Dr. Francisco Castañeda

Transcripción

1 Dr. Francisco Castañeda Lecturer Departamento de Administracion Facultad de Administracion y Economia Universidad de Santiago de Chile (USACH) Contact details Telephone: 56 (2) francisco.castaneda@usach.cl Address Office: 317 / Edificio FAE Alameda Bernardo O Higgins 3363 / Comuna: Estación Central / Postcode: Chile I. Academic Activities - Qualifications - PhD, Economic Geography Department of Geography - School of Social, Political and Geographical Sciences Loughborough University, UK Supervisor: Ed Brown - Doctoral Studies Subject: Corporate Governance: Theoretical and Empirical Evidence for the Chilean Economy. Business School - Faculty of Humanities and Social Sciences Newcastle University, UK - Master of Science (MSc) Money, Banking and Finance Department of Economics - Birmingham Business School University of Birmingham, UK. - MBA (Master of Business Administration) Facultad de Economía y Negocios, Universidad de Chile. - Bachelor s Degree, Economics 1993 Facultad de Economía y Negocios, Universidad de Chile. - Liceo A 13 (State School) Av 10 de Julio Santiago Best Student of the School in Third and Fourth Level of Secondary Cycle. - Liceo Ignacio Carrera Pinto (State School) Independencia 1985 Best Student of the School from Seventh Level of Primary Cycle to Second Level of Secondary Cycle. - Colegio Camilo Henríquez (Ex n 190) (State School) Vivaceta Conchali 1983 Best Student of the School in all levels (from First level to Sixth Level, in Primary Cycle). 1/15

2 II. Professional Experience (past) - Director Escuela Complutense Latinoamericana. They were held jointly by Universidad Complutense de Madrid and USACH. October Sponsor: Banco Santander España Acknowledgement: Academic Contribution in Media. Public Relations Department. Universidad de Santiago de Chile (2013). Director Graduate Programs School of Business and Economics Universidad Andres Bello Chile I started working as professor in Economics and Finance subjects. While, I was in charge of Coordination of Degree Exam in the undergraduate. Simultaneously, I was in charge of International Student Exchange and was appointed Director of Master Programs in the Faculty of Business and Economics ( ). Economist Ministry of Finance and Central Bank, Santiago, Chile ( ). Bus Driver In a small family business Santiago, Chile ( ) (Part time minor job) Grants and Training Course: Advanced Economic Growth. Kiel Institute for the World Economy, Germany. This course is held as part of the Advance Studies Program 10-months, a high training level in advanced economics Research Symposia Management Research in a Global Environment, held by David Rockefeller Center for Latin American Studies and Real Colegio Complutense. Boston, USA (2014). Main Speakers: Robert Kaplan, David Norton, Stefan Thomke, Srikant Datar, Robert Simons, Asís Martínez Jérez and V.G Narayanan. Scholarship APORDE (African Program on Rethinking Development Economics), Johannesburg, South Africa. APORDE is a high-level training programme in development economics aimed at building capacity in developing countries. (South-African Department of Trade and Industry (DTI) and the French Agency for Development) /15

3 Teaching and Responsibilities in the Department of Business - Undergraduate Finance II (Corporate Finance) Finance III (International Finance) Macroeconomics I Head of Finance Subject / Undergraduate Program Ingenieria Comercial Degree Exam Coordinator in Finance Subject / Undergraduate Program Ingenieria Comercial - Graduate Business Economics (Certificate in Finance - Usach) Corporate Finance (MBA Usach) Financial Economics (Master in Financial Economics - Usach) Industrial Policy (Doctoral Program in Business Sciences Usach) Doctoral Colloquium (Doctoral Program in Business Sciences Usach) Certificate in International Policy (Instituto de Estudios Avanzados - Usach) 3/15

4 Research Research and academic interests I am an Economist with a strong research focus on: i) Financial economics in a context of asymmetries of information and market failures, taking into account the evolution of international economy, and ii) Industrial policy, global value chains and production networks Research Areas: a) Finance Financial Economics Corporate Governance in State and Private Owned Companies Microfinance Corporate Finance International Finance and Macroeconomics b) Industrial Policy Industrial Policy and Upgrading International Trade and Cluster Policy Global Value Chains and Production Networks Private Sector Development (SMEs) Development Economics - Which forms of interventionism in terms of industrial policies (or related) are best suited to the development of the middle -low income countries? - How can industrial upgrading be promoted in these natural resource-based sectors to the benefit of SMEs and employment quality? - How can SMEs take advantage of globalization? - Which are the roles of the private and public sector in terms of upgrading and scaling up firms, and promote a more dense and complex economy? 4/15

5 Publications Papers and Working Papers Spread determinants of Corporate Bonds in State-Owned Enterprises. The Codelco Case Authors: Caro, V., Castaneda, F. & Contreras, F. Revista Mexicana de Economía y Finanzas (REMEF), Volumen 12, Número 4, Octubre-Diciembre, 2017 The Determinants of Corporate Debt Maturity Structure: The case of Chile. Authors: Castañeda, F. and Contreras, F. El Trimestre Económico. Fondo de Cultura Económica. México "Is the OECD Model Suitable for Strategic Public Enterprises? Reflections from Codelco Case, Chile". Authors: Castañeda, F., Barria, D. & Astorga, G. Published in: a) CIRIEC's Series of Working Papers / number 2015/18. b) Università degli Studi di Milano. Jean Monnet Network Co-funded by the European Union. ( Auge y Caída de La Polar, Authors: Castañeda, F., Meza, C. and Jaramillo, A. Chapter published in the book: Regulación Económica: Caso La Polar. Sello Editorial Usach / Torres, I., González, F. & Garrido. A. (eds) (2015). I.S.B.N: 'Bancarización' and Access to Financial Services in Latin America", Authors: Brown, Cloke, Castañeda and Taylor. Journal: "The Geographical Journal" (Wiley-Blackwell) - Royal Geographical Society - London UK, March Manual de Finanzas Corporativas, 2a Edición, Colección Texto Guía. Sello Editorial USACH. September I.S.B.N: Authors: Castañeda, F., Aguirre, J., Madariaga, L., Contreras, F. and Ormazábal, F. - Ciudadanía en Marcha: Educación Superior y Movimiento Estudiantil 2011: Curso y Lecciones de un Conflicto, Colección USACH. Sello Editorial USACH, October 2012 (Author of the chapter: Financing Education) - Influencia de la Concentración en el Desempeño Contable de las Firmas y en la Eficiencia de Mercado, Co-author: René Fernández. Management Made in Chile Revista Trendmanagement (Vol 13, Nº4, Special Edition May 2011) - Entre las fallas del Mercado y las fallas del Estado. Algunas reflexiones para entender el desarrollo de la Economía Social en Chile, Revista Internacional de la Cooperación Alianza Cooperativa Internacional (ACI), Buenos Aires, Vol.xx, Nº1, Causas de la Crisis Subprime, First Place Management Made in Chile Revista Trendmanagement (Vol 12, Nº4, Special Edition May 2010) - Latinoamerican Cities in Globalization y Central American Cities, Chapters 14 y 36 (Rocha, Brown and Cloke). Published in the book: Global Urban Analysis: A Survey of Cities in Globalization. Earthscan, London, in press. / Taylor, P.J., Ni, P., Derudder, B., Hoyler, M., Huang, J. and Witlox, F. (eds) (2010). ISBN /15

6 - "Chilean Business Cases". Sponsored by Babson College (Boston, USA) and Banco de Chile. Published in Babson College Research (Chilean Teaching Cases) and ECCH (European Case Clearing House -UK), Gobiernos Corporativos: Una Discusión Teórica y Aplicada, Honorable Mention Management Made in Chile. Revista Trendmanagement (Vol 11, Nº4, Special Edition May 2009) - Mercado del Crédito de Consumo en Chile en los Estratos Socioeconómicos Medios Bajos, Revista Vestigium, Facultad de Ciencias Administrativas (Celaya), Universidad de Guanajuato, México (2009). - PYMEs: Una Breve Revisión de la Discusión, Revista Trendmanagement (Vol 8, N 9 / 2008) ( ) - Mercado del Crédito de Consumo en Chile en los Estratos Socioeconómicos Medios Bajos, Encuentro Nacional de Facultades de Economía y Administración ENEFA 2007 Universidad Austral de Valdivia November Sistemas de Pensiones: Crisis y Desafíos en China, Revista Trendmanagement (Vol 8, N 10 / January February 2007). Biblioteca del Congreso Nacional de Chile Proyecto BCN Innova (Nodo Asia Pacífico) - Superávit Fiscal Estructural y los Paradigmas, Revista Trendmanagement (Vol 8, N 6 / August September 2006) - Fusiones y Adquisiciones: Un Enfoque Global, co-author: Orlando Balboa / Departamento de Economía - Universidad de Santiago. Revista de Economía y Administración, Facultad de Ciencias Económicas y Administrativas, Universidad de Chile, (November 2006) - Análisis de la Estrategia de Carrefour en el Mercado Chileno, Latin American Council of Management Schools CLADEA (2005). Published by CLADEA - Análisis Económico de la Industria del Cine en Chile, Revista de Economía y Administración, Facultad de Ciencias Económicas y Administrativas, Universidad de Chile (March 2005). Published by CLADEA Research Projects - Encadenamientos Productivos en la Economia Chilena: Espacios para una Activa Politica Publica Proyecto DICYT USACH/ Marzo This research is supported by the Scientific and Technology Research Committee (DICYT) of Universidad de Santiago de Chile (Grant number: CG) - Student Exchange, Visiting Professors, Applications to DAAD and promotion of Programs of Double Academic Degree - Proyect supported and financed by BAYLAT (Bayerisches Hochschulzentrum für Lateinamerika). Participants: USACH and Friedrich Alexander Universitaet (FAU Erlangen) Field: Development Economics. December /15

7 Professional Experience Associate Professor Facultad de Administracion y Economia Universidad de Santiago de Chile (Current): I teach Financial Economics (with a perspective from the Industrial Organization), International Finance (with a Macroeconomic perspective) and the Business Economics. Also I guide thesis in undergraduate and master programs to the Chilean and foreign students (from 2006 onwards) Economic Analyst Banco Central de Chile I participated in the first version of Monetary Policy Report (IPom) carried out by Chile's Central Bank. Analysis of economic conjuncture. It encompassed the analysis of national budget and its main components, fiscal liquidity and trends in aggregate indicators ( ). Financial Analyst International Finance Unit Ministerio de Hacienda (Ministry of Finance) - Chile Risk Country Analysis Methodologies, Consolidated Supervision, Banking Law and related activities in economic and financial issues ( ) 7/15

8 II. Other Activities Visiting Professor Special Lectures - Latin American Business Development (Global Business Program) University of Applied Sciences Joanneum, Graz, Austria, (2017). Erasmus Program / Staff Mobility. - Course: Microfinance (Bachelor in Business Administration) Kenan-Flager Business School. The University of North Carolina at Chapel Hill (USA), Santiago, Chile, (2015) - Modelos de Desarrollo Económico en la Historia de Chile: In Chile: Political Systems and Economic Development - SIT Study Abroad- Program of World Learning ( ). - Corporate Finance (Global MBA Program) Universidad Tecnológica (UNITEC), Honduras, (2012) - Industrial Organization (Graduate Program) Universidad Interamericana, Costa Rica - Panamá, ( ) - Corporate Finance: a Global Perspective (Graduate Module) University of Applied Sciences Joanneum, Graz, Austria, (2006) - World Financial Markets and Institutions (Graduate Module) Euromed Marseille, Ecole de Management, France, (2004) Member of Doctoral Thesis Committee Doctoral Coloquium Doctorado en Ciencias de la Administracion (Universidad de Santiago de Chile), 2014 Member Thesis Committee Doctoral Candidate in Economic History ( Le Credit Industriel de Normandie ). President of Committee: Olivier Feiertag. Universidad de Rouen /15

9 Reviewer of Books, Papers, Working Papers and Research Projects - The Business Association of Latin American Studies - BALAS - Fondo Nacional de Desarrollo Científico y Tecnológico - FONDECYT - Consejo Latinoamericano de Escuelas de Administración CLADEA - Corporación de Fomento de la Producción (CORFO) - Fondo de Innovación para la Competitividad (FIC) 9/15

10 Speaker in Workshops and Conferences "State Owned Enterprises: Some Reflections from South America. Authors: Castañeda, F., Barria, D & Contreras, F. Workshop organised by CIRIEC (Liege University) and University of Ottawa. Canada, Encadenamientos Productivos y Sociales en la Region de Antofagasta, Chile. Authors: Castañeda, F., Mayol, A., Azocar, C. & Carpentier, J. Organised by ENEFA Universidad La Serena (Encuentro Nacional de Facultades de Economía y Administracion), "Determinants of Spreads of Corporate Bonds in State-Owned Companies. The CODELCO Case. Authors: Castañeda, F., Caro, V. & Contreras, F. Accepted in BALAS - Annual Conference 2017 (Business Association of Latin American Studies), hosted by Universidad de Chile. - El Desarrollismo en America Latina desde los años 60. Gastvortrag / Professur für Romanische Literaturwissenschaft/Hispanistik Bamberger Vorträge zur Lateinamerikanistik, Universität Bamberg, Germany. (2017) Chilean and Latin American Perspectives. Lecture (Gastvortrag) held to Master in European Economic Studies Students, Universität Bamberg, Germany. (2017). - Chilean Agrofood Sector: a Perspective of Public Police. The Annual Conference of Royal Geographical Society, Londres, UK. (2016). - CODELCO and the OECD Rules as a State Owned Enterprise. Proceeding at Congreso Latinoamericano de Historia Económica, (CLADHE.V) Sao Paulo, Brasil Políticas Públicas para Diversificar la Estructura Productiva de Chile. Colloquium organized by Students of Industrial Civil Engineering. IX Version de LEO (Laboratorio de Emprendimiento Organizacional), Usach, A Rough Comparison between Chilean and Bolivian Economies. Lecture to students of MBA program at Universidad Privada Boliviana (UPB). Ciudad de La Paz, Bolivia Track Chair: "Empresas Públicas y Servicios Privatizados". VIII Congreso Chileno de Administradores Públicos, Universidad La República (Rancagua Venue), "Territorios de cooperación internacional: experiencias y desafíos. Una mirada multidisciplinaria para avanzar hacia un desarrollo territorial sostenible en el siglo XXI". Lecturer at a summit organised by Centro de Investigación e Información Territorial CENIIT, belonging to the Department of Geography at Universidad Católica de Valparaíso El Gobierno Corporativo de Codelco: es el modelo de OECD una alternativa viable. Lecture presented at VIII Congreso Chileno de Administradores Públicos, Universidad La República (Rancagua Venue), Track Chair in Estrategias de Internacionalización y Nuevas Conexiones Asia-Pacífico. Consejo Latinoamericano de Escuelas de Administración (CLADEA) Universidad de Valparaíso. (2015). 10/15

11 - Los Determinantes de la Estructura de Madurez de la Deuda Corporativa: El Caso de Chile. Consejo Latinoamericano de Escuelas de Administración (CLADEA) Universidad de Valparaíso. (2015). Authors: Franco Contreras and Francisco Castañeda - XIV Milan European Economy Workshop. Major Public Enterprises in a Global Perspective. Jean Monnet Network Cofunded by the European Union. Department of Economics, Management and Quantitative Methods. Universita Degli Studi di Milano, Italy (2015). - Conference in the program Master Business in Emerging Markets. Conference held in University of Applied Sciences Joanneum for Master students focused in emerging markets. Graz, Austria, (2015) - Alles Rund um Lateinamerika. Conference based on Latin-American perspectives of foreign investment. Organized by ICC (Internationalisierungs Center Steiermark), "Industrielle Vereinigung Steiemark", Steiermarksland and University of Applied Sciences Joanneum, Graz, Austria, (2015) - Encuentro Anual de la Sociedad Chilena de Políticas Públicas. Sixth Version - Universidad del Desarrollo. Participation at the Topic Board Descentralización with the lecture: "Decentralization: An Approach from the Economic Development". (2015). - Escuela de Verano: Economía del Bien Común (Gemeinwohl Oekonomie, Christian Felber). Organised by the Department of Accounting and Auditing, Vicerrectoría de Vinculación con el Medio (Public Relations) at U. de Santiago; and Centro Internacional de Economía Social and Cooperativa (Ciescoop). Lecture to students of Summer School (2015). - Análisis de la Coyuntura Económica. Lecture to teachers and students at Facultad de Ciencias Económicas, Universidad Nacional de Asunción (Paraguay). (2014). - Challenges of Chilean Society: Political, Social and Economic Matters. Lecture to American Teachers of business area at Florida International University (FIU), USA. (2013). - La Nueva Economía Global, las Oportunidades y Riesgos. Lecture to students belonging to International Relation programs in Brazil and Chile. Summit organised by the Faculty of Humanities - Efectos de la Estructura Intertemporal de Tasas de Interés sobre la Renta Fija (Track Finanzas). Encuentro de Facultades de Administración y Economía (ENEFA Talca) Universidad de Talca. Talca, (2012). Authors: Diego Millalén and Francisco Castañeda. - Primer Seminario Regulación Económica Caso La Polar Organizado por Licenciatura de Estudios Internacionales y Administración Pública Usach. Lecturer in the debate Modelo Económico Chileno, Santiago, (2012). - A Comparison of Evolution of Higher Education between Chile and UK. International Conference Geographies of Education, carried out in Loughborough University, UK. (2012). Co-presenter. - Desafíos de la Economía Chilena. Lecture to Brazilian students at UNICESP (FACULDADES INTEGRADAS ICESP FACICESP, Instituição de Ensino Superior), (2012). - Panel de Análisis Financiamiento Estudiantil para la Educación Superior. Organised by Consorcio de Universidades del Estado. Presenter in the topic of financing higher education in Chile. (2012). 11/15

12 - State, Market, and Funding: The Influence of the State-Private Nexus on Social Inclusion in Higher Education. Some Reflections from Latin America and Europe. The Annual Conference of Royal Geographical Society, Londres, UK. (2011). Co-presenter. - Seminario sobre Educación Superior. Organised by the Department of Public Administration at USACH (2011). Presenter in the topic of higher education in Chile. - Industrial Upgrading of the Agro-food Sector in the Chilean Economy. The Third Conference on Economic Geography, carry out in Seul, Corea del Sur. (2011). Presentation: Chilean Agro-food Sector. - SMEs, Sustainability and Climate Change. Organizado por Loughborough University, (2011), UK. Presentation: Chilean Small Medium Sized Enterprises - Latin-American Economy and the Challengings of the Multinationals. Lecture taught by Videoconference to Dual Degree MBA (School of Economics) Helsinski ESC Rennes, from England. Loughborough, UK, (2010) - Desafíos para un Trabajo Digno desde la Economía Social, Organised by Ciescoop - Usach (2010). Participation as a lecturer. - Tercer Workshop Internacional Políticas Públicas de Inclusión en la Educación Superior, Organised by Universidad C.Silva Henríquez and Cátedra USACH-UNESCO (2010). - The Subprime Crisis. Lecture taught to students at University of Applied Sciences Bielefeld. Bielefeld, Germany, (2010). - Challenges of Chilean Economy and the Subprime Crisis. Taught to students of MBA Texas Austin, USA. Hotel Hyatt, Santiago, (2009 y 2010). - Foro de Relaciones Internacionales, Organised by Universidad Internacional de Andalucía (UNIA) Grupo la Rábida Sevilla, España (2010). Participation as a representant of Universidad de Santiago de Chile. - Programa CONICYT: 1000 Científicos, 1000 Aulas. Lecture to secondary school students about the impact of the economy on the communities. Liceo Técnico Profesional, Buin, (2009). - Corporate Governance: A Theoretical Approach. Working paper presented in a Meeting in Florida International University (FIU), (2007). Organized by: The College of Business Administration, de FIU, USA. - Costs of Agency in Chilean Stock Market: an International Comparison. Working paper presented in the Conference about Corporate Governance and International Business. 34th AIB-UKI (UK & Ireland Chapter) Conference (2007), organized by King s College, London, UK. - Chilean Economy. Evolution in the Last 20 years. Lecture to students at Sozial- und Wirtschaftswissenschaftlichen Fakultät, of Karl Fransenz Universitaet, Graz, Austria, (2006). - Armonización Bancaria, Liberalización Financiera y Movimientos de Capitales en el Marco de un Área Integrada, (1997). European Union Training Programme Grupo de Río Montevideo, Uruguay 12/15

13 Thesis Supervision (Selected) to Chilean and Foreign Students Inversión Extranjera Directa de Empresas Alemanas en Latinoamerica. Student: Johanna Jung. Program: Doble Grado Ingenieria Comercial / CALA (Carrera Alemana Latinoamericana de Administración) University of Applied Sciences Münster (Santiago) (2017). Status: completed. Information Technology and the Technical Professional Schools in Chile. Student: Jamie Kent (Wharton Business School). Fulbright Awarded Scholar Inversiones de las AFPs y los Gobiernos Corporativos. Student: Alvaro Salazar. Program: Magíster en Economía Financiera (MEF) USACH Status: completed. Creando nuevas posibilidades de crédito para Pymes a partir del Modelo Brasilero. Alumno: Christian Stevenson. Programa: Ingeniería Comercial Mención Administración, USACH Status: completed. Greening the Supply Chain: The Role of Suppliers in Ensuring Sustainability: A Study of the Styrian Automotive Industry. Student: Anja Geisler. Program: Doble Grado MBA USACH / Master Business in Emerging Markets University of Applied Sciences Joanneum (Graz, Austria) (2016). Status: completed. Examiner in Austria: Dipl.- Ing. Irsa Wolfram, CFPIM CIRM (FH Joanneum) / Examiner in Chile: Dr. Francisco Castañeda (USACH) "Evaluation of Poverty in Chile in the last 20 years". Student: Linda Tallous. Program: Doble Grado MEF USACH / Master in International Business Administration - Wiesbaden Business School / Hochschule Rhein Main (2015). Status: completed. Examiner in Germany: Dr. Andreas Lenel / Examiner in Chile: Dr. Francisco Castañeda (USACH) - Microfinanzas en Bolivia. Student: Manuel Pantoja Resnikowski. Program: Ingeniería Comercial, Universidad Gabriela Mistral Status: completed. Thesis marker. - Factores determinantes de la Inversión Extranjera Directa en Chile. Alumno: Gonzalo Miranda. Programa: Ingeniería Comercial Mención Administración, USACH Status: completed. - SMU y los Riesgos Relacionados. Student: Juan Álvarez. Program: Magíster en Economía Financiera (MEF) USACH Status: completed. - Las redes de negocios y sus efectos en el desarrollo de las Capacidades Dinámicas para la internacionalización de la mediana empresa peruana. Student: Silvia Seperack. Programa: Doctorado en Ciencias de la Administración (DCA- USACH). Starting year: Status: in process. - Análisis del Microcrédito como Herramienta de Superación de la Pobreza". Students: Claudia Montecino and Felipe Rivero. Program: Ingeniería Comercial Mención Administración, USACH Status: completed. - Análisis de la Integración de los Pequeños Productores Agropecuarios a las Cadenas Globales de Producción, Aplicación al Programa Alianzas Productivas". Students: Carla Daza and Carlos Meza. Program: Administración Pública, USACH Status: completed 13/15

14 - "Estudio de los determinantes de la estructura de capital: una aproximación empírica a las empresas chilenas". Students: Christian Mundaca and Enrique Retamal. Program: Magíster en Economía Financiera (MEF USACH) Status: completed. - Combinación Optima de Estructura de Capital en Empresas del Sector Retail que cotizan en Bolsa en el Índice de Precios Selectivo de Acciones. Students: Roberto Arenas, Roberto López, Maria Isabel Gutiérrez. Program: Programa: Ingeniería Comercial Mención Administración. USACH Status: completed. - Impacto de las Políticas de Dividendos en las Empresas del Retail Chileno. Students: Diana Smith, Christopher Carvajal San Martín, María Teresa Contreras Carrasco. Program: Carrera en Ingeniería Comercial mención Administración. USACH Status: completed. - International external communication concept for Robert Bosch GmbH, division Electrical Drives. Alumna: Franziska Schmieder. Program: Doble Grado MBA USACH / Master in International Business Administration- Wiesbaden Business School /Hochschule Rhein Main (2010). Status: completed. Examiners in Germany: Dr. Thorsten Petry - Dr. Stefan Jugel / Examiner in Chile: Francisco Castañeda - Impacto de la Concentración en el Desempeño Contable de las Firmas, en la Eficiencia de Mercado y en el Desarrollo Humano. Student: René Fernández Montt. Programa: Ingeniería Comercial Mención Economía. USACH Status: completed. - Subprime Crisis and its Impacts on the Economies of Chile and Austria: A Comparison. Alumna: Jasmin Meyer. Program: Bachelor: Management in Internationaler Geschaeftsprozesse (University of Applied Sciences Joanneum, Graz, Austria) Status: completed. - Análisis de la Oferta Crediticia de las Cajas de Compensación. Students: Marisa Alvarado, Edward Milla, Maykell Flores. Program: Ingeniería Comercial Mención Administración. USACH Status: completed. - Modelo Econométrico para las Colocaciones Bancarias. Alumnas: Carolina Armijo Martínez, Maritza Vera Rojas. Programa: Ingeniería Comercial Mención Administración. USACH Status: completed. - Importancia del Desarrollo de las Pymes en Chile y su Financiamiento. Alumno: Juan Carlos Ibarra Navarrete. Program: Ingeniería Comercial Mención Administración, USACH Status: completed. - Evolución del Mercado Crediticio en Chile: El impacto de la Banca Retail en los Sectores Emergentes. Alumnos: Lady Ramírez, Jeanette Rodríguez. Programa: Ingeniería Comercial Mención Administración. USACH Status: completed. - Desarrollo de la Industria de Capital de Riesgo en Chile. Alumno: Cristian Alegría. Program: Ingeniería Comercial Mención Economía. USACH Status: completed. - Gobiernos Corporativos: Un Análisis Conceptual y Cuantitativo. Students: Esteban Rojas, Patricio Morales. Programa: Ingeniería Comercial Mención Administración. USACH Status: completed. 14/15

15 Languages Spanish: Native Speaker English: Academic and professional. Tests TOEFL & IELTS. German: Cycles Grundstufe & Mittelstufe Goethe Institut Santiago, Chile ( ). Official Test Cycle Grundstufe: Zertifikat Deutsch als Fremdsprache (ZDaF), /15