1. Datos del Solicitante Nombre del cliente Atendido por 2. Condiciones financieras Destino Construcción Fecha 21 de Junio de 2017 SIMULADOR CREDITO HIPOTECARIO dd mmm aaaa 21 Jun 2017 Teléfono Plazo en meses (mínimo 84 y máximo 240) Desea contratar el Seguro de Vida con el Banco? Desea contratar el seguro de Daños con el Banco? Porcentaje estimado de gastos notariales Intervinientes Selecciona el esquema de Pagos Valor del Terreno Valor del Proyecto 180 15 años SI SI 2.00% 2 Sustitución/ origen Adquisición fijo prima unica $1,000,000 $3,000,000 Aforo solicitado 75% CONSTRUCCION Selecciona Esquema Desea Apoyo INFONAVIT? El monto del crédito a otorgar es de $3,000,000.00 Si desea un monto menor capture nuevo Importe $ Construcción en Terreno Propio 3. Oferta de Tasas Te mostramos las tasas a las que podrías acceder de acuerdo al aforo y plazo seleccionado. La tasa y el aforo final estarán en función de la Evaluación de Crédito Tasa baja Tasa media 1 Tasa media 2 Tasa alta Crédito Principal Crédito Principal Crédito Principal Crédito Principal Plazo (años) 180 180 180 180 Valor del inmueble $4,000,000 $4,000,000 $4,000,000 $4,000,000 75% 75% 75% 75% 9.50% 9.94% 10.35% 10.89% Monto Crédito $3,000,000 $3,000,000 $3,000,000 $3,000,000 Total Crédito $3,000,000 $3,000,000 $3,000,000 $3,000,000 Primer Disposición $750,000 $750,000 $750,000 $750,000 3 disposiciones de $600,000 $600,000 $600,000 $600,000 Ultima disposición de $450,000 $450,000 $450,000 $450,000 Ingresos mínimos requeridos $84,029 $86,073 $87,999 $90,568 GASTOS MENSUALES Pago Inicial sólo intereses $5,938 $6,213 $6,469 $6,806 Seguro de Vida $883 $883 $883 $883 Seguro de Obra $908 $908 $908 $908 Comisión mensual (+ IVA) $290 $290 $290 $290 Total mensualidad Inicial $8,018 $8,293 $8,549 $8,887 2.50% 2.50% 2.50% 2.50% GASTOS INICIALES Comisión apertura $30,000 $30,000 $30,000 $30,000 Avalúo $11,000 $11,000 $11,000 $11,000 Gastos Notariales $80,000 $80,000 $80,000 $80,000 Inspección, Seguimiento Obra $13,340 $13,340 $13,340 $13,340 Subtotal Gastos $134,340 $134,340 $134,340 $134,340
4. Tabla de Amortización HIPOTECA PERSONAL SANTANDER Selecciona la tasa para tu tabla de amortización 9.50% Selecciona el efecto de los Pagos anticipados Reducción cuota Su crédito se amortizará en 12 años 5 meses CAT Promedio 12.7% Sin IVA Informativo Calculado al 21 Jun 2017.Para fines informativos y de comparación. 750,000.00 1 9.50% 5,937.50 5,937.50 882.98 907.60 290.00 8,018.08 750,000.00 2 9.50% 5,937.50 5,937.50 882.98 907.60 290.00 8,018.08 750,000.00 3 9.50% 5,937.50 5,937.50 882.98 907.60 290.00 8,018.08 1,350,000.00 4 9.50% 10,687.50 10,687.50 1,589.36 907.60 290.00 13,474.46 1,350,000.00 5 9.50% 10,687.50 10,687.50 1,589.36 907.60 290.00 13,474.46 1,950,000.00 6 9.50% 15,437.50 15,437.50 2,295.74 907.60 290.00 18,930.84 1,950,000.00 7 9.50% 15,437.50 15,437.50 2,295.74 907.60 290.00 18,930.84 2,550,000.00 8 9.50% 20,187.50 20,187.50 3,002.12 907.60 290.00 24,387.22 2,550,000.00 9 9.50% 20,187.50 20,187.50 3,002.12 907.60 290.00 24,387.22 3,000,000.00 10 9.50% 23,750.00 23,750.00 3,531.90 907.60 290.00 28,479.50 3,000,000.00 11 9.50% 23,750.00 23,750.00 3,531.90 907.60 290.00 28,479.50 3,000,000.00 12 9.50% 23,750.00 23,750.00 3,531.90 907.60 290.00 28,479.50 3,000,000.00 13 9.50% 23,750.00 8,601.04 32,351.04 3,531.90 1,350.40 290.00 37,523.34 2,991,398.96 14 9.50% 23,681.91 8,669.13 32,351.04 3,521.77 1,350.40 290.00 37,513.21 2,982,729.83 15 9.50% 23,613.28 8,737.76 32,351.04 3,511.57 1,350.40 290.00 37,503.01 2,973,992.07 16 9.50% 23,544.10 8,806.94 32,351.04 3,501.28 1,350.40 290.00 37,492.72 2,965,185.13 17 9.50% 23,474.38 8,876.66 32,351.04 3,490.91 1,350.40 290.00 37,482.35 2,956,308.47 18 9.50% 23,404.11 8,946.93 32,351.04 3,480.46 1,350.40 290.00 37,471.90 2,947,361.54 19 9.50% 23,333.28 9,017.76 32,351.04 3,469.93 1,350.40 290.00 37,461.37 2,938,343.78 20 9.50% 23,261.89 9,089.15 32,351.04 3,459.31 1,350.40 290.00 37,450.75 2,929,254.63 21 9.50% 23,189.93 9,161.11 32,351.04 3,448.61 1,350.40 290.00 37,440.05 2,920,093.52 22 9.50% 23,117.41 9,233.63 32,351.04 3,437.83 1,350.40 290.00 37,429.27 2,910,859.89 23 9.50% 23,044.31 9,306.73 32,351.04 3,426.96 1,350.40 290.00 37,418.40 2,901,553.15 24 9.50% 22,970.63 9,380.41 32,351.04 3,416.00 1,350.40 290.00 37,407.44 2,892,172.74 25 9.50% 22,896.37 10,263.45 33,159.82 3,404.95 1,350.40 290.00 38,205.17 2,881,909.30 26 9.50% 22,815.12 10,344.70 33,159.82 3,392.87 1,350.40 290.00 38,193.09 2,871,564.59 27 9.50% 22,733.22 10,426.60 33,159.82 3,380.69 1,350.40 290.00 38,180.91 2,861,138.00 28 9.50% 22,650.68 10,509.14 33,159.82 3,368.42 1,350.40 290.00 38,168.63 2,850,628.86 29 9.50% 22,567.48 10,592.34 33,159.82 3,356.05 1,350.40 290.00 38,156.26 2,840,036.52 30 9.50% 22,483.62 10,676.19 33,159.82 3,343.57 1,350.40 290.00 38,143.79 2,829,360.33 31 9.50% 22,399.10 10,760.71 33,159.82 3,331.01 1,350.40 290.00 38,131.22 2,818,599.61 32 9.50% 22,313.91 10,845.90 33,159.82 3,318.34 1,350.40 290.00 38,118.55 2,807,753.71 33 9.50% 22,228.05 10,931.77 33,159.82 3,305.57 1,350.40 290.00 38,105.78 2,796,821.94 34 9.50% 22,141.51 11,018.31 33,159.82 3,292.70 1,350.40 290.00 38,092.91 2,785,803.64 35 9.50% 22,054.28 11,105.54 33,159.82 3,279.73 1,350.40 290.00 38,079.94 2,774,698.10 36 9.50% 21,966.36 11,193.46 33,159.82 3,266.65 1,350.40 290.00 38,066.87 2,763,504.64 37 9.50% 21,877.75 12,111.07 33,988.81 3,253.47 1,350.40 290.00 38,882.69 2,751,393.58 38 9.50% 21,781.87 12,206.95 33,988.81 3,239.22 1,350.40 290.00 38,868.43 2,739,186.63 39 9.50% 21,685.23 12,303.58 33,988.81 3,224.84 1,350.40 290.00 38,854.06 2,726,883.05 40 9.50% 21,587.82 12,400.99 33,988.81 3,210.36 1,350.40 290.00 38,839.57 2,714,482.06 41 9.50% 21,489.65 12,499.16 33,988.81 3,195.76 1,350.40 290.00 38,824.97 2,701,982.90 42 9.50% 21,390.70 12,598.11 33,988.81 3,181.04 1,350.40 290.00 38,810.26 2,689,384.78 43 9.50% 21,290.96 12,697.85 33,988.81 3,166.21 1,350.40 290.00 38,795.42 2,676,686.94 44 9.50% 21,190.44 12,798.37 33,988.81 3,151.26 1,350.40 290.00 38,780.47 2,663,888.56 45 9.50% 21,089.12 12,899.69 33,988.81 3,136.20 1,350.40 290.00 38,765.41 2,650,988.87 46 9.50% 20,987.00 13,001.82 33,988.81 3,121.01 1,350.40 290.00 38,750.22 2,637,987.05 47 9.50% 20,884.06 13,104.75 33,988.81 3,105.70 1,350.40 290.00 38,734.91 2,624,882.30 48 9.50% 20,780.32 13,208.49 33,988.81 3,090.27 1,350.40 290.00 38,719.49 2,611,673.81 49 9.50% 20,675.75 14,162.78 34,838.53 3,074.72 1,350.40 290.00 39,553.66 2,597,511.03 50 9.50% 20,563.63 14,274.90 34,838.53 3,058.05 1,350.40 290.00 39,536.98 2,583,236.13 51 9.50% 20,450.62 14,387.91 34,838.53 3,041.24 1,350.40 290.00 39,520.18 2,568,848.22 52 9.50% 20,336.72 14,501.82 34,838.53 3,024.31 1,350.40 290.00 39,503.24 2,554,346.40 53 9.50% 20,221.91 14,616.62 34,838.53 3,007.23 1,350.40 290.00 39,486.16 2,539,729.78 54 9.50% 20,106.19 14,732.34 34,838.53 2,990.02 1,350.40 290.00 39,468.96 2,524,997.44 55 9.50% 19,989.56 14,848.97 34,838.53 2,972.68 1,350.40 290.00 39,451.61 2,510,148.47 56 9.50% 19,872.01 14,966.52 34,838.53 2,955.20 1,350.40 290.00 39,434.13 2,495,181.95 57 9.50% 19,753.52 15,085.01 34,838.53 2,937.58 1,350.40 290.00 39,416.51 2,480,096.94 58 9.50% 19,634.10 15,204.43 34,838.53 2,919.82 1,350.40 290.00 39,398.75 2,464,892.51 59 9.50% 19,513.73 15,324.80 34,838.53 2,901.92 1,350.40 290.00 39,380.85 2,449,567.71 60 9.50% 19,392.41 15,446.12 34,838.53 2,883.88 1,350.40 290.00 39,362.81 2,434,121.59 61 9.50% 19,270.13 16,439.37 35,709.50 2,865.69 1,350.40 290.00 40,215.59 2,417,682.22
62 9.50% 19,139.98 16,569.51 35,709.50 2,846.34 1,350.40 290.00 40,196.23 2,401,112.71 63 9.50% 19,008.81 16,700.69 35,709.50 2,826.83 1,350.40 290.00 40,176.73 2,384,412.03 64 9.50% 18,876.60 16,832.90 35,709.50 2,807.17 1,350.40 290.00 40,157.06 2,367,579.13 65 9.50% 18,743.33 16,966.16 35,709.50 2,787.35 1,350.40 290.00 40,137.25 2,350,612.96 66 9.50% 18,609.02 17,100.48 35,709.50 2,767.38 1,350.40 290.00 40,117.27 2,333,512.49 67 9.50% 18,473.64 17,235.85 35,709.50 2,747.24 1,350.40 290.00 40,097.14 2,316,276.63 68 9.50% 18,337.19 17,372.31 35,709.50 2,726.95 1,350.40 290.00 40,076.85 2,298,904.33 69 9.50% 18,199.66 17,509.84 35,709.50 2,706.50 1,350.40 290.00 40,056.40 2,281,394.49 70 9.50% 18,061.04 17,648.46 35,709.50 2,685.89 1,350.40 290.00 40,035.78 2,263,746.04 71 9.50% 17,921.32 17,788.17 35,709.50 2,665.11 1,350.40 290.00 40,015.00 2,245,957.87 72 9.50% 17,780.50 17,929.00 35,709.50 2,644.17 1,350.40 290.00 39,994.06 2,228,028.87 73 9.50% 17,638.56 18,963.67 36,602.23 2,623.06 1,350.40 290.00 40,865.69 2,209,065.20 74 9.50% 17,488.43 19,113.80 36,602.23 2,600.73 1,350.40 290.00 40,843.36 2,189,951.40 75 9.50% 17,337.12 19,265.12 36,602.23 2,578.23 1,350.40 290.00 40,820.86 2,170,686.28 76 9.50% 17,184.60 19,417.63 36,602.23 2,555.55 1,350.40 290.00 40,798.18 2,151,268.65 77 9.50% 17,030.88 19,571.36 36,602.23 2,532.69 1,350.40 290.00 40,775.32 2,131,697.30 78 9.50% 16,875.94 19,726.30 36,602.23 2,509.65 1,350.40 290.00 40,752.28 2,111,971.00 79 9.50% 16,719.77 19,882.46 36,602.23 2,486.42 1,350.40 290.00 40,729.06 2,092,088.54 80 9.50% 16,562.37 20,039.86 36,602.23 2,463.02 1,350.40 290.00 40,705.65 2,072,048.67 81 9.50% 16,403.72 20,198.51 36,602.23 2,439.42 1,350.40 290.00 40,682.06 2,051,850.16 82 9.50% 16,243.81 20,358.42 36,602.23 2,415.64 1,350.40 290.00 40,658.28 2,031,491.74 83 9.50% 16,082.64 20,519.59 36,602.23 2,391.68 1,350.40 290.00 40,634.31 2,010,972.15 84 9.50% 15,920.20 20,682.04 36,602.23 2,367.52 1,350.40 290.00 40,610.15 1,990,290.12 85 9.50% 15,756.46 21,760.82 37,517.29 2,343.17 1,350.40 290.00 41,500.86 1,968,529.29 86 9.50% 15,584.19 21,933.10 37,517.29 2,317.55 1,350.40 290.00 41,475.24 1,946,596.19 87 9.50% 15,410.55 22,106.74 37,517.29 2,291.73 1,350.40 290.00 41,449.42 1,924,489.46 88 9.50% 15,235.54 22,281.75 37,517.29 2,265.70 1,350.40 290.00 41,423.39 1,902,207.71 89 9.50% 15,059.14 22,458.14 37,517.29 2,239.47 1,350.40 290.00 41,397.16 1,879,749.57 90 9.50% 14,881.35 22,635.94 37,517.29 2,213.03 1,350.40 290.00 41,370.72 1,857,113.63 91 9.50% 14,702.15 22,815.14 37,517.29 2,186.38 1,350.40 290.00 41,344.07 1,834,298.49 92 9.50% 14,521.53 22,995.76 37,517.29 2,159.52 1,350.40 290.00 41,317.21 1,811,302.73 93 9.50% 14,339.48 23,177.81 37,517.29 2,132.45 1,350.40 290.00 41,290.13 1,788,124.92 94 9.50% 14,155.99 23,361.30 37,517.29 2,105.16 1,350.40 290.00 41,262.85 1,764,763.62 95 9.50% 13,971.05 23,546.24 37,517.29 2,077.66 1,350.40 290.00 41,235.34 1,741,217.38 96 9.50% 13,784.64 23,732.65 37,517.29 2,049.94 1,350.40 290.00 41,207.62 1,717,484.73 97 9.50% 13,596.75 24,858.47 38,455.22 2,021.99 1,350.40 290.00 42,117.62 1,692,626.26 98 9.50% 13,399.96 25,055.26 38,455.22 1,992.73 1,350.40 290.00 42,088.35 1,667,571.00 99 9.50% 13,201.60 25,253.62 38,455.22 1,963.23 1,350.40 290.00 42,058.85 1,642,317.39 100 9.50% 13,001.68 25,453.54 38,455.22 1,933.50 1,350.40 290.00 42,029.12 1,616,863.84 101 9.50% 12,800.17 25,655.05 38,455.22 1,903.53 1,350.40 290.00 41,999.15 1,591,208.80 102 9.50% 12,597.07 25,858.15 38,455.22 1,873.33 1,350.40 290.00 41,968.95 1,565,350.65 103 9.50% 12,392.36 26,062.86 38,455.22 1,842.89 1,350.40 290.00 41,938.51 1,539,287.78 104 9.50% 12,186.03 26,269.19 38,455.22 1,812.20 1,350.40 290.00 41,907.82 1,513,018.59 105 9.50% 11,978.06 26,477.16 38,455.22 1,781.28 1,350.40 290.00 41,876.90 1,486,541.44 106 9.50% 11,768.45 26,686.77 38,455.22 1,750.11 1,350.40 290.00 41,845.73 1,459,854.67 107 9.50% 11,557.18 26,898.04 38,455.22 1,718.69 1,350.40 290.00 41,814.31 1,432,956.63 108 9.50% 11,344.24 27,110.98 38,455.22 1,687.02 1,350.40 290.00 41,782.64 1,405,845.65 109 9.50% 11,129.61 28,286.99 39,416.60 1,655.10 1,350.40 290.00 42,712.10 1,377,558.66 110 9.50% 10,905.67 28,510.93 39,416.60 1,621.80 1,350.40 290.00 42,678.80 1,349,047.73 111 9.50% 10,679.96 28,736.64 39,416.60 1,588.23 1,350.40 290.00 42,645.23 1,320,311.09 112 9.50% 10,452.46 28,964.14 39,416.60 1,554.40 1,350.40 290.00 42,611.40 1,291,346.95 113 9.50% 10,223.16 29,193.44 39,416.60 1,520.30 1,350.40 290.00 42,577.30 1,262,153.52 114 9.50% 9,992.05 29,424.55 39,416.60 1,485.93 1,350.40 290.00 42,542.93 1,232,728.96 115 9.50% 9,759.10 29,657.50 39,416.60 1,451.29 1,350.40 290.00 42,508.29 1,203,071.47 116 9.50% 9,524.32 29,892.29 39,416.60 1,416.38 1,350.40 290.00 42,473.38 1,173,179.18 117 9.50% 9,287.67 30,128.93 39,416.60 1,381.18 1,350.40 290.00 42,438.18 1,143,050.25 118 9.50% 9,049.15 30,367.45 39,416.60 1,345.71 1,350.40 290.00 42,402.71 1,112,682.80 119 9.50% 8,808.74 30,607.86 39,416.60 1,309.96 1,350.40 290.00 42,366.96 1,082,074.94 120 9.50% 8,566.43 30,850.17 39,416.60 1,273.93 1,350.40 290.00 42,330.93 1,051,224.76 121 9.50% 8,322.20 32,079.82 40,402.02 1,237.61 1,350.40 290.00 43,280.02 1,019,144.94 122 9.50% 8,068.23 32,333.79 40,402.02 1,199.84 1,350.40 290.00 43,242.26 986,811.16 123 9.50% 7,812.25 32,589.76 40,402.02 1,161.77 1,350.40 290.00 43,204.19 954,221.39 124 9.50% 7,554.25 32,847.76 40,402.02 1,123.40 1,350.40 290.00 43,165.82 921,373.63 125 9.50% 7,294.21 33,107.81 40,402.02 1,084.73 1,350.40 290.00 43,127.15 888,265.82 126 9.50% 7,032.10 33,369.91 40,402.02 1,045.76 1,350.40 290.00 43,088.17 854,895.91 127 9.50% 6,767.93 33,634.09 40,402.02 1,006.47 1,350.40 290.00 43,048.88 821,261.82 128 9.50% 6,501.66 33,900.36 40,402.02 966.87 1,350.40 290.00 43,009.29 787,361.46 129 9.50% 6,233.28 34,168.74 40,402.02 926.96 1,350.40 290.00 42,969.38 753,192.72
130 9.50% 5,962.78 34,439.24 40,402.02 886.73 1,350.40 290.00 42,929.15 718,753.48 131 9.50% 5,690.13 34,711.88 40,402.02 846.19 1,350.40 290.00 42,888.60 684,041.60 132 9.50% 5,415.33 34,986.69 40,402.02 805.32 1,350.40 290.00 42,847.74 649,054.91 133 9.50% 5,138.35 36,273.71 41,412.07 764.13 1,350.40 290.00 43,816.60 612,781.20 134 9.50% 4,851.18 36,560.88 41,412.07 721.43 1,350.40 290.00 43,773.89 576,220.32 135 9.50% 4,561.74 36,850.32 41,412.07 678.38 1,350.40 290.00 43,730.85 539,369.99 136 9.50% 4,270.01 37,142.05 41,412.07 635.00 1,350.40 290.00 43,687.47 502,227.94 137 9.50% 3,975.97 37,436.10 41,412.07 591.27 1,350.40 290.00 43,643.74 464,791.85 138 9.50% 3,679.60 37,732.46 41,412.07 547.20 1,350.40 290.00 43,599.67 427,059.38 139 9.50% 3,380.89 38,031.18 41,412.07 502.78 1,350.40 290.00 43,555.24 389,028.20 140 9.50% 3,079.81 38,332.26 41,412.07 458.00 1,350.40 290.00 43,510.47 350,695.94 141 9.50% 2,776.34 38,635.72 41,412.07 412.87 1,350.40 290.00 43,465.34 312,060.22 142 9.50% 2,470.48 38,941.59 41,412.07 367.39 1,350.40 290.00 43,419.85 273,118.63 143 9.50% 2,162.19 39,249.88 41,412.07 321.54 1,350.40 290.00 43,374.01 233,868.75 144 9.50% 1,851.46 39,560.61 41,412.07 275.33 1,350.40 290.00 43,327.80 194,308.15 145 9.50% 1,538.27 40,909.10 42,447.37 228.76 1,350.40 290.00 44,316.53 153,399.05 146 9.50% 1,214.41 41,232.96 42,447.37 180.60 1,350.40 290.00 44,268.36 112,166.09 147 9.50% 887.98 41,559.39 42,447.37 132.05 1,350.40 290.00 44,219.82 70,606.71 148 9.50% 558.97 41,888.40 42,447.37 83.13 1,350.40 290.00 44,170.89 28,718.31 149 9.50% 227.35 28,718.31 28,945.66 33.81 1,350.40 290.00 30,619.87
TOTALES 2,226,660 3,000,000 5,226,660 331,130 195,896 43,210 5,796,896 ESTE DOCUMENTO NO ES UNA OFERTA VINCULANTE Este documento es únicamente de carácter informativo y para fines ilustrativos por lo que no implica asunción de obligación ni compromiso por parte de Banco Santander (México) S.A. Las condiciones del producto y políticas de crédito contenidas en el simulador están sujetas a cambio sin previo aviso. La autorización del crédito es una facultad discrecional de Banco Santander (México) S.A. por lo que se reserva el derecho de otorgarla o negarla. Banco Santander (México) S.A. se reserva el derecho de solicitar información adicional y/o restringir parámetros de enganche, monto, plazo o tasa en función de las características específicas del solicitante y del inmueble. Los productos hipotecarios son emitidos por Banco Santander (México), S.A., Institución de Banca Múltiple, Grupo Financiero Santander México. Características, Términos, Comisiones, Requisitos de Contratación, aplicable, Vigencia, Restricciones y Beneficios del producto, consulta www.santander.com.mx, Disponible en toda la República Mexicana El cálculo en el Seguro de referencia es única y exclusivamente con fines informativos e ilustrativos. La calidad en la prestación de los servicios y responsabilidad en el otorgamiento de los mismos es responsabilidad directa de Zúrich Santander Seguros México S.A. y/o de la Aseguradora con la que contrate estos seguros. NOTAS * Los periodos para el cálculo de intereses se consideran de 30 días. Versión. 3.9 (7 abril 2017) BHF-034 (042017)