Cuadro Nº 1 SITUACIÓN PATRIMONIAL INSTITUCIONES FINANCIERAS DE DESARROLLO 30 de abril de 2016 (En Bolivianos)

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1 Cuadro Nº 1 SITUACIÓN PATRIMONIAL (En Bolivianos) CRECER PRO MUJER DIACONIA EMPRENDER IDEPRO IMPRO SARTAWI CIDRE FONDECO FUBODE TOTAL ACTIVO DISPONIBILIDADES 19,644,530 29,528,200 49,838,865 2,747,503 17,056, ,737 16,562,323 17,248,639 2,924,710 20,542, ,405,648 INVERSIONES TEMPORARIAS 36,700,557 2,463,871 38,744, , ,748 2,138,351 25,002 72,508 65,204 39,287 81,733,881 PORTAFOLIO DE NEGOCIOS PORTAFOLIO DE INVERSIONES EN CURSO PORTAFOLIO DE INVERSIONES PENDIENTES DE COBRO PORTAFOLIO DE INVERSIONES EN EJECUCION CARTERA 1,311,201, ,552, ,104,531 47,703, ,439,983 24,854, ,770, ,529, ,894, ,107,075 4,197,156,887 CARTERA BRUTA 1,344,187, ,437, ,218,932 51,497, ,660,634 26,114, ,143, ,218, ,318, ,764,399 4,332,561,386 CARTERA VIGENTE 1,325,333, ,778, ,828,855 48,099, ,385,926 24,611, ,692, ,144, ,517, ,418,862 4,206,811,147 CARTERA VENCIDA 8,528,684 7,947,074 6,849,896 2,502,231 6,532, ,001 6,763,521 7,520,138 4,178,250 2,834,763 54,143,464 CARTERA EN EJECUCIÓN 6,826, ,569 6,670, ,950 4,066,448-1,903,446 4,165,316 2,039,191 2,462,519 29,093,044 CARTERA REPROGRAMADA O REESTRUCTURADA VIGENTE 3,000, , ,236 7,027, ,068 5,508,921 10,506,066 7,084,837 8,691 35,432,842 CARTERA REPROGRAMADA O REESTRUCTURADA VENCIDA 155,023-14,638 25, ,470 72,747 1,012,119 1,353, ,169 39,564 3,991,218 CARTERA REPROGRAMADA O REESTRUCTURARADA EN EJECUCIÓN 343, ,011 16, , ,166 1,528, ,089,670 PRODUCTOS DEVENGADOS POR COBRAR CARTERA 19,079,297 6,711,011 8,709, ,373 6,032, ,336 11,699,511 11,751,916 6,624,766 3,628,230 75,319,057 PREVISIÓN PARA CARTERA INCOBRABLE -52,065,783-18,596,599-60,824,115-4,704,653-12,253,555-1,430,461-9,072,604-25,441,124-14,049,106-12,285, ,723,555 OTRAS CUENTAS POR COBRAR 10,377,780 3,863,284 5,904,961 1,752,867 1,194, ,899 1,837,133 7,045,937 1,252, ,362 34,575,599 BIENES REALIZABLES 9 132, , , , , ,787 INVERSIONES PERMANENTES 13,820, , , ,877 2,981,896 10,976 52,233 78, , ,117 18,825,058 BIENES DE USO 30,098,240 10,010,869 29,166,847 3,457,591 6,138,404 1,245,800 8,990,507 8,993,734 6,632,436 3,883, ,617,767 OTROS ACTIVOS 7,196, ,432 6,233, ,567 1,016,382 98,434 1,226,378 3,147, , ,476 21,025,886 TOTAL DEL ACTIVO 1,429,039, ,627, ,799,126 56,792, ,889,741 29,131, ,463, ,228, ,884, ,164,945 4,639,021,514 PASIVO OBLIGACIONES CON EL PÚBLICO , , ,526 OBLIGACIONES CON INSTITUCIONES FISCALES OBLIGACIONES CON BANCOS Y ENTIDADES DE FINANCIAMIENTO 1,099,685, ,929, ,403,061 44,854, ,322,568 23,121, ,263, ,323, ,629, ,024,336 3,440,557,478 OTRAS CUENTAS POR PAGAR 50,881,835 23,473,143 21,528,201 1,691,158 6,308, ,628 11,583,188 11,457,137 4,214,819 6,276, ,169,561 PREVISIONES 27,069,119 7,233,484 8,879, ,904 7, ,348,821 45,975,244 TÍTULOS DE DEUDA EN CIRCULACIÓN ,021, ,021,708 OBLIGACIONES SUBORDINADAS ,763,583 11,452,331-13,067,371 17,735,863 2,737,606-46,756,755 TOTAL DEL PASIVO 1,177,636, ,635, ,878,195 48,308, ,083,434 24,312, ,921, ,538, ,663, ,650,077 3,678,629,272 PATRIMONIO CAPITAL SOCIAL 232,821,945 61,335, ,792,448-33,523,627 3,192,349 25,578,043 48,876,834 23,471,904 41,413, ,006,139 APORTES NO CAPITALIZADOS ,561 1,394, ,645 15,217,429 9,475,666 1,035,584-27,408,885 AJUSTES AL PATRIMONIO RESERVAS 7,780,483 32,203,544 21,838,486 8,315,391 19,284,186 2,030, ,276 4,031,726 4,946,774 3,746, ,471,525 RESULTADOS ACUMULADOS 10,800,517 5,452,303 7,289,997 80, , ,754-8,546,478 1,305,943-3,233,635 3,354,540 16,505,692 TOTAL DEL PATRIMONIO 251,402,946 98,991, ,920,931 8,483,717 54,806,308 4,818,939 32,542,269 63,690,169 26,220,628 48,514, ,392,241 TOTAL DEL PASIVO Y PATRIMONIO 1,429,039, ,627, ,799,126 56,792, ,889,741 29,131, ,463, ,228, ,884, ,164,945 4,639,021,514

2 CUADRO Nº 2 GANANCIAS Y PÉRDIDAS (En Bolivianos) CRECER PRO MUJER DIACONIA EMPRENDER IDEPRO IMPRO SARTAWI CIDRE FONDECO FUBODE TOTAL INGRESOS FINANCIEROS 113,671,404 54,474,693 55,697,431 5,621,403 22,378,741 1,628,491 22,247,992 32,233,336 10,979,480 19,930, ,863,634 GASTOS FINANCIEROS -23,204,117-9,995,106-10,409,629-1,249,842-6,929, ,808-8,424,963-9,312,763-3,695,356-4,785,567-78,478,444 RESULTADO FINACIERO BRUTO 90,467,287 44,479,587 45,287,802 4,371,561 15,449,450 1,156,683 13,823,028 22,920,572 7,284,124 15,145, ,385,190 OTROS INGRESOS OPERATIVOS 1,196, ,374 1,652,435 1,927,737 1,615, , ,543 3,768, , ,979 12,042,980 OTROS GASTOS OPERATIVOS -2,955,346-3,261, , , ,944-48, , , , ,452-9,077,335 RESULTADO DE OPERACIÓN BRUTO 88,708,285 41,360,266 46,825,338 6,099,903 16,895,038 1,389,872 13,816,334 25,803,158 7,287,019 15,165, ,350,835 RECUPERACIÓN DE ACTIVOS FINANCIEROS 12,129,935 2,496,470 5,130,970 70,164 9,537,556 52,373 1,343,536 33,099,722 4,134,622 10,017,267 78,012,616 CARGOS POR INCOB.Y DESVALORIZACIÓN DE ACTIVOS FINANCIEROS -19,240,022-4,781,673-9,372,369-1,281,667-12,094, ,270-3,298,913-37,081,728-7,696,200-11,320, ,986,915 RESULTADO DE OPERACIÓN DESPUÉS DE INCOBRABLES 81,598,198 39,075,063 42,583,939 4,888,399 14,338, ,975 11,860,958 21,821,151 3,725,441 13,862, ,376,536 GASTOS DE ADMINISTRACIÓN -67,105,650-33,630,241-31,632,293-4,808,863-13,734,071-1,180,472-11,702,240-20,284,291-6,945,328-13,005, ,028,692 RESULTADO DE OPERACIÓN NETO 14,492,548 5,444,822 10,951,646 79, , , ,718 1,536,860-3,219, ,764 30,347,844 ABONOS POR DIFERENCIA DE CAMBIO Y MANTENIMIENTO DE VALOR 45, ,163 1, ,539 CARGOS POR DIFERENCIA DE CAMBIO Y MANTENIMIENTO DE VALOR , ,496 RESULTADO DESPUES DE AJUSTE POR DIFERENCIA DE CAMBIO Y MANTENIMIENTO DE VALOR 14,538,077 5,444,873 10,968,719 80, , , ,718 1,536,860-3,219, ,764 30,411,887 INGRESOS EXTRAORDINARIOS 17,276 12,517 12, ,945 GASTOS EXTRAORDINARIOS -572, ,376 RESULTADO NETO DEL EJERCICIO ANTES DE AJUSTES DE GESTIONES ANTERIORES 13,982,976 5,457,391 10,980,870 80, , , ,718 1,536,860-3,219, ,764 29,881,456 INGRESOS DE GESTIONES ANTERIORES 949,450 3, , , ,129,702 GASTOS DE GESTIONES ANTERIORES -226,143-8, , , , ,040-13,748-2,156-1,069,125 RESULTADO ANTES DE IMPUESTOS Y AJUSTES CONTABLE POR EFECTO DE INFLACIÓN 14,706,284 5,452,303 10,775,690 80, , ,878 28,458 1,305,943-3,233, ,608 29,942,033 ABONOS POR AJUSTE POR INFLACIÓN CARGOS POR AJUSTE POR INFLACIÓN RESULTADO ANTES DE IMPUESTOS 14,706,284 5,452,303 10,775,690 80, , ,878 28,458 1,305,943-3,233, ,608 29,942,033 IMPUESTO SOBRE LAS UTILIDADES DE LAS EMPRESAS -3,905, ,485, ,391,459 RESULTADO NETO DE LA GESTIÓN 10,800,518 5,452,303 7,289,997 80, , ,878 28,458 1,305,943-3,233, ,608 22,550,574

3 CUADRO Nº 3 INDICADORES FINANCIEROS (En porcentajes) CRECER PRO MUJER DIACONIA EMPRENDER IDEPRO IMPRO SARTAWI CIDRE FONDECO FUBODE TOTAL ESTRUCTURA DE ACTIVOS Disponibilidades/Total Activo 1.37% 5.66% 5.64% 4.84% 4.47% 1.07% 4.62% 3.11% 1.57% 8.66% 3.80% Inversiones Temporarias/Total Activo 2.57% 0.47% 4.38% 1.17% 0.22% 7.34% 0.01% 0.01% 0.04% 0.02% 1.76% Cartera / Total Activo 91.75% 90.98% 85.21% 84.00% 92.29% 85.32% 92.00% 93.39% 93.55% 89.01% 90.48% Otras Cuentas por cobrar / Total Activo 0.73% 0.74% 0.67% 3.09% 0.31% 1.62% 0.51% 1.27% 0.67% 0.37% 0.75% Bienes Realizables / Total Activo 0.00% 0.03% 0.00% 0.01% 0.06% 0.00% 0.00% 0.02% 0.10% 0.00% 0.01% Inversiones Permanentes / Total Activo 0.97% 0.07% 0.09% 0.46% 0.78% 0.04% 0.01% 0.01% 0.16% 0.07% 0.41% Bienes de Uso / Total Activo 2.11% 1.92% 3.30% 6.09% 1.61% 4.28% 2.51% 1.62% 3.57% 1.64% 2.34% Otros Activos / Total Activo 0.50% 0.14% 0.71% 0.35% 0.27% 0.34% 0.34% 0.57% 0.33% 0.23% 0.45% ESTRUCTURA DE PASIVOS Oblig.con Bancos y Ent.Fin./Pasivo+Patrimonio 76.95% 75.14% 54.58% 78.98% 81.00% 79.37% 84.04% 82.01% 82.11% 75.91% 74.17% Obligaciones subordinadas/pasivo+patrimonio 0.00% 0.00% 0.00% 3.11% 3.00% 0.00% 3.65% 3.19% 1.47% 0.00% 1.01% CALIDAD DE CARTERA Cartera Vigente / Cartera Bruta 98.82% 98.22% 98.31% 94.58% 96.59% 97.86% 96.96% 97.26% 96.30% 97.57% 97.92% Cartera reprogramada o reestructurada / Cartera Bruta 0.26% 0.00% 0.11% 1.26% 2.42% 3.90% 2.07% 2.52% 4.18% 0.02% 0.98% Cartera Vencida / Cartera Bruta 0.65% 1.63% 0.85% 4.91% 2.05% 2.14% 2.38% 1.67% 2.58% 1.31% 1.34% Cartera en Ejecución / Cartera Bruta 0.53% 0.15% 0.84% 0.51% 1.36% 0.00% 0.66% 1.07% 1.12% 1.12% 0.74% Cartera Vencida Total + Ejecución Total / Cartera Bruta 1.18% 1.78% 1.69% 5.42% 3.41% 2.14% 3.04% 2.74% 3.70% 2.43% 2.08% Cartera Reprog. o Reestructurada Vigente / Cartera Vigente Total 0.23% 0.00% 0.09% 1.24% 2.03% 3.70% 1.74% 2.03% 4.06% 0.00% 0.84% Cartera Reprog. o Reestruct. Vencida y Ejec. / Cartera Reprog. o Reestruct % 0.00% 14.34% 6.52% 18.99% 7.15% 18.79% 21.53% 6.58% 81.99% 16.66% Prod. Financieros Devengados por Cobrar Cartera / Cartera Bruta 1.42% 1.38% 1.08% 1.77% 1.68% 0.65% 3.58% 2.21% 3.65% 1.65% 1.74% Prev.Cartera Incobrable / Cartera Bruta 4.49% 4.17% 7.55% 9.14% 3.42% 5.76% 2.77% 4.78% 7.75% 5.59% 5.10% Previsión cartera incobrable / Cartera en Mora % % % % % % 91.26% % % % % LIQUIDEZ Disponibilidades / Pasivo 1.67% 6.99% 9.72% 5.69% 5.21% 1.28% 5.08% 3.51% 1.83% 10.89% 4.80% Disponibilidades + Inversiones Temporarias / Pasivo 4.78% 7.57% 17.27% 7.06% 5.47% 10.08% 5.09% 3.52% 1.87% 10.91% 7.02% Disponibilidades + Inversiones Temporarias / Activo 3.94% 6.13% 10.02% 6.00% 4.68% 8.41% 4.63% 3.12% 1.61% 8.68% 5.56% SOLVENCIA Patrimonio/Activo 17.59% 18.98% 41.97% 14.94% 14.35% 16.54% 9.08% 11.47% 14.11% 20.46% 20.70% Patrimonio/Activo+Contingente 17.59% 18.98% 41.97% 14.94% 14.35% 16.54% 9.08% 11.47% 14.11% 20.46% 20.70% Cartera Vencida+Ejecución/Patrimonio 6.31% 8.75% 3.68% 32.90% 22.35% 11.59% 30.55% 22.87% 25.62% 11.00% 9.40% Cartera vencida + Ejec. reprog. o reestruct. / Patrimonio 0.20% 0.00% 0.03% 0.50% 3.01% 1.51% 3.92% 4.53% 1.90% 0.08% 0.74% Cartera Vencida+Ejecución-Prev/Patrimonio 1.89% 1.69% 0.54% 4.64% 5.98% 5.97% 8.44% 9.53% 6.57% 1.56% 2.47% Coeficiente de adecuación patrimonial (1) 18.08% 18.08% 45.83% 15.39% 14.79% 19.59% 13.52% 15.05% 17.33% 20.51% 22.22% Coeficiente de adecuación patrimonial (2) 18.08% 18.08% 45.83% 15.60% 14.79% 17.34% 13.52% 15.05% 15.82% 20.61% n.d. ESTRUCTURA FINANCIERA Activo Productivo / Activo + Contingente 95.88% 91.59% 92.63% 86.08% 90.88% 93.97% 88.21% 92.07% 92.72% 90.21% 92.77% Pasivo con Costo / Pasivo + Contingente 88.52% 90.29% 89.36% 95.37% 96.19% 94.08% 94.50% 95.33% 95.74% 93.23% 91.64% Activo Productivo - Pasivo con Costo / Pasivo con Costo 31.44% 25.21% 78.61% 6.11% 10.31% 19.68% 2.67% 9.09% 12.75% 21.64% 27.66% Activo Improductivo / Patrimonio 23.43% 44.30% 17.57% 93.18% 63.53% 36.45% % 69.15% 51.60% 47.86% 34.93% RENTABILIDAD Resultado Financiero Bruto / (Activo+Contingente) 18.76% 25.18% 15.57% 22.43% 11.97% 11.64% 11.82% 12.18% 11.29% 18.99% 16.72% Resultado de Operación Bruto / (Activo+Contingente) 18.40% 23.41% 16.10% 31.30% 13.09% 13.98% 11.82% 13.71% 11.29% 19.01% 16.91% Result. de Operación después de Incobrables / (Activo+Contingente) 16.92% 22.12% 14.64% 25.08% 11.11% 6.27% 10.15% 11.60% 5.77% 17.38% 15.05% Resultado de Operación Neto / (Activo+Contingente) 3.01% 3.08% 3.76% 0.41% 0.47% -5.61% 0.14% 0.82% -4.99% 1.07% 1.95% Result. de Operación Neto antes de Impuestos (Activo+Contingente) 3.05% 3.09% 3.70% 0.41% 0.47% -6.37% 0.02% 0.69% -5.01% 1.07% 1.92% Resultado Neto de la Gestión / (Activo+Contingente) [ROA] 2.24% 3.09% 2.51% 0.41% 0.47% -6.37% 0.02% 0.69% -5.01% 1.07% 1.45% Resultado Neto de la Gestión / Patrimonio [ROE] 13.17% 16.99% 5.95% 2.87% 3.33% % 0.26% 6.22% % 5.35% 7.13% RESULTADOS Ingresos Financieros / Activo+Contingente 23.57% 30.84% 19.15% 28.84% 17.35% 16.38% 19.03% 17.13% 17.01% 24.99% 21.76% Ingresos Financieros / Cartera Bruta 25.18% 32.77% 20.98% 32.32% 18.57% 18.82% 20.61% 18.50% 17.73% 27.01% 23.41% Resultado Neto / Ingresos Financieros 9.50% 10.01% 13.09% 1.44% 2.70% % 0.13% 4.05% % 4.29% 6.65% Gastos Financieros / Activo+Contingente -4.81% -5.66% -3.58% -6.41% -5.37% -4.75% -7.21% -4.95% -5.73% -6.00% -5.04% Gastos Financieros / Pasivos con costo promedio 6.50% 7.58% 6.95% 7.86% 6.48% 6.08% 8.40% 5.84% 6.97% 8.00% 6.87% Ajustes netos por inflación y por diferencias de cambio / Activo+Contingen 0.01% 0.00% 0.01% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Cargos por Incob.Netos de Recuper. / Activo+Contingente -1.47% -1.29% -1.46% -6.22% -1.98% -7.72% -1.67% -2.12% -5.52% -1.63% -1.86% Otros Ingresos Operativos Netos / Activo+Contingente -0.36% -1.77% 0.53% 8.87% 1.12% 2.35% -0.01% 1.53% 0.00% 0.03% 0.19% Gastos de Administración / Activo+Contingente % % % % % % % % % % % Ing.Extraord. Y de Gest.Ant.Netos / Activo+Contingente 0.03% 0.00% -0.07% 0.00% 0.00% -0.76% -0.11% -0.12% -0.02% 0.00% -0.03% Deprec.y Desval.Bienes de Uso / Bienes de uso-terrenos 21.66% 21.86% 20.95% 27.71% 21.16% 14.26% 25.64% 25.31% 15.33% 29.34% 22.15% INGRESOS Y GASTOS FINANCIEROS Productos por Cartera Vigente / Cartera Vigente 25.26% 33.14% 21.09% 40.79% 18.65% 18.68% 20.97% 18.37% 17.42% 27.32% 23.66% Productos por Cartera Reprog. Y Reestruct. Vigente / Cartera Reprog.y Rees 15.37% 0.00% 19.19% % 15.33% 17.90% 15.32% 7.54% 14.89% 41.46% 2.71% Productos por Cartera Vencida y en Ejecución / Cartera Vencida y en Ejecu 13.59% 6.22% 7.96% 12.82% 16.45% 21.63% 12.41% 39.49% 31.67% 12.14% 17.13% Productos por Cartera Reprog. Y Reestruct. Vencida y en Ejec. / Cartera Rep 11.06% 0.00% 8.58% 57.80% 18.41% 30.01% 5.45% 1.40% 11.19% 0.08% 8.59% Int. Penales Cartera Vencida Total /Productos cartera vencida total 1.83% 0.00% 1.95% 7.09% 0.00% 0.00% 0.78% 0.20% 0.78% 9.53% 1.23% Int. Penales Cartera en Ejecución Total /Productos cartera en Ejecución 5.32% 0.00% 0.89% 0.00% 0.00% 0.00% 1.07% 0.25% 0.15% 2.65% 1.80% Int. Penales Cartera Vencida Total y en Ejecución Total /Productos cartera 3.25% 0.00% 1.69% 7.09% 0.00% 0.00% 0.79% 0.21% 0.65% 8.26% 1.35% Int.Oblig.con Emp.con participación Estatal / Oblig.c/emp.con particip. Es 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Cargos por Oblig.con el BCB / Oblig.con el BCB 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% EFICIENCIA ADMINISTRATIVA RATIOS DE EFICIENCIA (1) Gastos de Administración/(Activo+Contingente) 13.92% 19.04% 10.87% 24.67% 10.64% 11.88% 10.01% 10.78% 10.76% 16.31% 13.10% Gastos de Administración/Activo Productivo Promedio neto de Conting 14.52% 20.51% 11.70% 28.88% 11.70% 13.01% 11.20% 12.08% 11.68% 18.03% 14.13% Gastos de Administración/(Cartera+Contingente) 14.86% 20.23% 11.91% 27.65% 11.40% 13.64% 10.84% 11.64% 11.21% 17.62% 14.09% ESTRUCTURA DE GASTOS DE ADMINISTRACIÓN Gastos de Personal/Gastos de Administración 75.94% 71.31% 64.75% 60.48% 62.54% 60.61% 63.19% 62.25% 58.24% 70.29% 69.03% Deprec.y Amortizaciones/Gastos de Administración 4.20% 3.03% 9.20% 5.94% 4.53% 4.51% 5.91% 6.82% 7.56% 3.24% 5.26% Otros Gastos Administración/Gastos de Administración 19.86% 25.66% 26.05% 33.57% 32.94% 34.87% 30.90% 30.93% 34.20% 26.47% 25.71% Gastos de Administración/Total Egresos(4) 57.25% 65.08% 57.17% 63.78% 41.71% 45.49% 47.97% 29.89% 37.00% 44.39% 50.06% CÁLCULO SPREAD EFECTIVO (1) SPREAD EFECTIVO 18.25% 23.41% 16.11% 31.02% 12.81% 13.98% 11.32% 13.45% 10.44% 19.01% 16.73% MARGEN FINANCIERO (5) 18.61% 25.18% 15.55% 22.15% 11.69% 11.79% 11.32% 11.92% 10.43% 18.99% 16.54% Margen Financiero en Activos ProductivosPromedio Neto de Contin 19.49% 27.48% 16.87% 26.31% 12.87% 13.03% 13.18% 13.07% 10.92% 21.38% 17.93% Ingreso Financiero Promedio en Activos Productivos Neto de Cont 24.30% 33.13% 20.42% 32.72% 18.24% 17.63% 20.38% 18.02% 16.65% 27.38% 22.96% Costo Promedio de Fondos (7) -4.81% -5.66% -3.55% -6.41% -5.37% -4.60% -7.21% -4.95% -5.73% -6.00% -5.03% MARGEN OPERATIVO -0.36% -1.77% 0.56% 8.87% 1.12% 2.20% -0.01% 1.53% 0.00% 0.03% 0.19% UTILIZACIÓN DEL SPREAD EFECTIVO (1) SPREAD EFECTIVO 18.25% 23.41% 16.11% 31.02% 12.81% 13.98% 11.32% 13.45% 10.44% 19.01% 16.73% Incobrabilidad -1.33% -1.29% -1.41% -5.94% -1.70% -7.72% -1.17% -1.85% -4.67% -1.63% -1.67% Gastos administrativos % % % % % % % % % % % Resultados extraordinarios -0.12% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% -0.03% Resultados gestiones anteriores 0.15% 0.00% -0.07% 0.00% 0.00% -0.76% -0.11% -0.12% -0.02% 0.00% 0.00% n.d. No disponible (1) Cálculo de CAP utilizando el valor de patrimonio neto del mes precedente (2) Cálculo de CAP utilizando el valor de patrimonio neto del mes actual

4 Cuadro Nº 4 ESTADO DE CARTERA POR DEPARTAMENTOS Y ZONAS (En Bolivianos) DEPARTAMENTO BRUTA VIGENTE ESTADO DE CARTERA POR DEPARTAMENTO: NIVEL URBANO CARTERA Reprogramada o reestructurada vigente VENCIDA Reprogramada o reestructurada vencida EJECUCIÓN Reprogramada o reestructurada en ejecución BENI 44,628,913 43,986,543 34, , ,104 - CHUQUISACA 170,221, ,713,429 17, ,611 11, ,534 - COCHABAMBA 268,721, ,726,328 2,382,078 6,210, ,212 2,997, ,693 LA PAZ 833,195, ,400,211 4,263,494 8,943, ,629 6,999, ,732 ORURO 256,271, ,194, ,043 2,083,521 2,161 1,063, ,432 PANDO 39,434,970 37,199, , , , ,379 68,631 POTOSÍ 80,516,792 77,863,092 95,780 2,050,024 3, ,312 - SANTA CRUZ 394,251, ,804,061 2,989,315 5,753, ,672 1,327, ,017 TARIJA 145,480, ,097,330 2,355,640 1,702, ,600 1,126,074 - TOTAL 2,232,722,220 2,171,984,989 13,355,520 28,923,187 1,794,488 15,372,096 1,331, % 97.28% 0.60% 1.30% 0.08% 0.69% 0% ESTADO DE CARTERA POR DEPARTAMENTO: NIVEL RURAL BENI 173,668, ,570, ,666 1,917,371 96,289 2,192,649 15,803 CHUQUISACA 97,636,718 95,461, , , , ,678 2,645 COCHABAMBA 357,234, ,609,831 3,480,848 2,514, ,468 2,028, ,039 LA PAZ 479,930, ,797,539 1,907,811 5,985, ,588 2,578, ,960 ORURO 110,538, ,750, ,117 1,012,556 92, ,384 - PANDO 21,621,497 20,912, , ,373 46,936 85,012 - POTOSÍ 146,161, ,712, ,855 1,037, , ,387 - SANTA CRUZ 575,651, ,373,427 12,677,700 9,999, ,783 5,166, ,264 TARIJA 137,395, ,636, ,124 1,903, , , ,455 TOTAL 2,099,839,164 2,034,826,153 22,077,322 25,259,843 2,196,730 13,720,949 1,758, % 96.90% 1.05% 1.20% 0.10% 0.65% 0% ESTADO DE CARTERA POR DEPARTAMENTO TOTAL NACIONAL BENI 218,297, ,557, ,904 2,408,398 96,289 2,309,753 15,803 CHUQUISACA 267,858, ,175, ,685 1,555, , ,212 2,645 COCHABAMBA 625,956, ,336,159 5,862,926 8,725, ,680 5,026, ,732 LA PAZ 1,313,126,135 1,280,197,750 6,171,305 14,928,596 1,351,217 9,577, ,692 ORURO 366,810, ,945, ,160 3,096,077 95,078 1,525, ,432 PANDO 61,056,466 58,111, ,448 1,023, , ,390 68,631 POTOSÍ 226,678, ,576, ,636 3,087, , ,699 - SANTA CRUZ 969,902, ,177,488 15,667,015 15,752, ,454 6,493,915 1,024,281 TARIJA 282,875, ,734,040 3,224,763 3,605, ,857 1,756, ,455 TOTAL 4,332,561,384 4,206,811,142 35,432,842 54,183,029 3,991,218 29,093,045 3,089, % 97.10% 0.82% 1.25% 0.09% 0.67% 0%

5 Cuadro Nº 5 ESTADO DE CARTERA POR INSTITUCIÓN Y ZONA (En Bolivianos) INSTITUCIÓN BRUTA VIGENTE ESTADO DE CARTERA POR ENTIDAD: NIVEL URBANO CARTERA Reprogramada o reestructurada vigente VENCIDA Reprogramada o reestructurada vencida EJECUCIÓN Reprogramada o reestructurada en ejecución CRECER 559,931, ,142,757 1,179,732 3,040,476 12,650 2,523,300 32,677 PRO MUJER 373,293, ,487,685-5,597, ,057 - DIACONIA 577,696, ,572, ,837 3,979,197-4,785,792 - EMPRENDER 35,729,382 33,131, ,183 1,821,958 21, ,950 16,448 IDEPRO 182,540, ,059,729 4,172,146 3,744, ,244 1,939, ,994 IMPRO 21,302,382 19,921, , ,297 68, SARTAWI 83,891,426 78,231,746 1,052,268 3,152, ,959 1,243,249 - CIDRE 260,614, ,560,837 5,011,411 5,262,970 1,021,951 2,681,376 1,076,384 FONDECO 16,839,693 16,486, , ,685-41,827 - FUBODE 120,882, ,391,444 8,691 1,780,700 39,564 1,701,761 - TOTAL 2,232,722,220 2,171,984,989 13,355,520 28,923,187 1,794,488 15,372,096 1,331, % 97.28% 0.60% 1.30% 0.08% 0.69% 0% ESTADO DE CARTERA POR ENTIDAD: NIVEL RURAL CRECER 784,256, ,190,654 1,820,604 5,488, ,373 4,303, ,722 PRO MUJER 113,144, ,291,290-2,349, ,511 - DIACONIA 227,522, ,256, ,989 2,870,699 14,638 1,884, ,011 EMPRENDER 15,767,791 14,968, , ,273 4, IDEPRO 176,120, ,326,191 2,855,714 2,788, ,226 2,126, ,028 IMPRO 4,812,454 4,689,700 56,953 61,703 4, SARTAWI 243,251, ,461,196 4,456,653 3,611, , , ,166 CIDRE 271,603, ,583,673 5,494,656 2,257, ,682 1,483, ,240 FONDECO 164,478, ,031,153 6,892,700 4,058, ,169 1,997,364 - FUBODE 98,881,801 97,027,415-1,093, ,759 - TOTAL 2,099,839,164 2,034,826,153 22,077,322 25,259,843 2,196,730 13,720,949 1,758, % 96.90% 1.05% 1.20% 0.10% 0.65% 0% ESTADO DE CARTERA POR ENTIDAD TOTAL NACIONAL CRECER 1,344,187,754 1,325,333,411 3,000,336 8,528, ,023 6,826, ,399 PRO MUJER 486,437, ,778,975-7,947, ,569 - DIACONIA 805,218, ,828, ,826 6,849,896 14,638 6,670, ,011 EMPRENDER 51,497,172 48,099, ,236 2,502,231 25, ,950 16,448 IDEPRO 358,660, ,385,920 7,027,860 6,532, ,470 4,066, ,022 IMPRO 26,114,836 24,611, , ,001 72, SARTAWI 327,143, ,692,942 5,508,921 6,763,521 1,012,119 1,903, ,166 CIDRE 532,218, ,144,511 10,506,066 7,520,138 1,353,633 4,165,316 1,528,624 FONDECO 181,318, ,517,197 7,084,837 4,178, ,169 2,039,191 - FUBODE 219,764, ,418,859 8,691 2,874,327 39,564 2,462,519 - TOTAL 4,332,561,384 4,206,811,142 35,432,842 54,183,029 3,991,218 29,093,045 3,089, % 97.10% 0.82% 1.25% 0.09% 0.67% 0%

6 Cuadro Nº 6 CALIFICACIÓN DE CARTERA POR INSTITUCIÓN (En Bolivianos) CARTERA POR ENTIDAD: TOTAL NACIONAL INSTITUCIÓN CALIFICACIÓN DE CARTERA Categoría A Categoría B Categoría C Categoría D Categoría E Categoría F TOTAL CRECER 1,318,651,513 9,202,655 3,861,202 1,919,750 2,418,099 8,134,535 1,344,187,754 PRO MUJER 465,856,444 9,485,902 2,846, ,175 1,175,458 6,149, ,437,617 DIACONIA 788,068,472 3,676,532 1,244, , ,260 11,239, ,218,932 EMPRENDER 48,102, , , , ,578 2,170,320 51,497,172 IDEPRO 338,590,503 7,356,000 1,513,814 1,280, ,624 9,092, ,660,629 IMPRO 25,181, , , ,212 85,986 31,328 26,114,836 SARTAWI 312,765,040 4,918,998 1,795, , ,184 6,393, ,143,114 CIDRE 499,628,078 18,578,347 2,696,259 1,572, ,631 9,274, ,218,287 FONDECO 172,506,839 1,644, , , ,566 5,156, ,318,644 FUBODE 212,846,565 1,614, , , ,437 4,016, ,764,399 TOTAL 4,182,197,015 57,455,861 15,811,066 8,199,415 7,240,823 61,657,204 4,332,561, % 1.33% 0.36% 0.19% 0.17% 1.42% 100% n.d. - No disponible

7 GRÁFICO Nº 1 Calificación de cartera de las IFD A 97% Otras Categorías 3%

8 Millones GRÁFICO Nº 2 Evolución de Cartera Bruta Urbana y Rural (En Millones de Bolivianos) 5,000 4,500 4,000 4,099 4,353 4,333 3,500 3,656 3,000 2,891 2,500 2,000 1,500 1, ,063 2,236 2,241 2,233 2,113 2,100 1,939 1,717 2,036 1,624 1,549 1,245 1,250 1,342 1, dic.-04 dic.-05 dic.-06 dic.-07 dic.-08 dic.-09 dic.-10 dic.-11 dic.-12 dic.-13 dic.-14 dic.-15 abr.-16 Cartera Bruta Cartera Bruta Urbana Cartera Bruta Rural

9 Cuadro Nº 7 NÚMERO DE CLIENTES POR INSTITUCIÓN Y DEPARTAMENTO (En número de clientes) INSTITUCIÓN URBANO RURAL NACIONAL HOMBRES MUJERES HOMBRES MUJERES HOMBRES MUJERES TOTAL CLIENTES CIDRE 4,250 3,141 5,500 2,880 9,750 6,021 15,771 CRECER 14,490 56,353 20,288 77,012 34, , ,143 DIACONIA 22,723 31,201 8,864 5,591 31,587 36,792 68,379 EMPRENDER 1,838 5, ,662 2,785 7,247 10,032 FONDECO ,800 2,274 2,123 3,034 5,157 FUBODE 6,226 21,274 4,730 7,913 10,956 29,187 40,143 IDEPRO 3,439 2,582 4,761 1,984 8,200 4,566 12,766 IMPRO 967 1, ,285 1,264 2,549 PRO MUJER 8,554 80,918 3,287 27,224 11, , ,983 SARTAWI 3,178 5,894 6,888 5,128 10,066 11,022 21,088 TOTAL 65, ,720 57, , , , ,011 DEPARTAMENTO URBANO RURAL NACIONAL HOMBRES MUJERES HOMBRES MUJERES HOMBRES MUJERES TOTAL CLIENTES BENI 964 8,227 4,939 19,115 5,903 27,342 33,245 CHUQUISACA 5,667 15,487 2,967 4,287 8,634 19,774 28,408 COCHABAMBA 9,171 23,035 10,433 18,364 19,604 41,399 61,003 LA PAZ 26,931 68,391 15,459 25,383 42,390 93, ,164 ORURO 6,750 20,115 2,650 3,085 9,400 23,200 32,600 PANDO 981 4, ,143 1,604 5,354 6,958 POTOSI 2,627 9,250 4,371 8,784 6,998 18,034 25,032 SANTA CRUZ 8,653 47,750 11,587 39,069 20,240 86, ,059 TARIJA 4,244 12,254 4,354 12,690 8,598 24,944 33,542 TOTAL 65, ,720 57, , , , ,011

10 GRÁFICO Nº 3 Evolución de número de prestatarios urbanos y rurales 500, , , , , , , , , , , , , , , , , , , , , , , , , ,000 50, , ,878 65, , , ,831 86,780 89, , , , , , ,195 97,863 96, , , , , , ,303 - dic.-04 dic.-05 dic.-06 dic.-07 dic.-08 dic.-09 dic.-10 dic.-11 dic.-12 dic.-13 dic.-14 dic.-15 abr.-16 Clientes Clientes Urbanos Clientes Rurales

11 GRÁFICO Nº 4 Evolución de número de prestatarios hombres, mujeres e institucionales 500, , , , , , , , , , , , , , ,000 50, , , , , , ,232 35,103 36,249 38, , ,282 47, , , , ,788 54,610 52, , ,546 67, ,545 85, ,567 99, , , , , , , ,781123,371 - dic.-04 dic.-05 dic.-06 dic.-07 dic.-08 dic.-09 dic.-10 dic.-11 dic.-12 dic.-13 dic.-14 dic.-15 abr.-16 Clientes Clientes Mujeres Clientes Hombres Clientes Institucionales

12 Título del eje 9.00% GRÁFICO Nº 5 Evolución de porcentaje de Mora 8.00% 7.97% 7.00% 6.00% 5.68% 5.00% 5.13% 4.00% 3.00% 3.39% 2.00% 1.00% 2.38% 1.68% 1.36% 1.03% 1.00% 1.16% 1.53% 1.60% 2.09% 0.00% dic.-04 dic.-05 dic.-06 dic.-07 dic.-08 dic.-09 dic.-10 dic.-11 dic.-12 dic.-13 dic.-14 dic.-15 abr.-16

13 Millones GRÁFICO Nº 6 Evolución de cobertura de previsiones sobre la cartera en mora (en Millones de Bolivianos) Cartera en Mora Previsiones dic.-04 dic.-05 dic.-06 dic.-07 dic.-08 dic.-09 dic.-10 dic.-11 dic.-12 dic.-13 dic.-14 dic.-15 abr.-16

14 GRÁFICO Nº 7 Evolución de indicadores de resultados 35.00% 30.00% 30.67% 25.00% 27.23% 28.16% 28.74% 26.92% 25.66% 23.98% 23.06% 22.17% 23.74% 23.06% 23.41% 20.00% 18.75% 19.46% 18.06% 18.16% 19.79% 17.41% 16.56% 15.00% 15.25% 12.65% 14.02% 13.48% 14.41% 14.08% 14.09% 10.00% 5.00% Ingresos Financieros / Cartera Bruta 0.00% Gastos Administrativos / Cartera Bruta dic.-04 dic.-05 dic.-06 dic.-07 dic.-08 dic.-09 dic.-10 dic.-11 dic.-12 dic.-13 dic.-14 dic.-15 abr.-16

15 Cuadro Nº 8 CLASIFICACIÓN DE CARTERA POR DESTINO DEL CRÉDITO (En Bolivianos) INSTITUCIÓN Agricultura y Ganadería Caza, Silvicultura y Pesca Extracción de petroleo crudo y gas natural Minerales metálicos y no metálicos Industria Manufacturera Producción y distribución de energía eléctrica, gas y agua Construcción Venta al por mayor y menor Hoteles y Restaurantes CARTERA POR ENTIDAD: NIVEL URBANO SECTOR ECONOMICO Transporte, almacenamiento y comunicación CRECER 7,708,914 82,364-2,214,243 25,350,057 40,317 58,945, ,014,354 23,316,749 99,465,615-31,071,480-2,637,192 10,063,708 20, ,931,593 PRO MUJER - - 3, ,827 1,019,070 60,310 5,989, ,842,449 80,495,108 10,229, ,799 5,556, , ,632 8,602,731 88, ,293,230 DIACONIA 4,463,317 3,052-3,960,799 23,912,546 86, ,026, ,880,103 7,180,140 63,869, ,535 99,158, ,999 3,149,116 6,524, ,906-22, ,696,880 EMPRENDER 88,600-18,573 41,359 5,286, ,285 18,370,026 4,951,747 3,951, , ,483 19, ,465 1,307, ,357 35,729,382 IDEPRO 9,651,578 4,680,482-1,048,680 21,263,135-8,532,813 56,433,579 13,042,061 53,424, ,712 8,287, , ,837 5,330, , ,540,109 IMPRO 227,807 27,075-34,157 3,555, ,497 3,975,949 1,132,500 3,133,781-6,623,919 58, , , ,581 21,302,383 SARTAWI 11,510,355 13, ,119 5,761,218 33,320 11,508,377 33,379,554 5,456,205 8,819,200-4,362,651 8, ,174 2,436,468 58,399-2,492 83,891,426 CIDRE 22,798,616 3,106,809 32,585 4,043,181 23,592,144 6,920,987 39,695,262 49,100,908 10,674,710 68,308, ,534 22,711,069 72, ,255 8,527,210 83, ,614,928 FONDECO 1,667, ,164,581-1,892,556 5,462,062 1,647, ,744-2,505, , , , ,839,693 FUBODE 11,998,306 7, ,685 15,122,403-10,143,691 44,199,095 26,412,161 10,741, , ,443,511 61, , ,882,596 TOTAL 70,114,909 7,921,283 55,045 12,438, ,026,934 7,141, ,202, ,658, ,308, ,737, , ,135,277 1,175,937 8,547,422 45,531, , ,824 2,232,722, % 0.35% 0.00% 0.56% 5.69% 0.32% 15.01% 42.00% 7.81% 14.45% 0.03% 8.11% 0.05% 0.38% 2.04% 0.02% 0.00% 0.03% 100% CARTERA POR ENTIDAD: NIVEL RURAL CRECER 179,386,290 1,934,722-6,129,284 21,445,219 24,547 72,424, ,330,396 27,682,319 55,478,489-18,761, ,235 6,282,490 10, , ,256,161 PRO MUJER , ,874-2,076,459 71,354,630 33,487,017 2,602,240-1,198,382 30, ,943 2,105,386 9, ,144,387 DIACONIA 76,139,265 4,701,033-1,885,576 13,120,262-49,026,695 38,362,522 3,541,449 13,471,086 27,572 24,301,311 49, ,476 2,543,863 5,508-15, ,522,052 EMPRENDER 3,736, ,413-17,712 1,573, ,270 5,428,429 1,726,014 2,188,283-54,023-17, , ,767,791 IDEPRO 103,747,146 14,782, ,599 8,691,380-2,432,730 18,174,061 5,504,897 20,099,074 3,333 1,582,618 63,308 92, , ,120,520 IMPRO 2,914,333 22, ,306,486-73, ,928 20, , ,221-5, ,812,454 SARTAWI 168,652, , ,547 6,157,132 6,229 17,582,503 29,476,351 6,086,312 7,149,464 79,702 6,075,653 22, , ,352 8,663-19, ,251,689 CIDRE 178,366,352 3,308,949-4,870,620 8,266, ,750 15,967,659 11,402,929 1,942,276 38,160, ,645 6,904, ,900 40,640 1,920,215 4, ,603,359 FONDECO 131,091,740 64,151-22,930 2,400,178 1,184,103 7,670,316 9,798,394 4,473,623 3,140,439-3,464, ,739 1,021, ,478,951 FUBODE 51,557,655 96,765-2,838,955 6,948,883-5,886,937 19,096,575 6,967,560 4,676, ,094-40, ,881 16,611-47,734 98,881,801 TOTAL 895,591,623 25,510,383-16,690,844 70,021,625 1,398, ,345, ,530,215 91,432, ,112, ,252 62,690, ,999 1,199,202 16,531,115 55, ,423 82,860 2,099,839, % 1.21% 0.00% 0.79% 3.33% 0.07% 8.26% 28.46% 4.35% 7.01% 0.01% 2.99% 0.01% 0.06% 0.79% 0.00% 0.01% 0.00% 100% CARTERA POR ENTIDAD: TOTAL NACIONAL CRECER 187,095,204 2,017,086-8,343,527 46,795,275 64, ,370, ,344,750 50,999, ,944,103-49,832,730-2,896,427 16,346,198 31, ,423-1,344,187,754 PRO MUJER - - 3, ,448 1,131,944 60,310 8,066, ,197, ,982,126 12,831, ,799 6,755, , ,575 10,708,117 98, ,437,617 DIACONIA 80,602,582 4,704,086-5,846,376 37,032,807 86, ,052, ,242,625 10,721,589 77,340, , ,460, ,007 3,480,592 9,068, ,414-37, ,218,932 EMPRENDER 3,825, ,413 18,573 59,071 6,859, ,555 23,798,455 6,677,761 6,139, , ,506 19, ,642 1,692, ,357 51,497,172 IDEPRO 113,398,724 19,463,142-1,218,279 29,954,515-10,965,543 74,607,640 18,546,957 73,523, ,044 9,869, , ,080 6,107, , ,660,629 IMPRO 3,142,140 49,644-34,157 4,861,573-1,016,758 4,081,877 1,153,322 3,280,636-6,840,139 58, , , ,581 26,114,836 SARTAWI 180,162, ,641-1,128,666 11,918,349 39,549 29,090,880 62,855,906 11,542,517 15,968,664 79,702 10,438,304 30, ,867 3,355,820 67,063-22, ,143,114 ANED CIDRE 201,164,968 6,415,758 32,585 8,913,801 31,858,171 7,104,736 55,662,921 60,503,837 12,616, ,468, ,180 29,615, , ,895 10,447,426 87, ,218,287 FONDECO 132,759,156 64,151-22,930 4,564,759 1,184,103 9,562,872 15,260,456 6,120,625 3,934,182-5,969, , ,134 1,491, ,318,644 FUBODE 63,555, ,746-3,120,640 22,071,286-16,030,628 63,295,669 33,379,721 15,417, ,249-40,076 2,019,392 78, , ,764,397 TOTAL 965,706,532 33,431,666 55,045 29,128, ,048,559 8,540, ,548,106 1,535,188, ,740, ,850, , ,825,415 1,455,937 9,746,623 62,062, , , ,684 4,332,561, % 0.77% 0.00% 0.67% 4.55% 0.20% 11.74% 35.43% 6.13% 10.84% 0.02% 5.63% 0.03% 0.22% 1.43% 0.01% 0.00% 0.02% 100% Intermediación financiera Servicios inmobiliarios, empresariales y de alquiler Administración pública, defensa y seguridad social obligatoria Educación Servicios sociales, comunales y personales Servicio de hogares privados que contratan servicio doméstico Servicios de organizaciones y órganos extraterritoriales Actividades atípicas TOTAL

16 GRÁFICO Nº 8 Destino de cartera urbana Servicios inmobiliarios, empresariales y de alquiler 8% Otras Actividades 20% Venta al por mayor y menor 42% Transporte, almacenamiento y comunicación 15% Construcción 15%

17 GRÁFICO Nº 9 Destino de cartera rural Transporte, almacenamiento y comunicación 7% Otras Actividades 14% Construcción 8% Agricultura y Ganadería 43% Venta al por mayor y menor 28%

18 Cuadro Nº 9 ESTRATIFICACIÓN DE CARTERA POR MONTO DEL CRÉDITO (En Bolivianos) CARTERA POR ENTIDAD: NIVEL URBANO ESTRATIFICACIÓN DE CARTERA POR MONTOS INSTITUCIÓN Mayor a US$ Entre US$ y Entre US$ y Entre US$ y Entre US$ y Entre US$ y Entre US$ y Entre US$ y Entre US$ y Entre US$ y Entre US$ y Entre US$ y Entre US$ 501 y US$ US$ US$ US$ US$ US$ US$ US$ US$ US$ US$ US$ Menores a US$ 500 TOTAL CRECER ,220 1,084,705 10,014,115 15,334,928 59,718, ,177,922 41,870,904 35,728,569 73,043,006 89,329,947 64,543,878 23,051, ,931,594 PRO MUJER , ,946 8,235,714 4,122,099 13,698,662 52,659, ,445, ,048,207 40,055, ,293,230 DIACONIA - 2,436,896 8,119,679 28,790,863 33,042,753 33,952,711 61,792, ,037,268 42,552,142 45,563,339 61,443,973 61,017,670 36,589,198 13,358, ,696,880 EMPRENDER , ,567 1,158,805 1,172,288 1,574,628 4,662,394 10,055,659 9,005,720 7,181,909 35,729,380 IDEPRO - 2,316,049 13,932,192 10,022,913 8,114,352 20,488,926 32,841,253 58,594,292 8,584,121 16,280,702 7,164,841 3,831, ,092 47, ,540,109 IMPRO , ,503 4,758,804-1,568,026 1,469,149 10,874,837-1,710,634 21,302,382 SARTAWI - - 4,301,462 6,951,901 6,374,124 2,775,217 6,864,082 16,560,061 6,077,702 7,342,965 7,159,401 8,831,551 5,189,036 5,463,923 83,891,426 CIDRE 4,310,879 24,530,843 30,716,028 20,039,893 14,886,776 19,607,093 13,850,089 36,835,020 31,528,540 19,728,995 23,243,819 16,492,416 3,876, , ,614,928 FONDECO - 1,540, ,462 3,244,649 1,156, , ,070 2,378, , ,034 1,323,219 2,202,484 1,423, ,586 16,839,694 FUBODE ,759 11,819,110 8,267,768 8,468,280 9,828,728 21,531,114 31,511,305 29,314, ,882,598 TOTAL 4,310,879 30,824,446 57,978,044 70,134,925 73,781,331 93,461, ,485, ,555, ,538, ,629, ,998, ,613, ,508, ,901,670 2,232,722, % 1.38% 2.60% 3.14% 3.30% 4.19% 7.95% 19.51% 6.47% 6.75% 10.84% 15% 14% 5% 100% CARTERA POR ENTIDAD: NIVEL RURAL CRECER ,057,556 8,393,759 10,773, ,264, ,533,895 68,760,493 54,250,252 99,500, ,062,153 91,338,006 28,321, ,256,160 PRO MUJER ,555 1,039, ,596 3,073,258 13,200,888 27,983,460 54,311,032 13,163, ,144,387 DIACONIA ,601 4,767,159 8,199,261 7,462,768 17,122,057 65,309,992 22,292,952 22,949,016 29,894,585 29,564,306 14,290,303 4,907, ,522,052 EMPRENDER ,047 70,610 1,051, , ,811 2,346,559 5,232,282 3,300,260 2,237,321 15,767,791 IDEPRO - - 6,571,874 5,176,868 4,862,394 25,851,427 30,961,500 52,143,023 14,100,898 14,825,684 12,622,678 7,886,975 1,046,565 70, ,120,520 IMPRO ,275 32, , ,535 2,659, ,480 4,812,454 SARTAWI ,968,436 43,611,576 25,735,361 15,204,524 18,760,571 44,436,247 21,953,551 21,075,904 19,221,018 11,667,100 3,084,792 3,532, ,251,689 CIDRE 9,496,200 25,118,419 36,219,429 19,078,108 13,475,877 12,617,551 11,718,260 39,473,710 29,751,454 23,095,414 26,843,333 18,358,184 4,993,349 1,364, ,603,359 FONDECO - 3,557,662 18,689,720 27,130,683 21,668,257 14,223,702 18,585,386 27,825,993 6,091,054 6,326,837 7,298,953 6,811,679 3,882,875 2,386, ,478,952 FUBODE , ,869 1,401,608 23,268,857 11,827,233 11,030,434 11,392,228 16,411,268 12,947,544 10,151,343 98,881,801 TOTAL 9,496,200 28,676,081 77,212, ,821,950 82,658,327 86,380, ,941, ,145, ,565, ,446, ,882, ,636, ,194,724 66,781,530 2,099,839, % 1.37% 3.68% 4.80% 3.94% 4.11% 9.71% 21.25% 8.36% 7.55% 10.61% 12% 9% 3% 100% CARTERA POR ENTIDAD: TOTAL NACIONAL CRECER ,220 2,142,262 18,407,873 26,108, ,982, ,711, ,631,398 89,978, ,543, ,392, ,881,884 51,373,027 1,344,187,754 PRO MUJER , ,501 9,275,372 4,436,695 16,771,920 65,860, ,429, ,359,239 53,218, ,437,617 DIACONIA - 2,436,896 8,882,281 33,558,022 41,242,014 41,415,479 78,914, ,347,260 64,845,094 68,512,355 91,338,557 90,581,976 50,879,501 18,265, ,218,932 EMPRENDER , ,177 2,210,193 1,613,801 2,543,438 7,008,952 15,287,942 12,305,981 9,419,230 51,497,171 IDEPRO - 2,316,049 20,504,067 15,199,781 12,976,746 46,340,353 63,802, ,737,314 22,685,019 31,106,387 19,787,519 11,718,836 1,367, , ,660,629 IMPRO , ,503 4,821,080 32,000 2,418,994 2,030,684 13,534,032-2,357,114 26,114,836 SARTAWI ,269,898 50,563,477 32,109,484 17,979,742 25,624,652 60,996,309 28,031,254 28,418,869 26,380,418 20,498,650 8,273,828 8,996, ,143,114 CIDRE 13,807,079 49,649,262 66,935,457 39,118,002 28,362,653 32,224,644 25,568,349 76,308,731 61,279,995 42,824,409 50,087,152 34,850,600 8,869,577 2,332, ,218,287 FONDECO - 5,098,321 19,564,182 30,375,332 22,825,039 14,614,369 19,101,456 30,204,312 6,454,040 7,001,872 8,622,171 9,014,163 5,306,653 3,136, ,318,646 FUBODE , ,869 1,543,366 35,087,967 20,095,002 19,498,713 21,220,956 37,942,383 44,458,848 39,465, ,764,399 TOTAL 13,807,079 59,500, ,190, ,956, ,439, ,842, ,427, ,700, ,104, ,075, ,880, ,249, ,703, ,683,200 4,332,561, % 1.37% 3.12% 3.95% 3.61% 4.15% 8.80% 20.35% 7.39% 7.13% 10.73% 13% 11% 4% 100%

19 Cuadro Nº 10 DISTRIBUCIÓN DE CARTERA POR TIPO DE CRÉDITO (En Bolivianos) CARTERA POR ENTIDAD: NIVEL URBANO TIPO DE CRÉDITO INSTITUCIÓN Crédito empresarial Crédito debidamente Crédito PYME Crédito Empresarial Crédito PYME Crédito empresarial calificado por días garantizado al sector calificado por días Agropecuario calificado empresarial mora público mora PyME agropecuario PyME agropecuario debidamente PyME agropecuario debidamente garantizado con Calificados por Días garantizado garantía real Mora Calificados por Días Calificados por Días Mora Mora Crédito PyME Agropecuario calificado como empresarial Crédito PyME Agropecuario con garantía real calificado como empresarial Microcrédito individual Microcrédito debidamente garantizado Microcrédito garantizado con garantía real Microcrédito solidario Microcrédito Banca Microcrédito solidario debidamente Comunal garantizado Microcrédito Banca Comunal debidamente garantizado Microcrédito Agropecuario Microcrédito agropecuario debidamente garantizado c/garantía real Microcrédito agropecuario debidamente garantizado Crédito hipotecario de vivienda Crédito de Vivienda sin Garantía Hipotecaria Crédito de Vivienda sin Garantía Crédito de consumo Crédito de consumo Hipotecaria Crédito de consumo debidamente garantizado con debidamente garantizado garantía real garantizado TOTAL CRECER ,056, ,688,018-7,791, ,063,798 56,423,737-4,908, ,931,593 PRO MUJER ,168,003 37,705, , ,313, ,103, , , ,293,230 DIACONIA , ,217, ,482,738-3,806, ,539,516 70,716, ,972, ,696,880 EMPRENDER ,223, ,173-11,784, ,729,382 IDEPRO ,886,793 99, ,413,891 13,648, ,358,934-1,018, , ,540,109 IMPRO ,302, ,302,382 SARTAWI ,450, ,959,946-11,356, ,255,391 3,895,764-2,973, ,891,426 CIDRE ,348, ,400 4,767, , ,729,369 81,430,436 89,134, ,491 9,484,561 9,928,603 16,899, ,663 9,400,740 2,154,431 11,187,025 5,957, ,614,928 FONDECO ,643,478 43,061 5,954, ,935, , ,014-1,072, , , ,839,693 FUBODE ,307, ,873-68,152,856-23,864, ,713 3,558, , ,882,597 TOTAL ,196, ,778 4,767, , ,512, ,827,460 95,645,800 44, , ,890, ,888,161 49,253,008 10,446,574 9,928,603 82,826, ,084,591 9,400, ,305,862 11,187,025 5,957,685 2,232,722, % 0.00% 0.00% 0.00% 0.00% 1.26% 0.01% 0.21% 0.02% 0.00% 0.00% 32.90% 5.95% 4.28% 0.00% 0.03% 17.42% 12.13% 2.21% 0.47% 0.44% 3.71% 6.10% 0.42% 11.66% 0.50% 0.27% % CARTERA POR ENTIDAD: NIVEL RURAL CRECER ,993, ,010, ,321, ,197,255 72,524,304-2,209, ,256,161 PRO MUJER ,700,775 8,403, ,453,174 86,458, , ,144,387 DIACONIA ,219 25, ,393, ,733,707-77,572, ,018,956 24,275,846-62,480, ,522,052 EMPRENDER ,001, ,378-3,755, ,767,791 IDEPRO ,360,303 3,850, ,189,618 2,257, ,461, ,120,520 IMPRO ,812, ,812,454 SARTAWI ,016, ,060, ,516, ,063,097 6,462,422-3,132, ,251,689 CIDRE ,548,197 1,295,000 26,209,175 7,144, ,161,222 20,481,850 46,897, ,886,899 31,824, ,314,885 6,939, ,960 4,731, ,301 3,357,280 1,746, ,603,359 FONDECO ,284,635 1,938,348 11,219, ,356, ,856 10,883, ,692,558-26,520,431 86,792,153 96,040 3,596,545 1,634,808-1,773,877 61,105 1,926, ,478,951 FUBODE ,739, ,134-18,698,028-60,003, ,773 2,441, , ,881,802 TOTAL ,214,354 7,110,060 37,428,193 7,144, ,363,802 31,845,978 57,780, ,134 11, ,649,045 90,213, ,282, ,616, ,410,925 34,139, ,729,560 4,731,529 70,968,767 3,418,385 3,673,290 2,099,839, % 0.00% 0.00% 0.00% 0.00% 0.58% 0.34% 1.78% 0.34% 0.00% 0.00% 25.35% 1.52% 2.75% 0.01% 0.00% 16.13% 4.30% 25.35% 5.65% 5.21% 1.63% 5.13% 0.23% 3.38% 0.16% 0.17% % CARTERA POR ENTIDAD: TOTAL NACIONAL CRECER ,049, ,698, ,112, ,261, ,948,041-7,117, ,344,187,754 PRO MUJER ,868,778 46,108, , ,766, ,561, , , ,437,617 DIACONIA ,777 25, ,611, ,216,445-81,379, ,558,473 94,992, ,452, ,218,932 EMPRENDER ,224, ,551-15,539, ,497,172 IDEPRO ,247,096 3,950, ,603,510 15,906, ,358,934-16,480, , ,660,629 IMPRO ,114, ,114,836 SARTAWI ,466, ,020, ,873, ,318,488 10,358,186-6,106, ,143,114 CIDRE ,896,690 1,480,400 30,976,915 7,695, ,890, ,912, ,031, ,875,390 41,309, ,243,488 23,839, ,623 14,132,269 2,956,732 14,544,306 7,704, ,218,287 FONDECO ,284,635 1,938,348 11,219, ,000, ,917 16,837, ,627,619-26,947,046 87,754,167 96,040 4,668,783 1,797,847-2,413,535 61,105 1,926, ,318,644 FUBODE ,046, ,008-86,850,884-83,867, ,486 5,999,683-1,228, ,764,399 TOTAL ,411,199 7,394,838 42,195,933 7,695, ,266,876, ,673, ,426, , , ,539, ,101, ,535, ,063, ,339, ,966, ,814,151 14,132, ,274,628 14,605,410 9,630,975 4,332,561, % 0.00% 0.00% 0.00% 0.00% 0.93% 0.17% 0.97% 0.18% 0.00% 0.00% 29.24% 3.80% 3.54% 0.00% 0.02% 16.79% 8.33% 13.42% 2.98% 2.75% 2.70% 5.63% 0.33% 7.65% 0.34% 0.22% %

20 GRÁFICO Nº 10 Estratificación de cartera por monto de crédito Entre US$ 501 y US$ % Menores a US$ 500 4% Mayores a US$ % Entre US$ y US$ % Entre US$ y US$ % Entre US$ y US$ % Entre US$ y US$ % Entre US$ y US$ %

21 Cuadro Nº 11 COBERTURA DE LA RED DE AGENCIAS Y EMPLEADOS Número de Agencias Personal Entidad Rural Urbana Total Rural Urbana Total CIDRE CRECER ,178 DIACONIA EMPRENDER FONDECO FUBODE IDEPRO IMPRO PRO MUJER SARTAWI Total general ,216 2,532 3,748 Número de Agencias Personal Departamento Rural Urbana Total Rural Urbana Total BENI CHUQUISACA COCHABAMBA LA PAZ ,074 1,322 ORURO PANDO POTOSÍ SANTA CRUZ TARIJA Total general ,216 2,532 3,748

22 GRÁFICO Nº 11 Cobertura por departamento Número de Agencias Rural Número de Agencias Urbana

23 Cuadro Nº 12A Tasas de interés según moneda y tipo de crédito Crédito empresarial Crédito empresarial calificado por días mora Crédito debidamente garantizado al sector público Credito Empresarial Agropecuario Crédito PYME calificado empresarial Crédito PYME calificado por días mora PyME agropecuario Calificados por Dias Mora PyME agropecuario debidamente garantizado con garantía real Calificados por Dias Mora PyME agropecuario debidamente garantizado Calificados por Dias Mora Crédito PyME Agropecuario calificado como empresarial Crédito PyME Agropecuario con garantía real calificado como empresarial Microcrédito individual Microcrédito debidamente garantizado Microcrédito garantizado con garantía real Microcrédito solidario Microcrédito solidario debidamente garantizado Microcrédito Banca Comunal Microcrédito Banca Comunal debidamente garantizado Microcredito Agropecuario Microcredito agropecuario debidamente garantizado c/garantia real Microcredito agropecuario debidamente garantizado Crédito hipotecario de vivienda Crédito de Vivienda sin Garantia Hipotecaria Crédito de Vivienda sin Garantia Hipotecaria debidamente garantizado Crédito de consumo Crédito de consumo debidamente garantizado Crédito de consumo garantizado con garantía real Tasas de interés de créditos en bolivianos DIACONIA EMPRENDER IDEPRO CRECER PRO MUJER IMPRO SARTAWI CIDRE FONDECO FUBODE 13.00% 12.00% 16.00% 12.30% 24.00% 28.00% 20.50% 28.00% 13.00% 12.30% 15.00% 28.00% 15.00% 12.30% 19.00% 28.00% 17.00% 21.00% 11.50% 24.00% 13.00% 14.00% 9.75% 12.00% 16.00% 16.00% 12.30% 22.00% 28.00% 30.00% 24.00% 36.00% 33.00% 19.00% 28.00% 24.00% 28.00% 26.00% 18.00% 12.00% 10.00% 12.30% 18.00% 30.00% 33.00% 22.00% 28.00% 18.00% 15.00% 12.30% 21.00% 28.00% 25.00% 27.00% 27.00% 29.40% 36.00% 36.00% 34.00% 35.00% 36.00% 33.00% 30.00% 30.00% 33.60% 36.00% 35.00% 36.00% 33.00% 34.00% 36.00% 36.00% 35.00% 36.00% 35.00% 36.00% 11.50% 13.00% 18.00% 16.00% 13.00% 12.30% 16.00% 24.00% 15.00% 18.00% 28.00% 23.00% 28.00% 24.00% 10.00% 12.30% 21.00% 28.00% 24.00% 11.00% 26.00% 22.00% 15.00% 12.00% 10.00% 14.00% 12.00% 12.30% 18.00% 18.00% 12.00% 12.32% 18.00% 21.00% 28.00% 18.00% 15.00% 16.00% 18.00% 16.00% 12.30% 20.00% 30.00% 24.00% 20.00% 22.00% 28.00% 22.00% 18.00% 23.00% 12.00% 13.00% 18.00% 12.30% 29.40% 30.00% 24.00% 25.00% 28.00% 29.40% 16.00% 12.30% 24.50% 28.00% 15.00% 12.30% 24.00% 28.00%