Management Piano Innovator: Bartolomeo Cristofori Country: Italy Year: 1710 On of the differences with its predecessor, the harpsichord, was that it could modify volume. This is reflected in the name that Cristofori gave his instrument: gravicembalo col piano e forte (harpsichord with soft and strong). Composers like Chopin, Liszt and Beethoven were those who enriched piano music, considered as the king of keyboard instruments.
The management is in the hands of an experienced and professional team Andrés Atala Hanna Manager, Risk Adviser Lionel Olavarría Leyton General Manager Humberto Béjares Jara Manager, Adviser to the Chairman and General Manager 18 19
Management Nicolás Dibán Soto Manager, Corporate Risk Pedro Balla Friedmann Chief Counsel Mario Gómez Dubravcic Manager, Commercial Area Eduardo Paulsen Illanes Manager, Virtual Banking
Graciela Durán Vidal Manager, Controller Adolfo García-Huidobro Ochagavía Manager, Marketing Mario Gaete Hörmann Manager, Support Areas Abraham Romero Pequeño Manager, Retail Banking Eugenio Von Chrismar Carvajal Manager, Finance & International 20 21
Management COMERCIAL AREA AND SUBSIDIARIES Mario Gómez Dubravcic Fernán Barrios Larrañaga Patricio Canales Lardiez Juan Adolfo Chomalí Garib Cristián Del Río Godoy José Luis Figueras Sepúlveda Francisco Goycoolea Brucher Fernando Iturbe Guzmán Antonio Le Feuvre Vergara Francisco López Alonso Claudio Martínez de la Harpe Víctor Salinas Flores Gerardo Spoerer Hurtado Manager, Leasing Division Manager, Real Estate Banking Manager, Corporate Platform Manager, Corporate Platform Manager, Corporate Finance, Corporate Platform Manager, Leasing Business Platform Manager, Electronic Banking Manager, Corporate and Real Estate Banking Manager, Corporate Business Development Manager, Medium and Large Companies Manager, Corporate Platform Central Manager, Financial Risk RETAIL BANKING Abraham Romero Pequeño Víctor Aguilar Zaforas Marcos Castro Vega Myriam Chiffelle Kirby María Francisca Errázuriz Correa Luis Felipe Hirane Sarkis Alfredo Ibieta Astorquiza Nelson Rojas Mena Eduardo Valenzuela Vaillant Manager, Telephonic Business Manager, Businessmen Segment Manager, Sales Culture Manager, Preferential Banking Commercial Manager Manager, Agreements and Alliances Manager, Customer Investments Manager, Telephonic Channel FINANCE AND INTERNATIONAL AREA Eugenio Von Chrismar Carvajal Roberto Cumsille Ubago Jorge Barrenechea Parra Ricardo Gabler Zúñiga Marian Lingsch Wunsch Alberto Potin Olazarri Osvaldo Romero Pérez Manager, Foreign Exchange Manager, Corporate Desk Manager, International Division Manager, International Relations Manager, Local Currency Manager, Foreign Trade VIRTUAL BANKING Eduardo Paulsen Illanes MARKETING AREA Adolfo García-Huidobro Ochagavía Christian Alvear Urrutia Sergio Espinoza Ramelli María Inés Nilo Guerrero Eduardo Schalchli Pinto Manager, Corporate Image and Subsidiaries Manager, Distribution Channels and Payment Means Manager, Products and Segments Manager, Research and Customer Relations
CORPORATE RISK AREA Nicolás Dibán Soto Manuel Alfero Ghio Pablo Castillo Lagarrigue Sonia Da Bove Andrade Fernando Díaz Maturana Horacio Eyzaguirre Johnston Fernando Henríquez González Rodrigo Junco Figueroa Rafael Menares González Eduardo Phillips Angulo Edith Riveros Crocce Mario Sarrat González Manuel Tapia Salazar Manager, Company Loan Administration Manager, Leasing and Factoring Risk Division Manager, Projects and Appraisals Manager, Risk Manager, Portfolio Follow-up and Control Manager, Risk Manager, Special Accounts Banking Manager, Small and Medium Businesses Regional Manager, Risk Manager, Portfolio Control Manager, Retail Banking Credit Manager, Risk Analysis and Management SUPPORT AREAS Mario Gaete Hörmann David Becker Schatán Pablo Cousiño Espinoza Rafael Casanova San Juan Francisco Corral Quevedo Guillermo Gallardo Labra Rosamel Jiménez Jiménez Patricio Mardones Celis Voltaire Opazo Ibáñez Ricardo Ramírez Maldini Nicolás Roca Silva Carlos Rojas Bascuñán Patricio Salinas Gutiérrez Patricio Silva Palacios Pedro Tapia Guzmán Fernando Vallejos Vásquez Patricio Vio Boisset Manager, Centralized Operations Manager, Technology and Business Processes Manager, Central Services Manager, Branches Manager, Personnel Processes and Relations Manager, Leasing Operations Manager, Productivity and Investments Manager, Security Manager, Telephonic Channel Back Office Manager, Sales Support Manager, Central Office Manager, Organizational Development Manager, Personal Development Manager, Multi-Channel Business Process Manager, Analytic Accounting Manager, Performance Control CONTRALLLER S AREA Graciela Durán Vidal Julio Blanco Baeza Renato Blaskovic Aravena María Ximena Kutscher Taiba Iván Miqueles León Jorge Silva Meza Manager, Research Manager, Technological Risk Audit Manager, Internal Audit Manager, Credit Audit Manager, Centralized Risk Audit CHIEF COUNSEL S AREA Pedro Balla Friedmann Fernando Carmash Cassis Arturo Prado Puga Chief Counsel Manager, Legal Acts and Contracts Manager, Legal, Judicial Area SPECIAL PROJECTS Héctor Rosales Huerta Manager 22 23