CLAIMS KIT OKLAHOMA WORKERS COMPENSATION DIVISION REPRESENTING FINANCIAL STRENGTH & INTEGRITY

CLAIMS KIT OKLAHOMA WORKERS COMPENSATION DIVISION REPRESENTING FINANCIAL STRENGTH & INTEGRITY

P.O. Box 881236, San Francisco, CA 94105 Phone: (888) 495-8949 bhhc.com Dear Policyholder: Thank you for placing your workers compensation coverage with Berkshire Hathaway Homestate Companies (BHHC). We look forward to working with you to fulfill all your workers compensation needs. Enclosed you will find documentation necessary for the processing and administration of a claim in the event of a workplace injury, as well as important information regarding workers compensation requirements for your state (i.e. posting notices, compliance laws, etc). Please utilize the documents included to collect valid information regarding the injured employee and incident, and send the documents in when reporting the claim or upon request. Any completed document should be sent directly to BHHC using mail, e-mail, or fax. The assigned claims professional will forward necessary documentation onto the appropriate state entity. It is critical that you promptly report all new claims using one of the following methods: Phone: (800) 661-6029 Fax: (800) 661-6984 E-mail: newclaim@bhhc.com Online: 1. Go to our website: www.bhhc.com 2. Highlight Workers Comp in the menu 3. Highlight Claims Center 4. Click Report a Claim State law requires that employers authorize initial medical treatment within 24 hours of knowledge that an occupational injury of illness has been sustained or reported, regardless of the legitimacy of the claim. Failure to comply may result in the loss of medical control and a significant increase in the potential claim cost. We will attempt to contact you and the injured worker within 24 hours of receiving the First Report of Injury. Your cooperation in allowing the injured employee to speak with one of our Claims Professionals is appreciated. Should you have any questions regarding the contents of this kit, a claim, or claim reporting, please contact our Customer Care Center at (888) 495-8949. Questions regarding your insurance policy or coverage should be directed to your broker or agent. We thank you for choosing BHHC as your workers compensation carrier and look forward to providing you superior customer service and compassionate care for your injured workers. BERKSHIRE HATHAWAY HOMESTATE COMPANIES BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANY BROOKWOOD INSURANCE COMPANY CONTINENTAL DIVIDE INSURANCE COMPANY CYPRESS INSURANCE COMPANY OAK RIVER INSURANCE COMPANY REDWOOD FIRE AND CASUALTY INSURANCE COMPANY

WORKERS COMPENSATION DIVISION REPRESENTING FINANCIAL STRENGTH & INTEGRITY WORKERS COMPENSATION POSTING REQUIREMENTS REQUIREMENTS FOR Form CC-1A - Oklahoma Workers' Compensation Notice and Instruction to Employers and Employees Post in one or more conspicuous places at all business locations Print the English version on peach colored paper and the Spanish version on tan colored paper Must contain the name and address of the insurance carrier and the policy expiration date To complete the form, please enter the following information in the spaces provided: Name of your designated insurance carrier Your policy expiration date Signature of a company representative For your convenience, our other contact information has been entered on the Poster. (85A Oklahoma Statutes 41) BHHC Workers Compensation Division Representing Financial Strength & Integrity bhhc.com

CC-Form-1A Oklahoma Workers' Compensation Notice and Instruction to Employers and Employees All employees of this employer who are entitled to benefits of the Administrative Workers' Compensation Act are hereby notified that this employer has complied with all rules of the Workers' Compensation Commission and that this employer has secured payment of compensation for all employees and their dependents in accordance with the Act. All employees are further notified this employer will furnish first aid, medical, surgical, hospital, optometric, podiatric, and nursing services, medicine, crutches and other apparatus as may be reasonably necessary in connection with the injury received by the employee, as well as payments of compensation to any injured employee or the employee s dependents as provided in the Act. Any employee who has suffered a compensable injury covered by the Administrative Workers' Compensation Act is entitled to vocational rehabilitation services, including retraining and job placement, if, as a result of the injury, the employee is unable to perform work for which the person has previous training or experience. The Oklahoma Workers' Compensation Commission has a Counselor Division to provide information to injured workers, employers, and other interested persons. Mediation is available to help resolve certain workers compensation disputes. For information, call the Counselor Division at 405-522-8760 or In-State Toll Free 800-522-8210. Signature of Employer Insurer Name and Address Date of Expiration of Insurance Policy (Not applicable to employers authorized to self-insure.) Employee's Responsibilities In Case of Work Related Injury If accidentally injured or affected by cumulative trauma or an occupational disease arising out of and in the course of employment, however slight, the employee should notify the employer immediately. If this employer is a partnership, notice shall be given to any partner. If this employer is a corporation, notice shall be given to any agent or officer of the corporation upon whom legal process may be served. Notice shall also be given to the person in charge of business at the location of operations where the injury occurred. Unless oral or written notice is given to the employer within thirty (30) days, the claim for compensation may be forever barred. The employee may file a claim for compensation with the WORKERS COMPENSATION COMMISSION for an accidental injury, death, cumulative trauma or occupational disease or illness occurring ON OR AFTER February 1, 2014. Forms to file a compensation claim should be furnished by this employer and also are available from the Workers Compensation Commission. The forms are posted on the Commission s website, www.wcc.ok.gov. A claim for compensation must be filed with the Commission within the time specified by law, or be forever barred. Based on law effective February 1, 2014, a claim for compensation for any accidental injury must be filed with the Commission within one (1) year of the date of injury; a death claim must be filed within two (2) years of the date of death; a claim for compensation for occupational disease or illness must be filed within two (2) years of the last injurious exposure; and a claim for compensation for cumulative trauma must be filed within one (1) year of the date of injury. A claim for additional compensation is barred unless filed within one (1) year of the last payment of disability compensation or two (2) years from the date of injury, whichever is longer. Claims for compensation for accidental injury, death, cumulative trauma or occupational disease or illness occurring BEFORE February 1, 2014 may be filed with the WORKERS COMPENSATION COURT OF EXISTING CLAIMS and are subject to different notice of injury requirements and claims filing deadlines than those for accidental injury, death, cumulative trauma or occupational disease or illness occurring on or after February 1, 2014. Failure to comply with applicable notice requirements and deadlines may operate to forever bar the claim. Contact the Commission s Counselor Division for additional information. Employer's Responsibilities The employer must provide employees with immediate first aid, medical, surgical, hospital, optometric, podiatric, and nursing services, medicine, crutches and other apparatus as may be reasonably necessary in connection with the injury received by the employee. This applies to care for all injuries and illnesses arising out of and in the course of employment, regardless of their character. Within ten (10) days after the date of receipt of notice or knowledge of death or injury that results in more than three days absence from work for the injured employee, the employer MUST send a report thereof to the Workers Compensation Commission on a CC-Form 2, and also send a copy of the CC-Form 2 to the employer s insurance carrier, if any, within the ten-day period. No agreement by any employee to pay any portion of the premium paid by the employer to a carrier or a benefit fund or department maintained by the employer for the purpose of providing compensation or medical services and supplies as required by the workers compensation laws, shall be valid. Any employer who makes a deduction for such purposes from the pay of any employee entitled to benefits under the workers compensation laws shall be guilty of a misdemeanor. No agreement by any employee to waive workers' compensation rights and benefits shall be valid. Any person who commits workers' compensation fraud, upon conviction, shall be guilty of a felony punishable by imprisonment, a fine or both. Workers' Compensation Commission 1915 North Stiles Avenue Oklahoma City, Oklahoma 73105-4918 Tele. 405-522-8760 (OKC) 918-581-2714 (TU) In-State Toll Free 800-522-8210 Web Site www.wcc.ok.gov Amended 6-19-2014 This notice must be posted and maintained by the employer in one or more conspicuous places on the work premises.

CC-Form-1A Aviso e Instrucción de Compensación de Trabajadores de Oklahoma para Empresarios y Trabajadores Se notifica por la presente a todos los empleados de esta empresa que tengan derecho a los beneficios de la Ley de Compensación para Trabajadores Administrativos que este empleador ha cumplido con todas las reglas de la Comisión de Compensación de Trabajadores, y que este empleador ha asegurado el pago de compensación a todos los empleados y sus dependientes en conformidad con la ley. Asimismo, se notifica a todos los empleados que este empleador proporcionará primeros auxilios, servicios médicos, quirúrgicos, hospitalarios, de optometría, podología y enfermería, medicina, muletas y otros aparatos que sean razonablemente necesarios en relación con la lesión sufrida por el trabajador, así como los pagos de compensación a cualquier empleado lesionado o sus dependientes conforme a lo dispuesto por la ley. Cualquier empleado que haya sufrido una lesión indemnizable amparado por la Ley de Compensación para Trabajadores Administrativos tiene derecho a los servicios de rehabilitación vocacional, esto incluye la re-capacitación e inserción laboral si el empleado ya no pudiese realizar el trabajo para el cual tuviese formación o experiencia previa como consecuencia de la lesión. La Comisión de Compensación de Trabajadores de Oklahoma cuenta con una División de Asesoría para proporcionar información a los trabajadores lesionados, empleadores y otras personas interesadas. Existe la posibilidad de mediación para ayudar a resolver disputas de compensación para ciertos trabajadores. Para obtener más información, llame a la División de Consejería al 405-522-8760 o al número gratuito (dentro del estado) 800-522-8210. Firma del Empleador Nombre y Dirección del Asegurador Fecha de Vencimiento de la Póliza de Seguro (No aplicable a los empleadores autorizados para auto-asegurarse.) Responsabilidades del empleado en caso de sufrir una lesión relacionada trabajo De resultar dañado o afectado por trauma acumulativo o una enfermedad profesional que surja del empleo y en el transcurso de su desempeño, por leve que sea, el empleado debe notificar al empleador inmediatamente. Si este empleador es una sociedad, se debe notificar a cualquier socio. Si este empleador es una corporación, la notificación se hará a cualquier agente o funcionario de la corporación autorizado a recibir tal notificación. Se notificará también a la persona a cargo de los negocios en el lugar de operaciones donde se haya producido la lesión. De no haber notificado verbalmente o por escrito al empleador dentro de los treinta (30) días, el reclamo de indemnización puede prescribir de forma definitiva. El empleado puede presentar un reclamo de indemnización ante la COMISIÓN DE COMPENSACIÓN DE TRABAJADORES por una lesión accidental, muerte, trauma acumulativo o enfermedad profesional o enfermedad accidental que ocurra EL 1 de febrero de 2014, O DESPUÉS de esa fecha. Este empleador debe suministrar los formularios para presentar un reclamo de compensación, y también se encuentran disponibles en la Comisión de Compensación de Trabajadores. Los formularios se encuentran publicados en el sitio web de la Comisión, www.wcc.ok.gov. El reclamo de compensación debe ser presentado ante la Comisión en el plazo fijado por la ley, o prescribirá para siempre. En virtud de la ley vigente a partir del 1 de febrero de 2014, los reclamos de indemnización por cualquier lesión accidental se deben presentar ante la Comisión dentro de un (1) año transcurrido a partir de la fecha de la lesión; debe presentarse un reclamo por muerte dentro de los dos (2) años de la fecha de muerte; los reclamos de indemnización por males o enfermedades profesionales se deben presentar dentro de los dos (2) años transcurridos a partir de la última exposición perjudicial; y los reclamos de indemnización por trauma acumulativo se deben presentar dentro de un (1) año transcurrido a partir de la fecha de la lesión. Se prohíben los reclamos de indemnización adicional a menos que sean presentados dentro de un (1) año transcurrido a partir del último pago de compensación por discapacidad o dos (2) años desde la fecha de la lesión, el período que sea mayor. Los reclamos de indemnización por lesiones, muerte, trauma acumulativo o males o enfermedades profesional accidentales que ocurrieran ANTES del 1 de febrero de 2014 se pueden presentar ante el TRIBUNAL DE RECLAMOS EXISTENTES DE COMPENSACIÓN AL TRABAJADOR y estarán sujetos a diferentes requisitos de notificación de la lesión y distintos plazos para presentar reclamos a los requeridos para los correspondientes a lesiones accidentales, muerte, trauma acumulativo o males o enfermedades profesionales que ocurrieran a partir del 1 de febrero de 2014. El incumplimiento de los requisitos y los plazos de notificación aplicables puede resultar en la prescripción definitiva del reclamo. Póngase en contacto con la División de Asesoría de la Comisión para obtener información adicional. Responsabilidades del Empleador El empleador debe proporcionar a los empleados primeros auxilios, servicios médicos, quirúrgicos, hospitalarios, de optometría, podología, así como servicios de enfermería, medicina, muletas y otros aparatos que sean razonablemente necesarios en relación con la lesión sufrida por el empleado. Esto es aplicable al cuidado de todas las lesiones y enfermedades que surjan del empleo y el transcurso de su desempeño, independientemente de su carácter. El empleador DEBERÁ enviar, dentro de los diez (10) días a partir de la fecha de recepción de la notificación o el conocimiento de la muerte o lesión que resulte en más de tres días de ausencia del trabajo del empleado lesionado, un informe sobre esto a la Comisión de Compensación de Trabajadores en un formulario CC-Form 2, y también deberá enviar una copia de ese formulario a la compañía aseguradora del empleador, si la hubiere, en el plazo de diez días. Se invalidará cualquier acuerdo hecho por un empleado para pagar cualquier porción de la prima pagada por el empleador a un operador, fondo de prestaciones o departamento mantenido por el empleador con el fin de indemnizar o proveer servicios y suministros médicos, tal como lo requieren las leyes de compensación de los trabajadores. Cualquier empleador que realice una deducción del pago de cualquier empleado con derecho a prestaciones en virtud de las leyes de compensación de los trabajadores para tales propósitos será culpable de un delito menor. Se invalidará cualquier acuerdo hecho por un empleado para renunciar a los derechos y beneficios de compensación del trabajador. Toda persona que cometa fraude de compensación del trabajador, será culpable, de ser condenada, de un delito grave punible con pena de prisión, una multa o ambas. Comisión de Compensación de Trabajadores 1915 North Stiles Avenue Oklahoma City, Oklahoma 73105-4918 Tel. 405-522-8760 (OKC) 918-581-2714 (TU) Línea gratuita (dentro del estado) 800-522-8210 Sitio Web www.wcc.ok.gov Enmendado 6-19-14 Este aviso debe ser publicado y mantenido por el empleador en uno o más lugares visibles en el lugar de trabajo

CC-FORM-2 Applicable to Injuries /Deaths Occurring On or A er 2/1/14 Send original to Workers Compensa on Commission and 1 copy to Insurance Carrier Please type or print. Enter all dates in MM/DD/YY format. Full Name of Employee - LAST, FIRST, MIDDLE WORKERS COMPENSATION COMMISSION 1915 NORTH STILES AVENUE OKLAHOMA CITY, OK 73105 EMPLOYER S FIRST NOTICE OF INJURY Employee Email Address THIS SPACE FOR COMMISSION USE ONLY Complete Address City State Zip Telephone Number Date of Birth Average Weekly Wage Sex Occupa on (job descrip on) Employee s Social Security Number (LAST 4 DIGITS ONLY) XXX-XX- Length of Employment: Years Months Date of Hire: Was employment agreement made in Oklahoma? YES NO NOTE: Mediation is available to help resolve certain workers compensation disputes. For information, call (405) 522-8760 or In-State Toll Free (800) 522-8210. Date of accident or last exposure Time of accident or exposure o clock AM PM Date Employer No fied Time workday began o clock AM PM Last date employee worked OSHA Log Case # Has employee returned to work? YES NO If yes, on what date? Did the employee die? YES NO If yes, on what date? Place of Accident or Occurrence City: County: State: Injury Resulted from: Single Incident Cumula ve Trauma Occupa onal Disease Nature of Injury or Illness Does employee par cipate in a cer fied workplace medical plan: YES NO If yes, name of CWMP: Describe ac vi es when injury occurred with details of how event occurred. Include object or substance which directly injured the employee. Iden fy part(s) of body involved in injury or illness Full Name and address of Trea ng Physician (please be complete) Employer s Insurance Carrier or Own Risk Group Policy/Self-Insured Number Name Phone Policy Period: From To Address City State Zip Employer s Name and Complete Address Name Federal ID# Phone # Address City State Zip Type of business (Example: manufacturing, food service, construc on) NAICS Number Type of Ownership: Private State Government County Government Local Government Administra ve Workers Compensa on Act, 85A O.S., 6(A)(1)(a): Any person or en ty who makes any material false statement or representa on, who willfully and knowingly omits or conceals any material informa on, or who employs any device, scheme, or ar fice, or who aids and abets any person for the purpose of: (1) obtaining any benefit or payment shall be guilty of a felony. Any person who commits workers compensa on fraud, upon convic on, shall be guilty of a felony punishable by imprisonment, a fine or both. The undersigned hereby declares under PENALTY OF PERJURY that they have examined this no ce and all statements contained herein are true, correct and complete, to the best of their knowledge. The undersigned cer fies this CC-Form 2 was sent to the Workers Compensa on Commission and a copy thereof to the employer s insurer on the date noted below: Signed By Telephone Number Date Signature of Preparer Name and Title of Preparer (Please Print) Area Code and Number A CC-Form 2 must be sent to the Workers Compensa on Commission and to the employer s workers compensa on insurance carrier within 10 days a er the date of receipt of no ce or knowledge of death or injury that results in more than three days absence from work for the injured employee. PROVIDING THIS FORM TO THE COMMISSION IS NOT EVIDENCE OF ANY FACT STATED IN THE REPORT IN ANY PROCEEDING WITH RESPECT TO THE INJURY OR DEATH ON ACCOUNT OF WHICH THE REPORT IS MADE. Revised 4-7-14

EMPLOYEE S ACCIDENT REPORT To be completed by the injured worker Employee name Employer name Date of accident Time of accident Time you began work on day of accident Location of accident (specify if off-site address) How did the injury occur? What job duties were you performing? Please describe in your own words. What part(s) of your body was injured (indicating right and/or left)? Have you sought any medical treatment for these injuries? If so, specify where and when. Have you ever injured this part of your body before (yes or no)? If so, please describe how and when the previous injury(s) occurred. What witnesses were present when the accident occurred? Please provide names if applicable. Who did you report the injury to? When was the injury reported? Please provide name(s) and job title(s). What did you do after the accident occurred? The above report is true and correct: SIGNATURE: DATE FORM COMPLETED:

P.O. BOX 881716 SAN FRANCISCO CA 94188 TOLL FREE: (800) 661-6029 FAX: (415) 675-5469 AUTHORIZATION FOR THE RELEASE OF INFORMATION Employee Name: Employer Name: Date of Injury: Date of Birth: I hereby authorize the divisions of Berkshire Hathaway Homestate Companies, their representative or bearer, to review, inspect, copy, and/or photograph any and all of the following documents: 1. Any and all medical records, including but not limited to office and hospital records, laboratory results, diagnostic reports and films, psychiatric records, medical correspondences, doctor s and nurse s notes, and medical histories relevant to my workers compensation claim. I also hereby give permission to Berkshire Hathaway Homestate Company representatives to contact the attending physicians involved in the treatment of all related conditions. 2. All employment and human resource information including but not limited to: hiring and employment records, payroll and income statements, documentation related to this or any other relevant injury and any other information pertinent to providing benefits and services necessary for the completion of this claim. The released information is required for the following reasons: 1. To provide for adequate preparation, investigation, evaluation, review, and discovery of a claim for workers compensation benefits. Specifically, to determine the causation and the nature and extent of any possible pre-existing, concurrent or aggravating medical conditions with potential medical, legal, or factual implications in the this work-related injury or injuries. 2. To provide the treating physician, consultant or evaluator with medical information necessary to provide you with the best possible medical care and medical advice. 3. To facilitate recovery of all benefits paid toward your workers compensation claim from any third party responsible for this injury. 4. To ensure that you are accurately compensated for any amount of lost wages, time or resources while undergoing evaluation, treatment and recovery for this injury. 5. To obtain any information necessary to appropriately determine further actions as a result of the injury or condition and to prevent further issues for you and other employees. This consent and authorization is effective immediately, and is subject to revocation by the undersigned at any time except to the extent that action has been taken in reliance hereon, and if not earlier revoked, it shall terminate on conclusion of the claim without express revocation. A copy or fax is as valid as the original. (Names, addresses, and phone numbers of providers) I have read this authorization and fully understand its entire contents. I have asked questions about anything that was not clear to me and I am satisfied with the answers I have received. I understand that I have a right to receive a copy of this authorization upon my request. Signed: Date: BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANY BROOKWOOD INSURANCE COMPANY CONTINENTAL DIVIDE INSURANCE COMPANY CYPRESS INSURANCE COMPANY OAK RIVER INSURANCE COMPANY REDWOOD FIRE AND CASUALTY INSURANCE COMPANY

P.O. BOX 881716 SAN FRANCISCO CA 94188 TOLL FREE: (800) 661-6029 FAX: (415) 675-5469 MEDICAL HISTORY REQUEST Employee Name: Employer Name: Date of Injury: Completion Date: Please complete this form by providing your medical history for the past 5 years. This will help ensure that we are able to provide all of your medical records to your current treating physician for you to receive the proper care for your work injury. Thank you for your cooperation. Past Injuries, Disabilities, or Other Medical Conditions Hospitalizations HOSPITAL NAME, ADDRESS AND PHONE DATES ADMITTED Treating Physicians or Groups DOCTOR OR GROUP NAME, ADDRESS AND PHONE DATES OF TREATMENT BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANY BROOKWOOD INSURANCE COMPANY CONTINENTAL DIVIDE INSURANCE COMPANY CYPRESS INSURANCE COMPANY OAK RIVER INSURANCE COMPANY REDWOOD FIRE AND CASUALTY INSURANCE COMPANY

Employee name Employer name SUPERVISOR S REPORT OF EMPLOYEE ACCIDENT Date of accident Time of accident Date accident reported Did the employee report the accident immediately? YES NO Location of accident (specify if off-site address) How did the injury occur? What job duties was the employee performing? What part(s) of the employee s body were reported as injured? Has the employee sought any medical treatment for these injuries? If so, specify where and when. What witnesses were present when the accident occurred (including self)? Do you have any reason to question the legitimacy of the accident? If so, please explain: Indicate working conditions present that led to accident (please check all that apply): Unused/unavailable lifting equipment Wet/slippery floor Unused/unavailable PPE (gloves, hardhat, goggles, etc.) Poor housekeeping Unused/unavailable sharps container Interaction with co-worker Unguarded or improperly guarded equipment Interaction with patient or resident Electrical exposure Interaction with customer Obstructed view Chemical exposure Lack of training Motor vehicle accident Defective tools or equipment Other: What changes could be made to eliminate or reduce the hazard(s) identified above? The above report is true and correct: Prepared by: Title: Date prepared:

WITNESS REPORT/STATEMENT OF EMPLOYEE ACCIDENT Employee name Witness name & phone number Witness Address Date of accident Time of accident Location of accident (specify if off-site address) Did you witness the above-reported accident? If so, how did the injury occur? What job duties was the employee performing? What part(s) of the employee s body were injured? Describe the type of injury (strain, bruise, etc.) What did the injured employee say at the time of injury? Did the injured employee complain of pain at the time of injury? If they complained of pain, please specify the body part(s). What did the employee do after the accident occurred? Were any other witnesses present at the time of the accident? If so, please list them below. The above report is true and correct: Signature of witness: Date signed: NOTE: Willfully making a false statement for the purpose of obtaining or denying benefits is a crime subject to penalties.

BERKSHIRE HATHAWAY HOMESTATE COMPANIES OFFERS: REWARD WORKERS COMPENSATION CLAIMS FRAUD $1,000 FOR INFORMATION LEADING TO THE ARREST AND CONVICTION OF ANY CO-WORKER, HEALTH CARE PROFESSIONAL, OR ATTORNEY REPRESENTING A FRAUDULENT WORKERS COMPENSATION CLAIM TO BERKSHIRE HATHAWAY HOMESTATE COMPANIES* Most states make it a FELONY to make or cause to be made a knowingly false or fraudulent material statement in order to obtain Workers Compensation benefits. Berkshire Hathaway Homestate Companies believes that any party engaging in such fraud should be prosecuted to the fullest extent of the law, including JAIL SENTENCES. Please do your part to help. Putting these criminals out of operation benefits all of us, including keeping your employer s premium rates reasonable. Call our TOLL-FREE FRAUD HOTLINE immediately if you have information on a fraudulent claim. You, and all of us, reap the rewards of reducing Workers Compensation Fraud. TOLL FREE: 1-800-300-JAIL BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANY BROOKWOOD INSURANCE COMPANY CONTINENTAL DIVIDE INSURANCE COMPANY CYPRESS INSURANCE COMPANY OAK RIVER INSURANCE COMPANY REDWOOD FIRE AND CASUALTY INSURANCE COMPANY *Maximum reward of $1,000 per conviction. In the event more than one individual submits information regarding the same fraudulent claim, Berkshire Hathaway will equally divide the reward among those providing information used in obtaining the conviction. Berkshire Hathaway reserves the right to determine what information, if any, will be provided to the appropriate law enforcement agency. Criminal prosecutions are the sole responsibility of the authorities and may or may not be pursued at their discretion. Any issues regarding the interpretation of this policy shall be resolved by Berkshire Hathaway Homestate Companies at their sole discretion. Program subject to change or termination without prior notice.

LA COMPAÑIA DE SEGUROS BERKSHIRE HATHAWAY OFRECE: RECOMPENSA DEMANDAS FRAUDULENTAS DE COMPENSACION DE TRABAJADORES $1,000 INFORMACIÓN QUE LLEVA AL ARRESTO Y A LA CONDENA DE CUALQUIER COMPAÑERO DE TRABAJO, PROFESIONAL DE CUIDADO MEDICO, O ABOGADO QUE REPRESENTE UN RECLAMO FRAUDULENTO EN CONTRA DE BERKSHIRE HATHAWAY HOMESTATE COMPANIES* En la mayoría de los estados es un delito grave hacer que se haga una declaración de material fraudulento para obtener beneficios de Compensación al Trabajador. Berkshire Hathaway Homestate Companies cree que cualquier persona que se involucre en tal fraude debe ser procesado con todo el rigor de la ley, incluyendo SER SENTENCIADO A LA CARCEL. Ayúdenos de su parte. El poner a estos delincuentes fuera de operaciones nos beneficia a todos, incluso esto ayuda a mantener los réditos bajos de la aseguranza de su empleador. Si usted tiene información sobre un reclamo fraudulento por favor llame de inmediato a nuestra LINEA GRATUITA DE FRAUDE. Usted y todos nosotros no beneficiamos cuando reducimos los casos fraudulentos de Compensación al Trabajador. LLAMADA GRATIS: 1-800-300-JAIL BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANY BROOKWOOD INSURANCE COMPANY CONTINENTAL DIVIDE INSURANCE COMPANY CYPRESS INSURANCE COMPANY OAK RIVER INSURANCE COMPANY REDWOOD FIRE AND CASUALTY INSURANCE COMPANY *La recompensa máxima es de $1,000 por convicción. En caso de que más de una persona presente informaciones sobre la misma demando fraudulenta, Berkshire Hathaway dividirá la recompensa por partes iguales entre aquellas persones que aportaron informaciones para obtener la convicción. Berkshire Hathaway se reserva el derecho de determinar qué informacion presentará a la agencia judicial correspondiente. El proceso de crímenes es la responsibilidad exclusiva de las autoridades, que pueden decidir si el proceso debe entablarse or no. Cualquier disputa que pudiera surgir en la interpretación de esta ofreta será resuelta por la propia Compañia de Seguros Berkshire Hathaway. Este programa está sujeto a cambios a cancelación sin aviso previo.