Application form. Purchase Price Cash Down Payment Requested Amount Purpose of the purchase

Transcripción

1 FRUX CAPITAL Purpose of the Loan Purchase: Application form Purchase Price Cash Down Payment Requested Amount Purpose of the purchase Sell Rent Other Similar projects of the company (describe) Date of the last project Average profit Current projects Estimated ending date Have you ever lost money on a similar project? If yes, explain Rehabilitation Date of purchase Purchase Price Final estimated Value Purpose of the Rehabilitation Sell Rent Other Contractor / Company Rehabilitation quote Have you used this company before? yes no Estimated duration of the rehabilitation Similar projects of the company (describe) Date of the last project Average profit Current projects Estimated ending date Have you ever lost money on a similar project? If yes, explain Credit line: Maximum amount Duration Credit purpose Other: Requested Amount Description Information about the asset / guarantee (please add pages if necessary) Size (m 2 ) Estimated Value Amount requested Use Description Business Model Exit strategy

2 Borrower Information Name of the Corporation City NIF Phone Number Fax Cell Number Description of the Business Bank Account Name Bank Account Number Accountant s Name Phone Number Attorney s Name Phone Number Owner / Officer Information 1. Position Name Family Name DNI / NIE Phone Number Fax Cell Number % Ownership Date of Birth 2. Position Name Family Name DNI / NIE Phone Number Fax Cell Number % Ownership Date of Birth 3. Position Name Family Name DNI / NIE Phone Number Fax Cell Number % Ownership Date of Birth

3 Background Information Does the Company or any of its Principals currently owe any loans, private or commercial? Yes No Does the Company or any of its Principals currently owe any debt to the Administration, the Tax Authorities or Social Security? Does the Company have any outstanding debt with its employees? Are there any Judgements or Liens now pending or in effect against you or the Company? Has the Company or any of its Principals ever filed for Bankruptcy Protection? Has the Company or any of its Officers/Owners/Principals ever been convicted of a felony or misdemeanour? Have you or the Company had property foreclosed upon or given title or deed in lieu? Do you intend to occupy the property as your primary residence? Are you party to a lawsuit? Signature Date

4 Borrower s Personal Financial Statements as of (to be filled by any major shareholder in the company) Name (applicant) Family name Name (co - applicant) Family name (Date:) Phone Number Date of birth DNI / NIE Date of birth Phone Number DNI / NIE Assets Liabilities Cash or Cash Equivalent (List accounts below) Amount Amount Checking Saving Notes Payable to Bank including loans Notes Payable to Relatives Money Market Notes Payable to Others Marketable Securities (schedule A below) Accounts Payable (credit cards) Value of Life Insurance Mortgages Owing (from schedule B/C below) Accounts, Loans and Notes Receivable Other Liabilities (List Below) Total Current Assets Real Estate for personal use (schedule B below) Real Estate Investments (schedule C below) Ownership in privately held businesses (schedule D below) Automobiles Owned Other Assets (List Below) Total Liabilities Total Assets Net Worth (Assets - Liabilities) Schedule A - Marketable Securities Present Description of Security Number of shares Price Per Share Cost Market Value Schedule B - Real Estate for Personal Use Type of Present Amount of Annual Gross Annual Operating Annual Property Property Market Value Mortgages & Liens Rental Income Expenses Net Income Schedule C- Real Estate Investments Type of Present Amount of Annual Gross Annual Operating Annual Property Property Market Value Mortgages & Liens Rental Income Expenses Net Income Schedule D- Ownership in privately held businesses Form and % Nature of Date of Original Balance due on Present Net Business Name & Location of Ownership* Business Investment Investment Cost Partnerships, Notes, Cash Value of Investment Indicate: proprietor, general partner, limited partner, member, or corporation.

5 Expenses The Borrower will cover the following preparatory. These costs won t be refundable, even if the loan is not granted. - Financial and registry data (estimated costs): 30 euros Registry consultation (Extract and Consultation) Financial data bases consultation (SABI) - Appraisal: This requirement has the purpose of calculating the maximum amount of the loan to be granted. The society appointed by FRUX CAPITAL, S.L. for this purpose is SOCIEDAD DE TASACIÓN S.A. A quote for the appraisal will be requested from the appraiser and will be submitted to the customer prior to the appraisal. These expenses shall be paid through bank transfer to the following account: FRUX CAPITAL INVESTMENTS S.L. ES FRUX CAPITAL S.L. won t start with the loan evaluation process until this transfer is fulfilled. Disclaimer This application doesn t guarantee the granting of the requested loan nor forces in any way FRUX CAPITAL, S.L. to grant it. The granting of the Loan will be based on the veracity of the data provided by the borrower and those gathered by FRUX CAPITAL. The Borrower undertakes not to make substantive modifications in the data provided in this application without previous communication and approval by FRUX CAPITAL. Any substantive modification (different from the ones emerging from the ordinary course of business) of this data with a negative effect in the Borrower s capacity of fulfilling his obligations will imply a breach of the Loan Contract and will allow FRUX CAPITAL to terminate the contract immediately. Data Protection (in spanish) De conformidad con lo dispuesto por la Ley Orgánica 15/1999, de 13 de diciembre, de Protección de Datos de Carácter Personal, el Prestatario queda informado, y acepta, que los datos personales que proporcione en el marco de la solicitud de préstamo realizada, se incorporen a un fichero automatizado o no responsabilidad de FRUX CAPITAL, S.L. (en adelante, FRUX CAPITAL), y sean tratados con la finalidad de gestionar la obtención del Préstamo solicitado y mantener la relación jurídica que se derive de la concesión del préstamo, en su caso. A tal efecto, FRUX CAPITAL podrá consultar los datos de solvencia patrimonial del Prestamista (así como de cualquier garante, fiador o avalista de quien éste facilite datos) en cualesquiera ficheros de acceso público a los que esté legitimado para acceder (tales como ASNEF), y tratarlos de forma automatizada con la finalidad de valorar y analizar su solvencia patrimonial, y remitir a los interesados comunicaciones, incluso por medios electrónicos, todo lo cual se autoriza por el interesado. Los datos solicitados son obligatorios, siendo necesarios para el cumplimiento de las finalidades indicadas y sin los mismos no podrá gestionarse la obtención del préstamo solicitado. Además de las finalidades expresadas anteriormente, el Prestatario acepta que sus datos personales sean tratados por parte de FRUX CAPITAL para remitirle comunicaciones comerciales, incluso por medios electrónicos, relacionadas con las actividades que desarrolla. Los datos personales serán utilizados por FRUX CAPITAL y se podrán comunicar a terceros proveedores y/o prestadores de servicios cuando ello sea necesario para el mantenimiento, desarrollo, gestión, cumplimiento y control de la relación establecida con el Prestatario o para el mantenimiento, desarrollo y gestión de la propia actividad de FRUX CAPITAL. Tales empresas podrán estar situadas dentro del Espacio Económico Europeo o en otros países, algunos de los cuales pueden no ofrecer un nivel de protección equivalente al que existe en dicho Espacio. FRUX CAPITAL S.L. no cederá los datos personales a terceros, salvo cuando ello esté previsto por la Ley o cuando previamente haya recabado el consentimiento debidamente informado del Prestatario. Los interesados podrán ejercer los derechos de acceso, rectificación, cancelación y oposición dirigiendo una comunicación escrita a la FRUX CAPITAL S.L a la siguiente dirección de correo electrónico info@fruxcapital.es. El Prestatario podrá oponerse al tratamiento de sus datos con fines promocionales, manifestando su negativa a la recepción de comunicaciones comerciales publicitarias, enviando un correo electrónico a info@fruxcapital.es, o bien a través del procedimiento que se establezca en cada una de las comunicaciones comerciales que se le dirijan. Mediante la firma de la presente solicitud, el Prestatario declara haber informado a los terceros interesados sobre los que haya facilitado datos a FRUX CAPITAL, (propietarios, ejecutivos, garantes, fiadores, avalistas y/o empleados), sobre la finalidad y tratamiento de sus datos personales, haber recabado su autorización a dicho tratamiento, y consiente expresamente en su nombre y en nombre y representación de los terceros interesados sobre los que facilite datos, que los datos de carácter personal que sean necesarios para la gestión de la relación jurídica que se establece, comunicados en cualquier momento a FRUX CAPITAL, puedan ser tratados por ésta conforme se estipula en este documento así como las comunicaciones y cesiones previstas en él. Signature: Date:

6 Additional Information Needed Please send the information to the following address: Frux Capital. c/ Alcalá 75, 4º dcha Madrid Tel: Application 2 Balance sheet - Personal financial statements (attached) 3 Last two years Personal Tax Returns 4 Last 3 months of Personal Bank statements 5 Last 2 years of the Company's Tax returns and financial statement 6 Copy of Certificate of Incorporation (máx. 15 days old) 7 Copy of Managing Body Certificate (máx. 15 days old) 8 Last 3 months of Company s Bank statements. 9 A letter from your accountant indicating that there are no past due tax liability or outstanding debt with Social Security or the company s employees. 10 Photocopy of DNI / NIE / Driver s licence 11 Property Insurance 12 Escritura del registro de la propiedad 13 Tasaciones anteriores 14 Copia del acuerdo de compra