am 12:30pm Taller 1 1:00 2:30pm Taller 2 3:00 4:30pm Taller 3 Acceso a Vivienda Asequible Como solicitar Sección 8 y Vivienda asequible. Aprenda sobre programas para inquilinos y propietarios. Prevención de Juicio Hipotecario 101 Sus opciones como propietario. Programas de Ayuda Disponibles. Como reparar su Crédito Entender su puntaje de crédito. Obtener un reporte de crédito gratis y consejos sobre cómo mejorar su crédito. Recursos Legales y Opciones Consejería gratis e información sobre los abogados locales. Sus derechos legales y opciones en casos de juicio hipotecario son inquilinos. Derechos de Propietarios e Inquilinos Sepa que hacer como propietario e inquilino en un juicio hipotecario. Como lidiar con Fraude y Estafas Como evitar fraudes y estafas. Qué hacer si es víctima de estafas, y presentar una queja. Prepararse para comprar una Vivienda Que necesita saber. Registro limitado a 25 personas por taller. Regístrese para reservar su lugar! En línea > www.asm.ca.gov/swanson Telefono > 510.286.1670
屋崙 ( 奧克蘭 ) 市市長關麗珍及眾議員 Sandré Swanson 邀請你參加 房屋資源及預防法拍咨詢 Housing Resource & Foreclosure Prevention Clinic 11 月 12 日星期一 ( 退伍軍人節 ) 登記開放時間 : 上午 9:30 至下午 3:30, 節目時間 : 上午 10:00 Oakland Marriott Convention Center - East Hall 1001 Broadway, Oakland, CA 94607, Downtown 12 th Street BART 對於需要幫助的屋主 : 主要的放貸機構及免費住房顧問會與你面對面討論對於法拍的選擇和替代方案 請攜帶 : 兩張最近的工資存根 兩張銀行月結單 兩年的報稅 W-2 和收入來源證明 一張列明你每月開支的清單 抵押貸款結算報告單及銀行信件 物業保險及報稅表 作為居住證明的水電費帳單 自己書寫的困難陳述書 自僱人士還必須攜帶 : 最近 4 個月的銀行月結單 最近的報稅表, 包括營業收入 年初至今的盈虧報表 對於租戶及廣大市民 : 超過 30 間房屋資源機構將免費提供一對一的住房服務 相關項目和資源諮詢 免費講座包括 : 可負擔房屋資源 預防法拍 101 法律資源和選項 屋主與租客權利 處理欺詐及詐騙 如何修補你的信用 提前登記及相關資訊 : 上網 > www.asm.ca.gov/swanson 電話 > 510.286.1670 將提供當日登記服務 請提前要求語言 / 聽覺協助 參與項目的放貸機構和房屋諮詢員 : 多謝我們的活動贊助商! Bank of America MAY201210bCH
房屋資源展銷會上午 10:00 至下午 5:00 提供免費的資源與服務 : 屋崙 ( 奧克蘭 ) 市 居者有其屋 計畫 Keep Your Home California Programs HERA:Housing Economic Rights Advocates Causa Justa Just Cause Alliance of Californians for Community Empowerment Habitat for Humanity Center for Independent Living Bay Area Legal Aid Ariel Outreach Program Alpha Omega Transitional Housing Urban Strategies Council & Oakland Community Land Trust Building Opportunities for Self-Sufficiency Tenants Together East Bay Housing Organizations Operation HOPE Unity Council 屋崙 ( 奧克蘭 ) 市房屋管理局 Sure Path Credit Counseling Easy Bay Community Law Center 還有更多! 如你的機構有興趣參加此房屋資源銷展會, 請聯繫 NAzim@oaklandnet.com 如你的機構有興趣提供講座, 請聯繫 lailan.huen@asm.ca.gov 免費房屋講座! 上午 11:00 至中午 12:30 講座 1 下午 1:00 至下午 2:30 講座 2 下午 3:00 至下午 4:30 講座 3 取得可負擔範房屋 如何申請 Section 8 及可負擔房屋 學習從房客到屋主的計畫 預防法拍 101 身為一名屋主的選擇權 現有的援助計畫 如何修補你的信用 了解你的信用評分 拿取免費的信用報告以及聽取改善信用的意見 法律資源及選項 由本市非營利律師提供的免費資訊與建議 在面臨法拍和身為房客的情況下你有的法律權利與選擇 屋主及房客的權利 你在面臨法的情況下如何增加自己作為屋主和房客的能力 處理詐欺與詐騙 如何防止詐欺與詐騙 身為詐欺的被害者該如何提出投訴 準備購買房屋 你需要知道的事項 每個講座報名名額只限 25 名 請提早報名來確保你的位子! 網站 > www.asm.ca.gov/swanson 電話 > 510.286.1670 MAY201210bCH