MÁSTER UNIVERSITARIO EN BANCA Y FINANZAS

Transcripción

1 Microfinance MÁSTER UNIVERSITARIO EN BANCA Y FINANZAS (Finance & Banking) Universidad de Alcalá Curso Académico 2017/18

2 GUÍA DOCENTE Nombre de la asignatura: Microfinance Código: Titulación en la que se imparte: Departamento y Área de Conocimiento: Carácter: Virtual Créditos ECTS: 1,5 Curso y cuatrimestre: 1º Master Finance & Banking Departamento de Economía y Dirección de Empresas Profesorado: Docente por designar. Horario de Tutoría: 16:30 17:30 h Idioma en el que se imparte: Inglés 1. PRESENTACIÓN Yunus Nobel Peace Prize in 2006 shed the light on the importance of Microfinance and Microcredit. Creating a new banking concept based on lending to entrepreneurial poor and to women especifically, he has opened new borders to erradicate poverty or at least, to contemplate this issue with new eyes because still 1.2 billion people live with less than $1/day. Nevertheless, there are already 65 million clients using these services (Fernando, 2006). Therefore, microfinance can no longer be considered as a marginal phenomenon. In that sense it is interesting to note commercial banks have entered this segment and the balance between efficiency and equity might shift in a sector in which NGOs and MFIs (Microfinance Institutions) will be challenged. Initially targeted to help poor people to become entrepreneurs, microfinance tools have evolved to a new spectrum of uses that goes from the discovery of emerging markets to the gap reduction existing among poor and immigrants with the middle class in industrialized countries. 2. COMPETENCIAS Competencias genéricas:

3 The aim of this elective course will be to offer the participants a new scope to finance at midway between retail banking, marketing and Corporate Social Responsibility. This new course is designed to provide students with a unique opportunity to explore a complex societal issue from a business perspective, with a focus on the double bottom line (the creation of positive social and financial value). Specifically, the course will examine microfinance as a vehicle for sustainable poverty alleviation and economic development. Topics will include microfinance industry structure, risk, and growth, as well as innovations among a rapidly increasing number of microfinance institutions (MFIs). A global perspective will be given to the course focusing on the emerging countries (Asia and Latin America) as well as the industrialized ones (Europe and US) to discern differences among the applications of microfinance. 3. CONTENIDOS Bloques de contenido (se pueden especificar los temas si se considera necesario) Total de clases, créditos u horas Emergence and Trends of Microfinance: from microcredit to mobile banking From NGOs to commercial banks: Balancing Efficiency with Equity 4 h 4 h Microfinance in India and China: Comparative issues 4 h Cronograma (Optativo) Semana / Sesión 01ª 02ª Contenido Emergence and Trends of Microfinance: from microcredit to mobile banking From NGOs to commercial banks: Balancing Efficiency with Equity 03ª Microfinance in India and China: Comparative issues 4. METODOLOGÍAS DE ENSEÑANZA-APRENDIZAJE.-ACTIVIDADES FORMATIVAS 4.1. Distribución de créditos(especificar en horas) Número de horas presenciales: 12

4 Número de horas del trabajo propio del estudiante: 18 Total horas Estrategias metodológicas, materiales y recursos didácticos Key learnings include both a general structure for analyzing marketing problems and some specific quantitative tools. The course highlights both theory and applications. Extensive use of b-cases presents you with a challenging and real-life environment in which to apply and hone your decisionmaking skills (e.g. HBS cases). 5. EVALUACIÓN: Procedimientos, criterios de evaluación y de calificación 1 1. Oral Class Participation: 30% 2. Final Exam: 70%. ATTENDANCE Essential. All absences must be notified. Only justified absences will be considered. Reasons for absence must be duly documented, as all absences regarding health etc. must be authorised by the Professor so that the coordinator can account for the absence with an authorised report from the Professor. Non-justified absence during one session will result in the loss of 0.2 points out of 0.5. Non-justified absence during two sessions will result in the loss of 0.4 points out of 0.5. Non-justified absence during three or four sessions will result in the loss of 0.5 points out of BIBLIOGRAFÍA 1 Es importante señalar los procedimientos de evaluación: por ejemplo evaluación continua, final, autoevaluación, co-evaluación. Instrumentos y evidencias: trabajos, actividades. Criterios o indicadores que se van a valorar en relación a las competencias: dominio de conocimientos conceptuales, aplicación, transferencia conocimientos. Para el sistema de calificación hay que recordar la Normativa del Consejo de Gobierno del 16 de Julio de 2009: la calificación de la evaluación continua representará, al menos, el 60%. Se puede elevar este % en la guía.

5 Bibliografía Básica Armendariz B and Morduch J (2005): The Economics of Microfinance, MIT Press Book Henry C., Lapenu C., Zeller M. Sharma M. (2003), Microfinance Poverty Assessment Tool, CGAP and World Bank editions Bibliografía Complementaria (optativo)