EM-SP MARKET: LTC Unprecedented Need Location, day and time in 10pt/13 Century Book Condensed. Qué necesidad sin precedente afectará a casi todas las familias del país? Los Estados Unidos está a punto de experimentar una necesidad sin paralelo en los servicios de asistencia a largo plazo. Según el Departamento del Trabajo de los Estados Unidos, la población de personas mayores que necesitará servicios de asistencia a largo plazo aumentará a más del doble en los próximos 30 años, a más de 70 millones. 1 Qué puede hacer usted? Acompáñenos en una presentación gratis de ventas. Se le responderán preguntas tales como: Qué es asistencia a largo plazo? Qué es el seguro de asistencia a largo plazo? Cuánto cuesta la asistencia a largo plazo? Cuáles son las diferentes opciones de pago? Llame hoy para reservar un puesto! Dónde: (ubicación) Cuándo: (mm/dd/aa) Hora: (00:00 am/pm) Nombre, título aprobado por la compañía [Núm de licencia del agente] [Licencia de seguro de CA 12345678] Cualquier pueblo, Estado 00000 1 Report, Findings, and Recommendations of the Working Group Studying Long-Term Care (Consejo asesor sobre las prestaciones de bienestar y pensión a los empleados, reporte, conclusiones y recomendaciones del grupo de trabajo para la asistencia a largo plazo), Departamento del Trabajo de EE.UU., 14 de noviembre de 2000. p. 5. El seguro de incapacidad de larga duración lo emite, 751 Broad Street, Newark, NJ 07102 (800 732-0416). Esta cobertura contiene beneficios, exclusiones, limitaciones, requisitos de participación y condiciones y disposiciones específicas según las cuales la cobertura del seguro puede seguir en vigor o ser descontinuada. Es posible que todas las pólizas de seguro no estén disponibles en su estado. La cobertura se emite bajo la póliza número GRP 112202; sin embargo, los números de pólizas pueden variar de un estado a otro. Prudential Financial y el logotipo the Rock son marcas de servicio de The Prudential Insurance Company of America, y sus afiliadas. Las comunicaciones por escrito futuras, tales como documentos de divulgación, pólizas, facturas, estados de cuenta de la póliza y otros materiales estarán en inglés. INST-A013739 Ed. 10/2003 Exp. 3/23/2005 EM-S/B66-SP
EM-SP MARKET: LTC Unprecedented Need What unprecedented need will affect nearly every family in the nation? America is about to experience an unparalleled need for long-term care services. According to the United States Department of Labor, the elderly population requiring long-term care services will more than double in the next 30 years to more than 70 million. 1 What can you do? Join us for a free sales presentation. You ll get answers to such questions as: What is long-term care? What is long-term care insurance? What does long-term care cost? What are the various payment options? Location, day and time in 10pt/13 Century Book Condensed. Call today to reserve your seat! Where: (location) When: (mm/dd/yy) Time: (00:00 am/pm) Name, Company-Approved Title [Agent License #] [CA Insurance License 12345678] Anytown, State 00000 1 Report, Findings, and Recommendations of the Working Group Studying Long-Term Care, United States Department of Labor, November 14, 2000, p. 5. Long-term care insurance is issued by, 751 Broad Street, Newark, NJ 07102 (800 732-0416). This coverage contains benefits, exclusions, limitations, eligibility requirements and specific terms and provisions under which the insurance coverage may be continued in force or discontinued. All insurance policies may not be available in your state. Coverage is issued under policy number GRP 112202; however, policy numbers may vary by state. Prudential Financial and the Rock logo are registered service marks of and its affiliates. Future written communications, such as disclosure documents, policies, bills, policy statements and other materials, will be in English. INST-A013739 Ed. 10/2003 Exp. 3/23/2005 S/B66-SP-TRANS
EM-SP PRODUCT: LTC Too Young Pero, soy demasiado joven. Cuando la mayoría piensa en la asistencia a largo plazo, probablemente piensa más que nada en la asistencia a personas mayores. Sin embargo, aproximadamente 9.4 millones de adultos de 18 o más años de edad reciben asistencia personal para llevar a cabo las Actividades de la Vida Diaria (hacer sus necesidades, bañarse, comer y vestirse). Alrededor del 79 por ciento de dichas personas viven en casa o en otra parte de la comunidad en lugar de instituciones y casi la mitad tiene menos de 65 años de edad 1. Llegó la hora! Nunca es demasiado temprano para averiguar sobre el seguro de asistencia a largo plazo. La ventaja es que, en la mayoría de los casos, mientras más joven sea más bajas los las primas y el derecho a participar se basa en su salud al momento de hacer la solicitud. Pero, en lugar de simplemente leer sobre eso, por qué no nos llama hoy mismo para averiguar más? Nombre, Título aprobado por la compañía [Núm de licencia del agente] [Licencia de seguro de CA 12345678] Cualquier pueblo, Estado 00000 1 Long-term care users range in age, and most do not live in nursing homes, (Amplitud de edades de usuarios de asistencia a largo plazo y la mayoría no vive en asilos) Agency for Healthcare Research and Quality, noviembre de 2000. p. 1. El seguro de incapacidad de larga duración lo emite, 751 Broad Street, Newark, NJ 07102 (800-732-0416). Esta cobertura contiene beneficios, exclusiones, limitaciones, requisitos de participación y condiciones y disposiciones específicas según las cuales la cobertura del seguro puede seguir en vigor o ser descontinuada. Es posible que todas las pólizas de seguro no estén disponibles en su estado. La cobertura se emite bajo la póliza número GRP 112202; sin embargo, los números de pólizas pueden variar de un estado a otro. Prudential Financial y el logotipo the Rock son marcas de servicio registradas de y sus afiliadas. Las comunicaciones por escrito futuras, tales como documentos de divulgación, pólizas, facturas, estados de cuenta de la póliza y otros materiales, estarán en inglés. INST-A013761 Ed. 10/2003 Size: 2 col (4 1/4") x 8" EM-B68-SP
EM-SP PRODUCT: LTC Too Young But I m too young. When most of us think of long-term care, we probably think of it primarily for the elderly. However, approximately 9.4 million adults 18 years of age and older are given hands-on assistance to carry out Activities of Daily Living (toileting, bathing, eating and dressing). Roughly 79 percent of these people live at home or elsewhere in the community rather than in institutions, and almost half are under 65 years of age. 1 Now is the time! It s never too early to look into long-term care insurance. The advantage is that in most cases, the younger you are the lower your premiums, and your eligibility is based on your health at the time of application. But rather than simply reading about it, why don t you call us today to find out more. Name, Company-Approved Title [Agent License #] [CA Insurance License 12345678] Anytown, State 00000 1 Long-term care users range in age, and most do not live in nursing homes, Agency for Healthcare Research and Quality, November 2000, p. 1. Long-term care insurance is issued by, 751 Broad Street, Newark, NJ 07102 (800 732-0416). This coverage contains benefits, exclusions, limitations, eligibility requirements and specific terms and provisions under which the insurance coverage may be continued in force or discontinued. All insurance policies may not be available in your state. Coverage is issued under policy number GRP 112202; however, policy numbers may vary by state. Prudential Financial and the Rock logo are registered service marks of and its affiliates. Future written communications, such as disclosure documents, policies, bills, policy statements and other materials, will be in English. INST-A013761 Ed. 10/2003 Size: 2 col (4 1/4") x 8" B68-SP-TRANS
EM-SP PRODUCT: LTC Planning 1 A compliance and state approved brochure must be used in all of our ads. Plain Talk About Long Term Care Insurance has been selected for this ad. This brochure is not approved for use in Indiana. If you are considering using this ad in Indiana, please select another ad. Me imagino que es sólo una de esas cosas sobre las que no me gusta pensar mucho. Planificar la asistencia a largo plazo es tan importante como planificar la jubilación. Es algo en lo que muchos no quieren pensar. Pero la verdad es que para ayudar a proteger sus ahorros y sus bienes y mantener control sobre su futuro, necesita planificar sus necesidades de asistencia a largo plazo. Sabemos que no es fácil. Nos damos cuenta de que hay muchas opciones entre las cuales escoger y muchas decisiones difíciles que tomar. Pero, lo animamos a que se tome un tiempo para aprender sobre el seguro de asistencia a largo plazo. Puede empezar ahora mismo. Pida el folleto gratis Plain Talk About Long Term Care Insurance (El seguro para asistencia a largo plazo en términos sencillos), llamando al número que aparece a continuación. No hay ninguna presión y absolutamente ninguna obligación. Nombre, Título aprobado por la compañía [Núm de licencia del agente] [Licencia de seguro de CA 12345678] Cualquier pueblo, Estado 00000 El seguro de incapacidad de larga duración lo emite, 751 Broad Street, Newark, NJ, 07102 (800 732-0416). Esta cobertura contiene beneficios, exclusiones, limitaciones, requisitos de participación y condiciones y disposiciones específicas según las cuales la cobertura del seguro puede seguir en vigor o ser descontinuada. Es posible que todas las pólizas de seguro no estén disponibles en su estado. La cobertura se emite bajo la póliza número GRP 112202; sin embargo, los números de pólizas pueden variar de un estado a otro. Prudential Financial y el logotipo the Rock son marcas de servicio registradas de y sus afiliadas. Las comunicaciones por escrito futuras, tales como documentos de divulgación, pólizas, facturas, estados de cuenta de la póliza y otros materiales estarán en inglés. INST-A013841 Ed. 10/2003 Exp. 4/23/2005 EM-B62-SP
EM-SP PRODUCT: LTC Planning 1 A compliance and state approved brochure must be used in all of our ads. Plain Talk About Long Term Care Insurance has been selected for this ad. This brochure is not approved for use in Indiana. If you are considering using this ad in Indiana, please select another ad. I guess it s just one of those things I don t like to think about. Planning for long-term care is a lot like estate planning. It s something many people just don t want to think about. But the truth is, to help protect your savings and assets and maintain control of your future, you need to plan for your long-term care needs. We know it isn t easy. We realize there are many options to choose from and many hard decisions to make. But we encourage you to take some time to learn about long-term care insurance. You can start right now. Order your free brochure, Plain Talk About Long Term Care Insurance, by calling the number below. There is no pressure and absolutely no obligation. Name, Company-Approved Title [Agent License #] [CA Insurance License 12345678] Anytown, State 00000 Long-term care insurance is issued by, 751 Broad Street, Newark, NJ 07102 (800 732-0416). This coverage contains benefits, exclusions, limitations, eligibility requirements and specific terms and provisions under which the insurance coverage may be continued in force or discontinued. All insurance policies may not be available in your state. Coverage is issued under policy number GRP 112202; however, policy numbers may vary by state. Prudential Financial and the Rock logo are registered service marks of and its affiliates. Future written communications, such as disclosure documents, policies, bills, policy statements and other materials, will be in English. INST-A013841 Ed. 10/2003 Exp. 4/23/2005 B62-SP-TRANS
EM-CH PRODUCT: LTC Will You Be Ready? EM-B64-CH
EM-CH PRODUCT: LTC Will You Be Ready? When it comes to long-term care, will you be ready? You may be aware of long-term care if you have had to help a relative or friend confront this need. But, did you ever ask yourself, who is going to take care of me? We all want to remain financially independent throughout our lifetime. We don t want to depend on our family or the government for assistance. With long-term care insurance, you don t have to worry. You can help protect the personal savings and retirement assets you ve worked so hard to accumulate. For many, long-term care insurance may be an economical solution. Take this important first step. Call us today to find out how Prudential long-term care insurance can help you. Remember, it won t happen unless you make the effort. Name, Company-Approved Title [Agent License #] [CA Insurance License 12345678] Anytown, State 00000 Long-term care insurance is issued by, 751 Broad Street, Newark, NJ 07102 (800 732-0416). This coverage contains benefits, exclusions, limitations, eligibility requirements and specific terms and provisions under which the insurance coverage may be continued in force or discontinued. All insurance policies may not be available in your state. Coverage is issued under policy number GRP 112202; however, policy numbers may vary by state. Prudential Financial and the Rock logo are registered service marks of and its affiliates. Future written communications, such as disclosure documents, policies, bills, policy statements and other materials, will be in English. INST-A013736 Ed. 10/2003 B64-CH-TRANS
EM-CH PRODUCT: LTC Planning 2 EM-B63-CH
EM-CH PRODUCT: LTC Planning 2 Planning for long term care is just as important as planning for retirement or a child s education. We all want to remain financially independent throughout our lifetime. We don t want to depend on our family or the government for assistance. With long-term care insurance, you don t have to worry. You can help protect your personal savings and retirement assets you ve worked so hard to accumulate. Take this important first step. Call us today to find out how Prudential long-term care insurance can help you. Remember, it won t happen unless you make the effort. Name, Company-Approved Title [Agent License #] [CA Insurance License 12345678] Anytown, State 00000 Long-term care insurance is issued by, 751 Broad Street, Newark, NJ 07102 (800 732-0416). This coverage contains benefits, exclusions, limitations, eligibility requirements and specific terms and provisions under which the insurance coverage may be continued in force or discontinued. All insurance policies may not be available in your state. Coverage is issued under policy number GRP 112202; however, policy numbers may vary by state. Prudential Financial and the Rock logo are registered service marks of and its affiliates. Future written communications, such as disclosure documents, policies, bills, policy statements and other materials, will be in English. INST-A013794 Ed. 10/2003 B63-CH-TRANS
EM-CH MARKET: LTC Seminar Location, day and time in 10pt/13 Century Book Condensed. 9pt/10 Futura Bold. Size: 2 col (4 1/4") x 7" EM-S/B60-CH
EM-CH MARKET: LTC Seminar When it comes to long-term care insurance I m not sure where to begin. Location, day and time in 10pt/13 Century Book Condensed. Take this important first step and find out how to get started. Join us for a free sales presentation on long-term care insurance. No pressure. No obligation. Just the facts about long-term care and how long-term care insurance may be able to help you. Call today for reservations. You ll be glad you did. Where: (location) When: (mm/dd/yy) Time: (00:00 am/pm) Name, Company-Approved Title [Agent License #] [CA Insurance License 1234678] Anytown, State 00000 Long-term care insurance is issued by, 751 Broad Street, Newark, NJ 07102 (800 732-0416). This coverage contains benefits, exclusions, limitations, eligibility requirements and specific terms and provisions under which the insurance coverage may be continued in force or discontinued. All insurance policies may not be available in your state. Coverage is issued under policy number GRP 112202; however, policy numbers may vary by state. Prudential Financial and the Rock logo are registered service marks of and its affiliates. Future written communications, such as disclosure documents, policies, bills, policy statements and other materials, will be in English. INST-A013796 Ed. 10/2003 Size: 2 col (4 1/4") x 7" S/B60-CH-TRANS